Third Coast Bancshares, Inc. (TCBX)
NYSE · Savings Institutions, Not Federally Chartered · Finance, insurance and real estate · CIK 1781730 · fiscal year ends in Dec
Closing price $40.37 on 29 Oct 2026; 52-week range $36.05 to $46.13.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $236.6M
- Revenue growth
- 26.4%
- Net income, last twelve months
- $74.3M
- Earnings per share
- $4.01
- Net margin
- 31.4%
- Free cash flow
- $15.8M
- Return on equity
- 11.1%
- Market value
- $671.6M
- Price to earnings
- 10.1x
- Cash
- $404.2M
- Debt
- $141.4M
- Debt to equity
- 0.21
- Shares outstanding
- 16.6M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $208.9M | – | $66.3M | $3.79 | $48.2M | 10-K filed 4 Mar 2026 |
| FY2024 | 31 Dec 2024 | $171.4M | – | $47.7M | $2.78 | $33.4M | 10-K filed 5 Mar 2025 |
| FY2023 | 31 Dec 2023 | $147.7M | – | $33.4M | $1.98 | $35.6M | 10-K filed 7 Mar 2024 |
| FY2022 | 31 Dec 2022 | $123.7M | – | $18.7M | $1.25 | $9.6M | 10-K filed 15 Mar 2023 |
| FY2021 | 31 Dec 2021 | $95.4M | – | $11.4M | $1.40 | -$1.0M | 10-K filed 17 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $68.0M | $22.0M | $1.08 |
| Q1 FY2026 | 31 Mar 2026 | $57.7M | $16.4M | $0.88 |
| Q4 FY2025 | 31 Dec 2025 | $56.5M | $17.9M | $1.02 |
| Q3 FY2025 | 30 Sep 2025 | $54.5M | $18.1M | $1.03 |
| Q2 FY2025 | 30 Jun 2025 | $52.0M | $16.7M | $0.96 |
| Q1 FY2025 | 31 Mar 2025 | $45.9M | $13.6M | $0.78 |
| Q4 FY2024 | 31 Dec 2024 | $46.3M | $13.7M | $0.79 |
| Q3 FY2024 | 30 Sep 2024 | $42.9M | $12.8M | $0.74 |
Company events
The newest 8-K filings of 74 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 21 Oct 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 13 Oct 2026 | 8-K | Material agreement | 1.01, 9.01 |
| 7 Oct 2026 | 8-K | Investor update, Other events | 7.01, 8.01, 9.01 |
| 18 Sep 2026 | 8-K | Leadership change | 5.02 |
| 17 Sep 2026 | 8-K | Other events | 8.01, 9.01 |
| 22 Jul 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 13 Jul 2026 | 8-K | Other events | 8.01, 9.01 |
| 2 Jul 2026 | 8-K | Other events | 8.01, 9.01 |
| 18 Jun 2026 | 8-K | Other events | 8.01, 9.01 |
| 21 May 2026 | 8-K | Leadership change, Shareholder vote | 5.02, 5.07, 9.01 |
| 1 May 2026 | 8-K | Material agreement, New debt | 1.01, 2.03, 9.01 |
| 22 Apr 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
Every filing
The newest filings with the SEC of 165 held.
| Filed | Form | Period |
|---|---|---|
| 23 Oct 2026 | 425 | – |
| 21 Oct 2026 | 425 | – |
| 21 Oct 2026 | 8-K | 21 Oct 2026 |
| 13 Oct 2026 | 425 | – |
| 13 Oct 2026 | 8-K | 6 Oct 2026 |
| 9 Oct 2026 | 425 | – |
| 9 Oct 2026 | 425 | – |
| 7 Oct 2026 | 425 | – |
| 7 Oct 2026 | 8-K | 6 Oct 2026 |
| 18 Sep 2026 | 8-K | 17 Sep 2026 |
| 17 Sep 2026 | 8-K | 17 Sep 2026 |
| 4 Aug 2026 | 10-Q | 30 Jun 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 26 Oct 2026 | Bobbora William, See Remarks | Purchase | 1,000 | $40.34 | $40.3K | 52,855 | 26 Oct 2026 |
| 15 Jun 2026 | Glander Troy Andrew, Director | Sale outside a trading plan | 2,500 | $40.29 | $100.7K | 27,651 | 16 Jun 2026 |
| 24 Feb 2026 | Bobbora William, See Remarks | Purchase | 1,200 | $39.62 | $47.5K | 48,306 | 24 Feb 2026 |
| 1 Dec 2025 | Brunson W. Donald, Director | Sale outside a trading plan | 100 | $38.51 | $3.9K | 38,668 | 2 Dec 2025 |
| 1 Dec 2025 | Brunson W. Donald, Director | Sale outside a trading plan | 1,400 | $38.55 | $54.0K | 37,268 | 2 Dec 2025 |
| 17 Nov 2025 | Bobbora William, See Remarks | Sale outside a trading plan | 245 | $36.30 | $8.9K | 47,106 | 20 Nov 2025 |
| 19 Nov 2025 | Eber Liz, See Remarks | Purchase | 135 | $36.48 | $4.9K | 678 | 19 Nov 2025 |
| 30 Oct 2025 | Glander Troy Andrew, Director | Sale outside a trading plan | 1,706 | $36.96 | $63.1K | 28,833 | 30 Oct 2025 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 12 Jun 2026 | Glander Troy Andrew, Director | 2,500 | $100.3K | 12 Jun 2026 |
| 30 Oct 2025 | Glander Troy Andrew, Director | 1,706 | $65.2K | 30 Oct 2025 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 30 Jul 2026 | BlackRock, Inc. | 13G amended | 6.7% | 1.1M |
| 27 Apr 2026 | BlackRock, Inc. | 13G amended | 5.2% | 851.0K |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 518.7K | -4.04% | 5.53 |
| 30 Sep 2026 | 540.5K | +3.98% | 4.84 |
| 15 Sep 2026 | 519.8K | -6.59% | 4.3 |
| 31 Aug 2026 | 556.5K | +2.79% | 6.65 |
| 14 Aug 2026 | 541.4K | -8.27% | 5.71 |
| 31 Jul 2026 | 590.2K | -10.5% | 3.91 |
| 15 Jul 2026 | 659.4K | +5.62% | 5.93 |
| 30 Jun 2026 | 624.3K | +34.93% | 3.63 |
Funds that hold it
From each fund's latest Form 13F.
162 funds held it at 30 Jun 2026: 70 added and 47 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 1,159,145 | $46.8M | +216,998 |
| Vanguard Capital Management LLC | 609,787 | $24.6M | +14,496 |
| Adage Capital Partners GP, L.l.c. | 527,875 | $21.3M | +32,962 |
| Dimensional Fund Advisors LP | 517,513 | $20.9M | +44,705 |
| Kennedy Capital Management LLC | 458,725 | $18.5M | -7,732 |
| State Street Corp. | 430,896 | $17.4M | +75,808 |
| American Century Companies Inc. | 430,183 | $17.4M | +72,092 |
| Geode Capital Management, LLC | 395,884 | $16.0M | +90,138 |
| Bank of New York Mellon Corp | 335,465 | $13.6M | +284,463 |
| Ategra Capital Management, LLC | 261,387 | $10.6M | +56,464 |
Peers
Companies in the same industry.
- Flagstar Bank, National Association (FLG): revenue $2.1B, market value $4.4B
- Beacon Financial Corp. (BBT): revenue –, market value $2.6B
- Heritage Financial Corp. (HFWA): revenue $294.1M, market value $1.2B
- NB Bancorp, Inc. (NBBK): revenue $259.2M, market value $988.5M
- Southern Missouri Bancorp, Inc. (SMBC): revenue $200.6M, market value $790.6M
- Greene County Bancorp Inc. (GCBC): revenue $92.6M, market value $609.0M
- Home Bancorp, Inc. (HBCP): revenue $153.8M, market value $483.2M
- Avidia Bancorp, Inc. (AVBC): revenue $112.9M, market value $472.2M
- Pioneer Bancorp, Inc. (PBFS): revenue $102.0M, market value $446.8M