Avidia Bancorp, Inc. (AVBC)
NYSE · Savings Institutions, Not Federally Chartered · Finance, insurance and real estate · CIK 2058758 · fiscal year ends in Dec
Closing price $23.52 on 29 Oct 2026; 52-week range $14.78 to $23.52.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $112.9M
- Revenue growth
- 20.3%
- Net income, last twelve months
- $17.6M
- Earnings per share
- $0.95
- Net margin
- 15.6%
- Free cash flow
- $48.2M
- Return on equity
- 4.5%
- Market value
- $472.2M
- Price to earnings
- 24.8x
- Cash
- $70.5M
- Debt
- $187.9M
- Debt to equity
- 0.48
- Shares outstanding
- 20.1M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $103.6M | – | -$3.3M | -$0.18 | $24.1M | 10-K filed 27 Mar 2026 |
| FY2024 | 31 Dec 2024 | $90.3M | – | $11.5M | – | $20.4M | 10-K filed 27 Mar 2026 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $29.9M | $7.2M | $0.39 |
| Q1 FY2026 | 31 Mar 2026 | $28.3M | $6.0M | $0.32 |
| Q4 FY2025 | 31 Dec 2025 | $26.8M | $5.3M | $0.29 |
| Q3 FY2025 | 30 Sep 2025 | $28.0M | -$907.0K | -$0.05 |
| Q2 FY2025 | 30 Jun 2025 | $25.9M | $3.9M | – |
| Q1 FY2025 | 31 Mar 2025 | $22.9M | -$11.6M | – |
| Q4 FY2024 | 31 Dec 2024 | $22.2M | $3.5M | – |
| Q3 FY2024 | 30 Sep 2024 | $22.8M | $2.1M | – |
Company events
The newest 8-K filings of 17 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 23 Oct 2026 | 8-K | Results | 2.02, 9.01 |
| 16 Sep 2026 | 8-K/A | Shareholder vote | 5.07 |
| 15 Sep 2026 | 8-K | Shareholder vote | 5.07 |
| 4 Aug 2026 | 8-K | Other events | 8.01, 9.01 |
| 27 Jul 2026 | 8-K | Results | 2.02, 9.01 |
| 26 Jun 2026 | 8-K | Other events | 8.01, 9.01 |
| 28 May 2026 | 8-K | Investor update | 7.01, 9.01 |
| 27 Apr 2026 | 8-K | Results | 2.02, 9.01 |
| 2 Feb 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 14 Nov 2025 | 8-K | Auditor change | 4.01, 9.01 |
| 27 Oct 2025 | 8-K | Results | 2.02, 9.01 |
| 25 Sep 2025 | 8-K | Leadership change | 5.02, 9.01 |
Every filing
The newest filings with the SEC of 39 held.
| Filed | Form | Period |
|---|---|---|
| 23 Oct 2026 | 8-K | 22 Oct 2026 |
| 16 Sep 2026 | 8-K/A | 15 Sep 2026 |
| 16 Sep 2026 | S-8 | – |
| 15 Sep 2026 | 8-K | 15 Sep 2026 |
| 13 Aug 2026 | 10-Q | 30 Jun 2026 |
| 7 Aug 2026 | DEF 14A | 15 Sep 2026 |
| 4 Aug 2026 | 8-K | 4 Aug 2026 |
| 27 Jul 2026 | 8-K | 23 Jul 2026 |
| 29 Jun 2026 | 11-K | 31 Dec 2025 |
| 26 Jun 2026 | 8-K | 26 Jun 2026 |
| 28 May 2026 | 8-K | 28 May 2026 |
| 14 May 2026 | 10-Q | 31 Mar 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 18 Sep 2026 | Flanigan Micheal Neil, Director | Sale outside a trading plan | 1,500 | $22.35 | $33.5K | 3,500 | 9 Oct 2026 |
| 18 Sep 2026 | Flanigan Micheal Neil, Director | Sale outside a trading plan | 1,300 | $22.33 | $29.0K | 2,200 | 9 Oct 2026 |
| 18 Sep 2026 | Flanigan Micheal Neil, Director | Sale outside a trading plan | 2,200 | $22.33 | $49.1K | 0 | 9 Oct 2026 |
| 14 Sep 2026 | Murphy Michael Dennis, Director | Purchase | 5,000 | $22.12 | $110.6K | 6,850 | 16 Sep 2026 |
| 3 Sep 2026 | Nelson Jonathan Michael, CFO and Treasurer | Purchase | 4,500 | $22.19 | $99.9K | 19,045 | 3 Sep 2026 |
| 26 Aug 2026 | Grimaldo Joseph F, Director | Purchase | 5,000 | $22.02 | $110.1K | 49,655 | 27 Aug 2026 |
| 17 Aug 2026 | Doane Thomas, EVP- Human Resources | Purchase | 1,726 | $22.31 | $38.5K | 19,422 | 19 Aug 2026 |
| 11 Aug 2026 | Saul Kennedy O, Director | Purchase | 13 | $21.61 | $281 | 4,163 | 12 Aug 2026 |
| 11 Aug 2026 | Saul Kennedy O, Director | Purchase | 513 | $21.62 | $11.1K | 4,676 | 12 Aug 2026 |
| 11 Aug 2026 | Saul Kennedy O, Director | Purchase | 145 | $21.63 | $3.1K | 4,821 | 12 Aug 2026 |
| 11 Aug 2026 | Saul Kennedy O, Director | Purchase | 79 | $21.64 | $1.7K | 4,900 | 12 Aug 2026 |
| 11 Aug 2026 | Saul Kennedy O, Director | Purchase | 4,278 | $21.65 | $92.6K | 9,178 | 12 Aug 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 27 Jul 2026 | BlackRock, Inc. | 13G | 5.7% | 1.2M |
| 14 Nov 2025 | T. Rowe Price Investment Management, Inc. | 13G | 6.1% | 1.2M |
| 13 Nov 2025 | Avidia Bank Employee Stock Ownership Plan Trust | 13G | 8% | 1.6M |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 523.3K | +10.54% | 4.77 |
| 30 Sep 2026 | 473.4K | -1.89% | 2.92 |
| 15 Sep 2026 | 482.5K | -2.84% | 2.59 |
| 31 Aug 2026 | 496.6K | +20.11% | 3.4 |
| 14 Aug 2026 | 413.5K | +11.47% | 2 |
| 31 Jul 2026 | 370.9K | +18.64% | 4.91 |
| 15 Jul 2026 | 312.6K | +1.33% | 5.92 |
| 30 Jun 2026 | 308.6K | +314.94% | 1 |
Funds that hold it
From each fund's latest Form 13F.
94 funds held it at 30 Jun 2026: 52 added and 13 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| T. Rowe Price Investment Management, Inc. | 1,172,953 | $24.6M | -24,805 |
| BlackRock, Inc. | 1,151,670 | $24.2M | +875,156 |
| Vanguard Capital Management LLC | 800,793 | $16.8M | -21,183 |
| FJ Capital Management LLC | 497,258 | $10.4M | 0 |
| Geode Capital Management, LLC | 442,624 | $9.3M | +222,719 |
| State Street Corp. | 251,299 | $5.3M | +188,377 |
| Two Sigma Investments, LP | 247,210 | $5.2M | +36,088 |
| Hennessy Advisors Inc. | 157,000 | $3.3M | +2,000 |
| Morgan Stanley | 149,088 | $3.1M | +25,163 |
| Marshall Wace, LLP | 146,200 | $3.1M | +45,218 |
Peers
Companies in the same industry.
- Flagstar Bank, National Association (FLG): revenue $2.1B, market value $4.4B
- Beacon Financial Corp. (BBT): revenue –, market value $2.6B
- Heritage Financial Corp. (HFWA): revenue $294.1M, market value $1.2B
- NB Bancorp, Inc. (NBBK): revenue $259.2M, market value $988.5M
- Southern Missouri Bancorp, Inc. (SMBC): revenue $200.6M, market value $790.6M
- Third Coast Bancshares, Inc. (TCBX): revenue $236.6M, market value $671.6M
- Greene County Bancorp Inc. (GCBC): revenue $92.6M, market value $609.0M
- Home Bancorp, Inc. (HBCP): revenue $153.8M, market value $483.2M
- Pioneer Bancorp, Inc. (PBFS): revenue $102.0M, market value $446.8M