Winchester Bancorp, Inc. (WSBK)
Nasdaq · Savings Institutions, Not Federally Chartered · Finance, insurance and real estate · CIK 2047235 · fiscal year ends in Jun
Closing price $13.38 on 30 Oct 2026; 52-week range $9.56 to $13.38.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $26.3M
- Revenue growth
- 36.0%
- Net income, last twelve months
- $4.4M
- Net margin
- 16.8%
- Return on equity
- 3.7%
- Market value
- $124.4M
- Price to earnings
- 26.9x
- Cash
- $60.0M
- Debt
- $158.2M
- Debt to equity
- 1.31
- Shares outstanding
- 9.3M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2026 | 30 Jun 2026 | $26.3M | – | $4.4M | $0.49 | $5.3M | 10-K filed 16 Sep 2026 |
| FY2025 | 30 Jun 2025 | $19.3M | – | -$874.0K | -$0.09 | $2.2M | 10-K filed 17 Sep 2025 |
| FY2024 | 30 Jun 2024 | $16.2M | – | $786.0K | – | -$1.1M | 10-K filed 17 Sep 2025 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q4 FY2026 | 30 Jun 2026 | $7.4M | $1.2M | – |
| Q3 FY2026 | 31 Mar 2026 | $6.7M | $1.1M | $0.13 |
| Q2 FY2026 | 31 Dec 2025 | $6.4M | $1.1M | $0.12 |
| Q1 FY2026 | 30 Sep 2025 | $5.8M | $962.0K | $0.11 |
| Q4 FY2025 | 30 Jun 2025 | $6.0M | -$920.0K | -$0.10 |
| Q3 FY2025 | 31 Mar 2025 | $4.7M | $305.0K | – |
| Q2 FY2025 | 31 Dec 2024 | $4.4M | $373.0K | – |
| Q1 FY2025 | 30 Sep 2024 | $4.3M | -$632.0K | – |
Company events
The newest 8-K filings of 15 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 28 Oct 2026 | 8-K | Results | 2.02, 9.01 |
| 30 Sep 2026 | 8-K | Other events | 8.01 |
| 30 Jul 2026 | 8-K | Results, Bylaws or fiscal year change | 2.02, 5.03, 9.01 |
| 29 Apr 2026 | 8-K | Results | 2.02, 9.01 |
| 28 Jan 2026 | 8-K | Results | 2.02, 9.01 |
| 13 Nov 2025 | 8-K | Shareholder vote | 5.07 |
| 22 Oct 2025 | 8-K | Results | 2.02, 9.01 |
| 17 Sep 2025 | 8-K | Other events | 8.01, 9.01 |
| 30 Jul 2025 | 8-K | Results | 2.02, 9.01 |
| 6 May 2025 | 8-K | Other events | 8.01, 9.01 |
| 30 Apr 2025 | 8-K | Results | 2.02, 9.01 |
| 30 Apr 2025 | 8-K | Other events | 8.01, 9.01 |
Every filing
The newest filings with the SEC of 36 held.
| Filed | Form | Period |
|---|---|---|
| 28 Oct 2026 | 8-K | 28 Oct 2026 |
| 30 Sep 2026 | 8-K | 30 Sep 2026 |
| 28 Sep 2026 | DEF 14A | 28 Sep 2026 |
| 28 Sep 2026 | ARS | 30 Jun 2026 |
| 16 Sep 2026 | 10-K | 30 Jun 2026 |
| 30 Jul 2026 | 8-K | 30 Jul 2026 |
| 13 May 2026 | 10-Q | 31 Mar 2026 |
| 29 Apr 2026 | 8-K | 29 Apr 2026 |
| 11 Feb 2026 | 10-Q | 31 Dec 2025 |
| 28 Jan 2026 | 8-K | 28 Jan 2026 |
| 13 Nov 2025 | 8-K | 12 Nov 2025 |
| 12 Nov 2025 | 10-Q | 30 Sep 2025 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 26 May 2026 | Merritt Edward J, Director | Purchase | 915 | $12.76 | $11.7K | 20,915 | 27 May 2026 |
| 21 May 2026 | Carroll John A, President & CEO | Purchase | 50 | $12.75 | $638 | 50 | 22 May 2026 |
| 7 May 2026 | Snow John Ingalls Iii, Director | Purchase | 1,525 | $12.79 | $19.5K | 19,535 | 8 May 2026 |
| 7 May 2026 | Snow John Ingalls Iii, Director | Purchase | 200 | $12.77 | $2.6K | 19,735 | 8 May 2026 |
| 5 May 2026 | Snow John Ingalls Iii, Director | Purchase | 6,110 | $12.87 | $78.6K | 18,610 | 6 May 2026 |
| 1 May 2026 | Boodakian Stephen Harry, Director | Purchase | 2,500 | $12.93 | $32.3K | 2,500 | 5 May 2026 |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 15.9K | -22.73% | 2.08 |
| 30 Sep 2026 | 20.5K | +67.02% | 3.37 |
| 15 Sep 2026 | 12.3K | -8.1% | 1.4 |
| 31 Aug 2026 | 13.4K | -20.11% | 1.88 |
| 14 Aug 2026 | 16.7K | -9.95% | 1.34 |
| 31 Jul 2026 | 18.6K | +6.89% | 3.69 |
| 15 Jul 2026 | 17.4K | -3.47% | 6.27 |
| 30 Jun 2026 | 18.0K | +17.81% | 2 |
Funds that hold it
From each fund's latest Form 13F.
24 funds held it at 30 Jun 2026: 9 added and 3 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| Mangrove Partners Im, LLC | 186,201 | $2.4M | 0 |
| Vanguard Capital Management LLC | 178,941 | $2.4M | -2,572 |
| Northstar Financial Companies, Inc. | 70,000 | $919.8K | 0 |
| Integrated Wealth Concepts LLC | 57,000 | $749.0K | 0 |
| Oppenheimer & Close, LLC | 50,000 | $657.0K | 0 |
| Renaissance Technologies LLC | 31,400 | $412.6K | +400 |
| Geode Capital Management, LLC | 29,037 | $381.8K | +15,117 |
| AllianceBernstein L.P. | 24,656 | $313.1K | 0 |
| Vanguard Fiduciary Trust Co. | 22,708 | $298.4K | +146 |
| Raymond James Financial Inc. | 20,000 | $262.8K | 0 |
Peers
Companies in the same industry.
- Flagstar Bank, National Association (FLG): revenue $2.1B, market value $4.4B
- Beacon Financial Corp. (BBT): revenue –, market value $2.6B
- Heritage Financial Corp. (HFWA): revenue $294.1M, market value $1.2B
- NB Bancorp, Inc. (NBBK): revenue $259.2M, market value $970.1M
- Southern Missouri Bancorp, Inc. (SMBC): revenue $200.6M, market value $778.1M
- Third Coast Bancshares, Inc. (TCBX): revenue $236.6M, market value $663.7M
- Greene County Bancorp Inc. (GCBC): revenue $92.6M, market value $609.7M
- Home Bancorp, Inc. (HBCP): revenue $153.8M, market value $475.9M
- Avidia Bancorp, Inc. (AVBC): revenue $112.9M, market value $471.7M
- Pioneer Bancorp, Inc. (PBFS): revenue $102.0M, market value $448.4M