Southern Missouri Bancorp, Inc. (SMBC)
Nasdaq · Savings Institutions, Not Federally Chartered · Finance, insurance and real estate · CIK 916907 · fiscal year ends in Jun
Closing price $71.79 on 29 Oct 2026; 52-week range $52.44 to $79.33.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $200.6M
- Revenue growth
- 9.9%
- Net income, last twelve months
- $71.8M
- Earnings per share
- $6.43
- Net margin
- 35.8%
- Free cash flow
- $76.6M
- Return on equity
- 12.2%
- Market value
- $790.6M
- Price to earnings
- 11.2x
- Dividend yield
- 1.4%
- Cash
- $91.0M
- Debt
- $166.2M
- Debt to equity
- 0.28
- Shares outstanding
- 11.0M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2026 | 30 Jun 2026 | $200.6M | – | $71.8M | $6.43 | $76.6M | 10-K filed 11 Sep 2026 |
| FY2025 | 30 Jun 2025 | $182.6M | – | $58.6M | $5.18 | $75.3M | 10-K filed 11 Sep 2025 |
| FY2024 | 30 Jun 2024 | $164.3M | – | $50.2M | $4.42 | $61.2M | 10-K filed 13 Sep 2024 |
| FY2023 | 30 Jun 2023 | $152.9M | – | $39.2M | $3.85 | $56.0M | 10-K filed 13 Sep 2023 |
| FY2022 | 30 Jun 2022 | $124.8M | – | $47.2M | $5.21 | $62.7M | 10-K filed 13 Sep 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q4 FY2026 | 30 Jun 2026 | $51.8M | $20.3M | $1.83 |
| Q3 FY2026 | 31 Mar 2026 | $50.2M | $17.8M | $1.60 |
| Q2 FY2026 | 31 Dec 2025 | $49.6M | $18.1M | $1.62 |
| Q1 FY2026 | 30 Sep 2025 | $49.0M | $15.7M | $1.38 |
| Q4 FY2025 | 30 Jun 2025 | $47.6M | $15.8M | $1.39 |
| Q3 FY2025 | 31 Mar 2025 | $46.1M | $15.7M | $1.39 |
| Q2 FY2025 | 31 Dec 2024 | $45.0M | $14.7M | $1.30 |
| Q1 FY2025 | 30 Sep 2024 | $43.8M | $12.5M | $1.10 |
Company events
The newest 8-K filings of 253 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 29 Oct 2026 | 8-K | Leadership change, Shareholder vote | 5.02, 5.07 |
| 21 Oct 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 27 Jul 2026 | 8-K | Investor update | 7.01, 9.01 |
| 22 Jul 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 5 May 2026 | 8-K | Investor update | 7.01, 9.01 |
| 23 Apr 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 10 Feb 2026 | 8-K | Investor update | 7.01, 9.01 |
| 22 Jan 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 25 Nov 2025 | 8-K | Bylaws or fiscal year change | 5.03, 9.01 |
| 10 Nov 2025 | 8-K | Investor update | 7.01, 9.01 |
| 23 Oct 2025 | 8-K | Shareholder vote | 5.07 |
| 23 Oct 2025 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
Every filing
The newest filings with the SEC of 542 held.
| Filed | Form | Period |
|---|---|---|
| 29 Oct 2026 | 8-K | 26 Oct 2026 |
| 21 Oct 2026 | 8-K | 20 Oct 2026 |
| 21 Sep 2026 | ARS | 30 Jun 2026 |
| 21 Sep 2026 | DEF 14A | 26 Oct 2026 |
| 11 Sep 2026 | 10-K | 30 Jun 2026 |
| 27 Jul 2026 | 8-K | 27 Jul 2026 |
| 22 Jul 2026 | 8-K | 21 Jul 2026 |
| 8 May 2026 | 10-Q | 31 Mar 2026 |
| 5 May 2026 | 8-K | 4 May 2026 |
| 23 Apr 2026 | 8-K | 21 Apr 2026 |
| 10 Feb 2026 | 8-K | 9 Feb 2026 |
| 6 Feb 2026 | 10-Q | 31 Dec 2025 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 9 Sep 2026 | Hensley Todd E., Director | Sale outside a trading plan | 10,422 | $72.63 | $757.0K | 534,169 | 10 Sep 2026 |
| 9 Sep 2026 | Hensley Todd E., Director | Sale outside a trading plan | 429 | $73.29 | $31.4K | 533,740 | 10 Sep 2026 |
| 8 Sep 2026 | Hensley Todd E., Director | Sale outside a trading plan | 4,749 | $73.48 | $349.0K | 544,591 | 10 Sep 2026 |
| 18 Aug 2026 | Hecker Mark E, EVP-CHIEF CREDIT OFFICER | Sale outside a trading plan | 1,600 | $75.49 | $120.8K | 9,030 | 20 Aug 2026 |
| 18 Aug 2026 | Hecker Mark E, EVP-CHIEF CREDIT OFFICER | Sale outside a trading plan | 900 | $75.61 | $68.0K | 8,130 | 20 Aug 2026 |
| 18 Aug 2026 | Hecker Mark E, EVP-CHIEF CREDIT OFFICER | Sale outside a trading plan | 185 | $75.51 | $14.0K | 0 | 20 Aug 2026 |
| 5 Jun 2026 | Windes Richard, EVP-CHIEF LENDING OFFICER | Sale outside a trading plan | 2,000 | $69.70 | $139.4K | 5,375 | 9 Jun 2026 |
| 21 May 2026 | Windes Richard, EVP-CHIEF LENDING OFFICER | Sale outside a trading plan | 2,000 | $68.47 | $136.9K | 5,375 | 22 May 2026 |
| 6 May 2026 | Bagby Douglas, Director | Sale outside a trading plan | 580 | $68.90 | $40.0K | 21,220 | 8 May 2026 |
| 4 Mar 2026 | Love Charles R, Director | Sale outside a trading plan | 580 | $64.00 | $37.1K | 15,220 | 4 Mar 2026 |
| 20 Nov 2025 | Young William E, Insider | Sale outside a trading plan | 1,500 | $53.87 | $80.8K | 93,552 | 21 Nov 2025 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 8 Sep 2026 | Todd E. Hensley, Director | 15,600 | $1.1M | 8 Sep 2026 |
| 18 Aug 2026 | HECKER MARK E, Officer | 185 | $14.1K | 18 Aug 2026 |
| 17 Aug 2026 | HECKER MARK E, Officer | 2,500 | $190.7K | 17 Aug 2026 |
| 5 Jun 2026 | Richard Windes, Officer | 2,000 | $137.7K | 5 Jun 2026 |
| 21 May 2026 | Richard Windes, Officer | 2,000 | $135.2K | 21 May 2026 |
| 21 Nov 2025 | William E Young, Retired Director | 1,500 | $80.8K | 20 Nov 2025 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 27 Mar 2026 | The Vanguard Group | 13G amended | 0% | 0 |
| 5 Feb 2026 | FMR LLC | 13G amended | 0.4% | 40.3K |
| 5 Nov 2025 | FMR LLC | 13G amended | 5.2% | 583.1K |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 433.7K | -2.91% | 5.4 |
| 30 Sep 2026 | 446.7K | +29.91% | 5.16 |
| 15 Sep 2026 | 343.8K | +26.95% | 3.55 |
| 31 Aug 2026 | 270.8K | -19.68% | 2.8 |
| 14 Aug 2026 | 337.2K | +18.28% | 3.86 |
| 31 Jul 2026 | 285.1K | +9.41% | 3 |
| 15 Jul 2026 | 260.6K | -8.55% | 3.01 |
| 30 Jun 2026 | 285.0K | +65.24% | 1.75 |
Funds that hold it
From each fund's latest Form 13F.
163 funds held it at 30 Jun 2026: 82 added and 29 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 1,118,877 | $85.3M | +191,222 |
| Dimensional Fund Advisors LP | 465,835 | $35.5M | +24,996 |
| Raffles Associates LP | 422,306 | $32.2M | +199,421 |
| Vanguard Capital Management LLC | 417,015 | $31.8M | -14,681 |
| State Street Corp. | 358,893 | $27.4M | +77,382 |
| American Century Companies Inc. | 353,437 | $26.9M | +37,622 |
| Geode Capital Management, LLC | 247,557 | $18.9M | +11,786 |
| Manufacturers Life Insurance Company, the | 237,224 | $18.1M | -1,767 |
| Hotchkis & Wiley Capital Management LLC | 155,511 | $11.9M | +710 |
| Vanguard Portfolio Management LLC | 155,405 | $11.8M | +11,282 |
Peers
Companies in the same industry.
- Flagstar Bank, National Association (FLG): revenue $2.1B, market value $4.4B
- Beacon Financial Corp. (BBT): revenue –, market value $2.6B
- Heritage Financial Corp. (HFWA): revenue $294.1M, market value $1.2B
- NB Bancorp, Inc. (NBBK): revenue $259.2M, market value $988.5M
- Third Coast Bancshares, Inc. (TCBX): revenue $236.6M, market value $671.6M
- Greene County Bancorp Inc. (GCBC): revenue $92.6M, market value $609.0M
- Home Bancorp, Inc. (HBCP): revenue $153.8M, market value $483.2M
- Avidia Bancorp, Inc. (AVBC): revenue $112.9M, market value $472.2M
- Pioneer Bancorp, Inc. (PBFS): revenue $102.0M, market value $446.8M