NB Bancorp, Inc. (NBBK)
Nasdaq · Savings Institutions, Not Federally Chartered · Finance, insurance and real estate · CIK 1979330 · fiscal year ends in Dec
Closing price $22.56 on 29 Oct 2026; 52-week range $17.74 to $23.32.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $259.2M
- Revenue growth
- 38.3%
- Net income, last twelve months
- $59.2M
- Earnings per share
- $1.51
- Net margin
- 22.8%
- Free cash flow
- $78.0M
- Return on equity
- 7.0%
- Market value
- $988.5M
- Price to earnings
- 14.9x
- Cash
- $400.2M
- Debt
- $181.2M
- Debt to equity
- 0.22
- Shares outstanding
- 43.8M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $213.7M | – | $50.3M | $1.34 | $57.4M | 10-K filed 3 Mar 2026 |
| FY2024 | 31 Dec 2024 | $173.8M | – | $42.1M | $1.07 | $41.3M | 10-K filed 7 Mar 2025 |
| FY2023 | 31 Dec 2023 | $147.1M | – | $9.8M | $0.23 | $50.1M | 10-K filed 28 Mar 2024 |
| FY2022 | 31 Dec 2022 | $114.2M | – | $30.1M | – | $31.2M | 10-K filed 28 Mar 2024 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $74.7M | $21.1M | $0.53 |
| Q1 FY2026 | 31 Mar 2026 | $69.4M | $15.0M | $0.36 |
| Q4 FY2025 | 31 Dec 2025 | $63.4M | $7.7M | $0.19 |
| Q3 FY2025 | 30 Sep 2025 | $51.7M | $15.4M | $0.43 |
| Q2 FY2025 | 30 Jun 2025 | $51.2M | $14.6M | $0.39 |
| Q1 FY2025 | 31 Mar 2025 | $47.4M | $12.7M | $0.33 |
| Q4 FY2024 | 31 Dec 2024 | $46.3M | $15.6M | $0.40 |
| Q3 FY2024 | 30 Sep 2024 | $42.6M | $8.4M | $0.21 |
Company events
The newest 8-K filings of 44 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 15 Oct 2026 | 8-K | Results, Investor update, Other events | 2.02, 7.01, 8.01, 9.01 |
| 22 Jul 2026 | 8-K | Results, Investor update, Other events | 2.02, 7.01, 8.01, 9.01 |
| 21 May 2026 | 8-K | Other events | 8.01, 9.01 |
| 13 May 2026 | 8-K | Other events | 8.01 |
| 29 Apr 2026 | 8-K | Shareholder vote | 5.07 |
| 22 Apr 2026 | 8-K | Results, Leadership change, Other events | 2.02, 5.02, 8.01, 9.01 |
| 4 Feb 2026 | 8-K | Other events | 8.01, 9.01 |
| 22 Jan 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 17 Nov 2025 | 8-K | Deal completed, Leadership change, Investor update | 2.01, 5.02, 7.01, 9.01 |
| 14 Nov 2025 | 8-K | Other events | 8.01, 9.01 |
| 13 Nov 2025 | 8-K/A | Investor update, Other events | 7.01, 8.01, 9.01 |
| 13 Nov 2025 | 8-K | Investor update, Other events | 7.01, 8.01, 9.01 |
Every filing
The newest filings with the SEC of 95 held.
| Filed | Form | Period |
|---|---|---|
| 15 Oct 2026 | 8-K | 15 Oct 2026 |
| 7 Aug 2026 | 10-Q | 30 Jun 2026 |
| 22 Jul 2026 | 8-K | 22 Jul 2026 |
| 25 Jun 2026 | 11-K | 31 Dec 2025 |
| 21 May 2026 | 8-K | 21 May 2026 |
| 13 May 2026 | 8-K | 12 May 2026 |
| 8 May 2026 | 10-Q | 31 Mar 2026 |
| 29 Apr 2026 | 8-K | 29 Apr 2026 |
| 22 Apr 2026 | 8-K | 22 Apr 2026 |
| 27 Mar 2026 | DEF 14A | 29 Apr 2026 |
| 27 Mar 2026 | ARS | 31 Dec 2025 |
| 3 Mar 2026 | 10-K | 31 Dec 2025 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 20 Aug 2026 | Campanelli Joseph P, President & CEO | Purchase | 2,000 | $21.75 | $43.5K | 379,790 | 21 Aug 2026 |
| 20 Aug 2026 | Lapointe Jean-Pierre, SEVP and CFO | Purchase | 200 | $21.80 | $4.4K | 110,531 | 21 Aug 2026 |
| 14 Aug 2026 | Henkin Kevin, EVP, Chief Credit Officer | Sale outside a trading plan | 2,000 | $22.93 | $45.9K | 6,874 | 18 Aug 2026 |
| 15 May 2026 | Campanelli Joseph P, President & CEO | Purchase | 500 | $19.16 | $9.6K | 375,290 | 18 May 2026 |
| 15 May 2026 | Campanelli Joseph P, President & CEO | Purchase | 133 | $19.17 | $2.5K | 375,423 | 18 May 2026 |
| 15 May 2026 | Campanelli Joseph P, President & CEO | Purchase | 400 | $19.18 | $7.7K | 375,823 | 18 May 2026 |
| 15 May 2026 | Campanelli Joseph P, President & CEO | Purchase | 100 | $19.18 | $1.9K | 375,923 | 18 May 2026 |
| 15 May 2026 | Campanelli Joseph P, President & CEO | Purchase | 767 | $19.18 | $14.7K | 376,690 | 18 May 2026 |
| 15 May 2026 | Campanelli Joseph P, President & CEO | Purchase | 500 | $19.19 | $9.6K | 377,190 | 18 May 2026 |
| 15 May 2026 | Campanelli Joseph P, President & CEO | Purchase | 253 | $19.20 | $4.9K | 377,443 | 18 May 2026 |
| 15 May 2026 | Campanelli Joseph P, President & CEO | Purchase | 100 | $19.20 | $1.9K | 377,543 | 18 May 2026 |
| 15 May 2026 | Campanelli Joseph P, President & CEO | Purchase | 247 | $19.21 | $4.7K | 377,790 | 18 May 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 15 May 2026 | Pertento Partners LLP | 13G amended | 4.6% | 2.0M |
| 27 Mar 2026 | The Vanguard Group | 13G amended | 0% | 0 |
| 13 Feb 2026 | Needham Bank Employee Stock Ownership Plan Trust | 13G | 7.5% | 3.4M |
| 30 Jan 2026 | The Vanguard Group | 13G | 5.02% | 2.3M |
| 5 Dec 2025 | Pertento Partners LLP | 13G amended | 5.1% | 2.3M |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 1.9M | +3.27% | 9.31 |
| 30 Sep 2026 | 1.8M | +7.29% | 6.48 |
| 15 Sep 2026 | 1.7M | +16.2% | 6.51 |
| 31 Aug 2026 | 1.4M | -9.4% | 4.51 |
| 14 Aug 2026 | 1.6M | -4.15% | 5.04 |
| 31 Jul 2026 | 1.7M | -8.99% | 4.05 |
| 15 Jul 2026 | 1.8M | +6.38% | 9.47 |
| 30 Jun 2026 | 1.7M | -1.48% | 4.97 |
Funds that hold it
From each fund's latest Form 13F.
187 funds held it at 30 Jun 2026: 77 added and 48 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 3,331,544 | $70.4M | +247,322 |
| Vanguard Capital Management LLC | 1,670,835 | $35.3M | -33,093 |
| AltraVue Capital, LLC | 1,655,108 | $35.0M | +351,028 |
| Pertento Partners LLP | 1,475,770 | $31.2M | -730,896 |
| State Street Corp. | 1,471,766 | $31.1M | +178,228 |
| Geode Capital Management, LLC | 1,153,217 | $24.4M | +54,287 |
| Dimensional Fund Advisors LP | 753,320 | $15.9M | +230,936 |
| Goldman Sachs Group Inc. | 571,954 | $12.1M | -119,714 |
| Tieton Capital Management, LLC | 546,600 | $11.6M | -6,970 |
| Hotchkis & Wiley Capital Management LLC | 501,172 | $10.6M | +50,400 |
Peers
Companies in the same industry.
- Flagstar Bank, National Association (FLG): revenue $2.1B, market value $4.4B
- Beacon Financial Corp. (BBT): revenue –, market value $2.6B
- Heritage Financial Corp. (HFWA): revenue $294.1M, market value $1.2B
- Southern Missouri Bancorp, Inc. (SMBC): revenue $200.6M, market value $790.6M
- Third Coast Bancshares, Inc. (TCBX): revenue $236.6M, market value $671.6M
- Greene County Bancorp Inc. (GCBC): revenue $92.6M, market value $609.0M
- Home Bancorp, Inc. (HBCP): revenue $153.8M, market value $483.2M
- Avidia Bancorp, Inc. (AVBC): revenue $112.9M, market value $472.2M
- Pioneer Bancorp, Inc. (PBFS): revenue $102.0M, market value $446.8M