Guidewire Software, Inc. (GWRE): Filings, Insider Trades, Events

Quarter	Revenue	Net income	EPS
Q4 FY2026	$411.1M	$31.4M	0.38
Q3 FY2026	$372.5M	$16.5M	0.19
Q2 FY2026	$359.1M	$60.1M	0.70
Q1 FY2026	$332.6M	$31.3M	0.36

Form	Filed	Accepted (ET)
8-K	30 Sep 2026	30 Sep, 4:10 PM
10-K	11 Sep 2026
8-K	3 Sep 2026
8-K	22 Jul 2026
10-Q	5 Jun 2026
8-K	4 Jun 2026
10-Q	6 Mar 2026
8-K	5 Mar 2026

Financial statements

The income statement, balance sheet and cash flow by year and by quarter, line by line as the company reports them. Each column names the filing it comes from.

29 lines · 17 years · US$ millionsJSON

Fiscal period	FY2010	FY2011	FY2012	FY2013	FY2014	FY2015	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
Period ending	Jul 2010	Jul 2011	Jul 2012	Jul 2013	Jul 2014	Jul 2015	Jul 2016	Jul 2017	Jul 2018	Jul 2019	Jul 2020	Jul 2021	Jul 2022	Jul 2023	Jul 2024	Jul 2025	Jul 2026
Source filing	10-K	10-K	10-K	10-K	10-K	10-K	10-K/A	10-K/A	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K
Filed	25 Sep 2012	27 Sep 2013	17 Sep 2014	17 Sep 2015	17 Sep 2015	20 Sep 2017	3 Jun 2019	1 Oct 2019	28 Sep 2020	24 Sep 2021	26 Sep 2022	18 Sep 2023	16 Sep 2024	11 Sep 2025	11 Sep 2026	11 Sep 2026	11 Sep 2026
+Total revenue	145M	173M	232M	301M	350M	381M	424M	510M	653M	720M	742M	743M	813M	905M	981M	1,203M	1,475M
−Total cost of revenue	56M	68M	90M^r	126M^r	149M	147M	152M	192M	297M	324M	338M	354M^r	435M^r	447M	397M	450M	528M
Subscription and support	–	–	–	–	–	–	–	–	66M	77M	86M	–	–	–	–	–	–
License	60M	73M	96M	123M	148M	175M	213M	250M^r	271M^r	313M^r	320M	–	–	–	–	–	–
Services	14M	14M	21M^r	22M^r	20M	18M	12M	13M	20M^r	5.7M	-2M	–	–	–	–	–	–
Gross profit	89M	104M	142M^r	175M^r	201M	233M	273M	318M^r	356M^r	395M	404M	390M^r	377M^r	458M	583M	752M	947M
% of total revenue	61.7%	60.4%	61.2%	58.2%	57.5%	61.3%	64.2%	62.4%	54.5%	54.9%	54.5%	52.4%	46.4%	50.6%	59.5%	62.5%	64.2%
+Research and development	28M	35M	49M^r	63M^r	76M	93M	113M	130M	172M	189M	201M	202M^r	229M^r	250M	269M	296M	340M
+Sales and marketing	27M	29M	37M^r	51M^r	71M	82M	93M	109M	124M	131M	142M	151M^r	183M^r	188M	199M	230M	259M
+General and administrative	16M	24M	27M^r	31M^r	35M	41M	51M	57M	76M	74M	85M	143M^r	165M^r	170M	168M	185M	199M
−Total operating expenses	71M	97M	113M^r	145M^r	183M	217M	256M	296M	372M	394M	428M	495M^r	577M^r	608M	636M	711M	798M
Income from operations	18M	6.9M	29M^r	30M^r	18M	17M	16M	22M^r	-16M^r	1.5M	-24M	-106M	-199M	-150M	-53M	41M	150M
% of total revenue	12.4%	4.0%	12.5%	9.9%	5.3%	4.3%	3.9%	4.3%	-2.4%	0.2%	-3.2%	-14.2%	-24.5%	-16.5%	-5.4%	3.4%	10.2%
+Interest income	0.1M	0.2M	0.3M	0.5M	1.4M	2.2M	4.9M	5.9M^r	13M	30M	25M	7.4M	6.3M	24M	44M	57M	49M
−Interest expense	–	–	–	–	–	–	0M	0M	6.4M	17M	18M	19M	19M	6.7M	6.7M	13M	13M
+Other income, net	-0.4M	1.3M	-0.7M^r	-0.1M^r	0.2M	-2M	-0.5M	0.8M	0.5M	-1.9M	-7.2M	13M	-17M	-2.3M	-11M	-35M	-21M
Income before provision for income taxes	18M	8.3M	29M^r	30M^r	20M	17M	21M	29M^r	-8.3M^r	13M	-24M	-104M	-230M	-134M	-27M	49M	164M
% of total revenue	12.2%	4.8%	12.3%	10.0%	5.7%	4.4%	4.9%	5.6%	-1.3%	1.7%	-3.3%	-14.0%	-28.3%	-14.8%	-2.7%	4.1%	11.1%
−Provision for income taxes	2.2M	-27M	9.9M^r	5.5M^r	5.2M	6.9M	5.8M	11M^r	19M^r	-8.3M	2.9M	-38M	-49M	-22M	-21M	-20M	25M
Net income	16M	36M	19M^r	25M^r	15M	9.9M	15M	18M^r	-27M^r	21M	-27M	-67M	-180M	-112M	-6.1M	70M	139M
% of total revenue	10.7%	20.6%	8.0%	8.2%	4.2%	2.6%	3.5%	3.5%	-4.1%	2.9%	-3.7%	-8.9%	-22.2%	-12.4%	-0.6%	5.8%	9.4%
Basic	0.32	0.83	0.36	0.44	0.22	0.14	0.21	0.24	-0.34	0.25	-0.33	-0.79	-2.16	-1.36	-0.07	0.83	1.65
Diluted	0.30	0.76	0.32	0.40	0.21	0.14	0.20	0.24	-0.34	0.25	-0.33	-0.79	-2.16	-1.36	-0.07	0.81	1.63
Basic	14M	14M	35M	56M	66M	70M	72M	74M	78M	81M	83M	84M	84M	82M	82M	84M	84M
Diluted	16M	18M	42M^r	62M^r	69M	72M	74M	75M	78M	83M	83M	84M	84M	82M	82M	86M	85M

Hover a figure for its source.^r restated in a later filing– not reported in that period

Lines in the order and wording of the 10-K filed 11 Sep 2026. 273 of 273 subtotals add up to the company's own totals, and the balance sheet balances in 74 of 74 periods. Newest filing read: 11 Sep 2026.

Free for personal research, with credit (Data by Shikshan Nivesh) and a link. API access, bulk files and commercial use need a licence: the data licence.

Charts

Any figure or ratio in the record, by year, by quarter or on a trailing twelve months, as a value or as growth, against a peer if you like. Hover for the figures.

Revenue · quarterly · US$

Latest Jul 2026: $411.09M

GWRE · Guidewire Software, Inc.From2012to2026

Revenue = rev

$411.1M · Jul 2026

15.3% · Jul 2026

10.3% · Jul 2026

64.2% · Jul 2026

GrossOperatingNet

$31.4M · Jul 2026

$377.7M · Jul 2026

$0.38 · Jul 2026

85.4M · Jul 2026

$753.1M · Jul 2026

CashDebt

12.1% · Jul 2026

$389.7M · Jul 2026

Operating cash flowCapital spending

Price at its own past P/E range

GWRE $189.01 · 116.0× P/E · 23 Oct 2026

Month-end priceAt its median P/E, 340.4×Between its 10th and 90th percentile, 126.1× to 671.2×

Method. Each month-end, the trailing-twelve-month diluted EPS known that month (from filings filed by then) at the 10th, 50th and 90th percentile of this stock's own month-end P/E from 2013-12 to 2026-10. Months with the figure at or below zero are left out. A summary of the multiples the stock has traded at, not a value.

Ratios

Every ratio, worked out the same way for every company, by year or on a trailing twelve months. Hover a ratio for its formula.

145 ratios · 12 in profitabilityJSON

Fiscal year ending	Jul 2010	Jul 2011	Jul 2012	Jul 2013	Jul 2014	Jul 2015	Jul 2016	Jul 2017	Jul 2018	Jul 2019	Jul 2020	Jul 2021	Jul 2022	Jul 2023	Jul 2024	Jul 2025	Jul 2026
Return on common equity	–	–	12.8%	12.2%	3.4%	1.5%	2.0%	2.2%	−2.3%	1.4%	−1.7%	−4.2%	−12.0%	−8.4%	−0.5%	5.0%	10.5%
Return on assets	–	–	6.2%	8.4%	2.8%	1.3%	1.7%	1.8%	−1.7%	1.0%	−1.2%	−2.8%	−7.9%	−5.2%	−0.3%	2.8%	5.3%
Return on capital	–	–	19.1%	12.1%	3.1%	1.5%	1.6%	1.7%	−0.9%	0.1%	−1.0%	−3.5%	−8.5%	−7.3%	−2.5%	1.7%	6.4%
Return on invested capital	–	–	n/m	120.5%	10.0%	6.0%	8.7%	5.9%	−2.6%	0.2%	−2.3%	−8.3%	−19.5%	−15.3%	−5.4%	3.8%	12.1%
Gross margin	61.7%	60.4%	61.2%	58.2%	57.5%	61.3%	64.2%	62.4%	54.5%	54.9%	54.5%	52.4%	46.4%	50.6%	59.5%	62.5%	64.2%
EBITDA margin	13.4%	5.3%	13.7%	11.5%	7.2%	6.3%	6.0%	8.0%	3.1%	5.8%	2.5%	−9.2%	−20.4%	−13.8%	−3.1%	5.4%	12.1%
Operating margin	12.4%	4.0%	12.5%	9.9%	5.3%	4.3%	3.9%	4.3%	−2.4%	0.2%	−3.2%	−14.2%	−24.5%	−16.5%	−5.4%	3.4%	10.2%
Incremental operating margin	–	−40.1%	37.0%	1.2%	−22.8%	−6.4%	−0.1%	6.4%	−26.2%	25.6%	−111.2%	−8510.2%	−135.4%	53.9%	129.0%	42.2%	39.9%
Pretax margin	12.2%	4.8%	12.3%	10.0%	5.7%	4.4%	4.9%	5.6%	−1.3%	1.7%	−3.3%	−14.0%	−28.3%	−14.8%	−2.7%	4.1%	11.1%
Profit margin	3.0%	6.8%	5.4%	8.2%	4.2%	2.6%	3.5%	3.5%	−4.1%	2.9%	−3.7%	−8.9%	−22.2%	−12.4%	−0.6%	5.8%	9.4%
Net income to common margin	3.0%	6.8%	5.4%	8.2%	4.2%	2.6%	3.5%	3.5%	−4.1%	2.9%	−3.7%	−8.9%	−22.2%	−12.4%	−0.6%	5.8%	9.4%
Effective tax rate	12.4%	−328.6%	34.5%	18.1%	26.2%	40.9%	27.9%	36.6%	n/m	−66.5%	n/m	n/m	n/m	n/m	n/m	−41.3%	15.1%

Hover a ratio for its formula as computed; n/m marks a ratio over a negative base, such as debt over negative equity, with the reason on hover; avg() is the mean of the line now and a year earlier. The bar mark charts it. Worked out the same way for every company, from the standardized statements. Newest filing read: 11 Sep 2026.

What the company said with its results

The key points, guidance and management's own words from each of the last four results releases.

Key points

Revenue rose 27% to $372.5 million
Total revenue was $372.5 million, up 27% from the same quarter a year earlier, with subscription and support revenue growing fastest.
Full-year guidance raised on most lines
Fiscal 2026 guidance was raised for revenue, operating income and operating cash flow, citing better-than-expected third-quarter results; ending ARR guidance was held.
Fourth-quarter ranges issued for first time
Fourth-quarter ranges were given for ending ARR, subscription and support revenue, total revenue, and GAAP and non-GAAP operating income.
Net income fell on currency loss
GAAP diluted net income per share was $0.19, against $0.54 a year earlier. The company reported a $20.1 million foreign currency loss in the quarter.
Non-GAAP operating income rose
Non-GAAP income from operations was $77.8 million, against $46.1 million a year earlier.
Subscription and support led growth
Subscription and support revenue was $244.7 million, up 35%. License revenue was $56.0 million, down 2%. Services revenue was $71.8 million, up 32%.
License revenue eased
Nine-month license revenue was $157.5 million, against $158.3 million a year earlier.
Services revenue rose 32%
Services revenue was $71.8 million against $54.5 million a year earlier, with services cost of revenue of $67.6 million.
Subscription gross profit rose
Subscription and support gross profit was $176.9 million, against $124.4 million. Total gross profit was $236.6 million, against $182.7 million.
Services gross profit stayed small
Services gross profit was $4.2 million, against $1.9 million a year earlier.
Operating expenses rose in all functions
Research and development was $87.9 million, sales and marketing $68.2 million, and general and administrative $49.9 million, against $72.9 million, $57.8 million and $47.5 million.
GAAP operating income and stock comp
GAAP income from operations was $30.6 million, against $4.5 million. Stock-based compensation was $44.9 million, against $40.4 million.
ARR rose from January level
ARR was $1,121 million at January 31, 2026. The company reported $1,147 million at April 30, 2026.
Wins across products and regions
Management tied growth to the pace of wins across products, regions and customers of all sizes, and to greater visibility in the pipeline.

Guidance

Total revenue$396 million to $406 millionFourth quarter of fiscal 2026 · new
Subscription and support revenue$259 million to $265 millionFourth quarter of fiscal 2026 · new
GAAP operating income$36 million to $46 millionFourth quarter of fiscal 2026 · new
Non-GAAP operating income$86 million to $96 millionFourth quarter of fiscal 2026 · new
Ending ARR$1,229 million to $1,237 millionFourth quarter and fiscal 2026 year end · kept from $1,229 million to $1,237 million
Subscription and support revenue$963 million to $969 millionFiscal 2026 · raised from $962 million to $966 million
Total revenue$1,460 million to $1,470 millionFiscal 2026 · raised from $1,438 million to $1,448 million
GAAP operating income$124 million to $134 millionFiscal 2026 · raised from $100 million to $110 million
Non-GAAP operating income$314 million to $324 millionFiscal 2026 · raised from $293 million to $303 million
Operating cash flow$365 million to $380 millionFiscal 2026 · raised from $360 million to $375 million

In their words

“Third-quarter results reinforce our confidence in the strength and continuing momentum of our business, and set us up well for what should be a record fourth quarter” Mike Rosenbaum, chief executive officer, Guidewire

“We are raising our fiscal year outlook for revenue, operating income, and cash flow based on better than expected Q3 results and greater visibility as opportunities progress through our pipeline” Jeff Cooper, chief financial officer, Guidewire

“It’s clear that our strategy and market position are resonating with insurers as they focus on modernizing core systems, migrating critical business functions to our cloud platform solutions, and adopting AI across our applications.” Mike Rosenbaum, chief executive officer, Guidewire

Coming up

Conference call on June 4. The company's third-quarter conference call takes place on June 4, 2026 at 2:00 p.m. PT, with a live and replay webcast.

Revenue by segment

As the company reports it in the segment note of each annual report: by business, by product and by region, latest year.

This company reports no segment split in its annual report.

Company events

Every 8-K, sorted by the event it reports, with the moment the SEC accepted it in New York time.


30 Sep 2026	30 Sep, 4:10 PM ET	8-K	Other events	8.01
3 Sep 2026		8-K	Leadership change	5.02, 9.01
22 Jul 2026		8-K	Leadership change	5.02, 9.01
4 Jun 2026		8-K	Results	2.02, 9.01
5 Mar 2026		8-K	Results	2.02, 9.01
8 Jan 2026		8-K	Other events	8.01, 9.01
18 Dec 2025		8-K	Shareholder vote	5.07
3 Dec 2025		8-K	Results	2.02, 9.01
4 Sep 2025		8-K	Results	2.02, 9.01
29 Jul 2025		8-K	Leadership change	5.02
3 Jun 2025		8-K	Results	2.02, 9.01
6 Mar 2025		8-K	Results	2.02, 9.01
27 Jan 2025		8-K	Leadership change	5.02, 9.01
20 Dec 2024		8-K	Other events	8.01
18 Dec 2024		8-K	Shareholder vote	5.07
5 Dec 2024		8-K	ResultsMaterial agreementNew debt	1.01, 2.02, 2.03, 9.01
18 Oct 2024		8-K	Material agreementNew debtShare saleOther events	1.01, 2.03, 3.02, 8.01, 9.01
25 Sep 2024		8-K	Leadership change	5.02, 9.01
5 Sep 2024		8-K	Results	2.02, 9.01
14 Jun 2024		8-K	Leadership change	5.02
4 Jun 2024		8-K	Results	2.02, 9.01
7 Mar 2024		8-K	Results	2.02, 9.01
21 Dec 2023		8-K	Shareholder vote	5.07
7 Dec 2023		8-K	ResultsLeadership change	2.02, 5.02, 9.01
7 Sep 2023		8-K	Results	2.02, 9.01
1 Jun 2023		8-K	Results	2.02, 9.01
19 Apr 2023		8-K	Other events	8.01
13 Mar 2023		8-K	Investor update	7.01
6 Mar 2023		8-K	Results	2.02, 9.01
3 Mar 2023		8-K	Material agreement	1.01, 9.01
21 Dec 2022		8-K	Shareholder voteBylaws or fiscal year change	5.03, 5.07, 9.01
6 Dec 2022		8-K	Results	2.02, 9.01
22 Sep 2022		8-K	Other events	8.01, 9.01
14 Sep 2022		8-K	Leadership change	5.02, 9.01
6 Sep 2022		8-K	Results	2.02, 9.01
7 Jun 2022		8-K	Results	2.02, 9.01
8 Mar 2022		8-K	Results	2.02, 9.01
10 Jan 2022		8-K/A	Leadership change	5.02
6 Jan 2022		8-K	Leadership change	5.02
16 Dec 2021		8-K	Shareholder vote	5.07
2 Dec 2021		8-K	Results	2.02, 9.01
1 Nov 2021		8-K	Leadership change	5.02
2 Sep 2021		8-K	Results	2.02, 9.01
10 Jun 2021		8-K	Leadership change	5.02, 9.01
2 Jun 2021		8-K	Results	2.02, 9.01
4 Mar 2021		8-K	Results	2.02, 9.01
17 Dec 2020		8-K	Shareholder vote	5.07
8 Dec 2020		8-K	Results	2.02, 9.01
7 Oct 2020		8-K	Other events	8.01, 9.01
14 Sep 2020		8-K	Bylaws or fiscal year change	5.03

1–50 of 129

8-K events each year

051015

'12'16'20'24'26

Every filing

The company's filings with the SEC, newest first: 267 held. Insider, fund and large-holder filings have their own tables below.


30 Sep 2026	8-K	4 Sep 2026	30 Sep, 4:10 PM ET
11 Sep 2026	10-K	31 Jul 2026
3 Sep 2026	8-K	1 Sep 2026
22 Jul 2026	8-K	17 Jul 2026
5 Jun 2026	10-Q	30 Apr 2026
4 Jun 2026	8-K	4 Jun 2026
6 Mar 2026	10-Q	31 Jan 2026
5 Mar 2026	8-K	5 Mar 2026
8 Jan 2026	8-K	8 Jan 2026
18 Dec 2025	8-K	15 Dec 2025
4 Dec 2025	10-Q	31 Oct 2025
3 Dec 2025	8-K	3 Dec 2025
30 Oct 2025	DEFA14A	–
30 Oct 2025	DEF 14A	15 Dec 2025
11 Sep 2025	10-K	31 Jul 2025
4 Sep 2025	8-K	4 Sep 2025
29 Jul 2025	8-K	24 Jul 2025
4 Jun 2025	10-Q	30 Apr 2025
3 Jun 2025	8-K	3 Jun 2025
7 Mar 2025	S-8	–
7 Mar 2025	10-Q	31 Jan 2025
6 Mar 2025	8-K	6 Mar 2025
27 Jan 2025	8-K	21 Jan 2025
20 Dec 2024	8-K	17 Dec 2024
18 Dec 2024	8-K	17 Dec 2024
6 Dec 2024	10-Q	31 Oct 2024
5 Dec 2024	8-K	2 Dec 2024
4 Nov 2024	DEFA14A	–
1 Nov 2024	DEF 14A	17 Dec 2024
22 Oct 2024	PRE 14A	22 Oct 2024
18 Oct 2024	8-K	15 Oct 2024
25 Sep 2024	8-K	23 Sep 2024
16 Sep 2024	10-K	31 Jul 2024
5 Sep 2024	8-K	5 Sep 2024
14 Jun 2024	8-K	11 Jun 2024
5 Jun 2024	10-Q	30 Apr 2024
4 Jun 2024	8-K	4 Jun 2024
8 Mar 2024	S-8	–
8 Mar 2024	10-Q	31 Jan 2024
7 Mar 2024	8-K	7 Mar 2024
15 Feb 2024	UPLOAD	–
9 Feb 2024	CORRESP	–
31 Jan 2024	UPLOAD	–
21 Dec 2023	8-K	19 Dec 2023
8 Dec 2023	10-Q	31 Oct 2023
7 Dec 2023	8-K	7 Dec 2023
1 Dec 2023	DEFA14A	–
2 Nov 2023	DEFA14A	–
2 Nov 2023	DEF 14A	19 Dec 2023
18 Sep 2023	10-K	31 Jul 2023

1–50 of 150

Insider trades

Form 4 trades by officers, directors and 10% owners, last 12 months, with the shares they held after.


20 Oct 2026	Mullen John PPresident	Sale under a trading plan	5,400	$185.00	$999.0K	178,247	20 Oct 2026
19 Oct 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$167.90	$201.5K	274,866	19 Oct 2026
12 Oct 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$168.97	$202.8K	276,066	13 Oct 2026
9 Oct 2026	King James WinstonChief Admin Officer, Gen Couns	Sale under a trading plan	9,187	$168.00	$1.5M	35,371	13 Oct 2026
5 Oct 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$152.52	$183.0K	277,266	5 Oct 2026
28 Sep 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$142.65	$171.2K	278,466	30 Sep 2026
21 Sep 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$145.92	$175.1K	279,666	21 Sep 2026
18 Sep 2026	King James WinstonChief Admin Officer, Gen Couns	Sale under a trading plan	1,381	$144.98	$200.2K	44,558	21 Sep 2026
18 Sep 2026	Cooper Jeffrey ElliottChief Financial Officer	Sale under a trading plan	854	$140.73	$120.2K	94,507	21 Sep 2026
18 Sep 2026	Cooper Jeffrey ElliottChief Financial Officer	Sale under a trading plan	2,430	$141.68	$344.3K	92,077	21 Sep 2026
18 Sep 2026	Cooper Jeffrey ElliottChief Financial Officer	Sale under a trading plan	4,468	$142.69	$637.5K	87,609	21 Sep 2026
18 Sep 2026	Cooper Jeffrey ElliottChief Financial Officer	Sale under a trading plan	1,195	$143.61	$171.6K	86,414	21 Sep 2026
18 Sep 2026	Cooper Jeffrey ElliottChief Financial Officer	Sale under a trading plan	994	$144.98	$144.1K	85,420	21 Sep 2026
17 Sep 2026	King James WinstonChief Admin Officer, Gen Couns	Sale under a trading plan	11,814	$144.47	$1.7M	45,939	21 Sep 2026
17 Sep 2026	Peterson David FranklinChief Accounting Officer	Sale under a trading plan	1,905	$144.47	$275.2K	12,233	21 Sep 2026
17 Sep 2026	Cooper Jeffrey ElliottChief Financial Officer	Sale under a trading plan	23,234	$144.47	$3.4M	95,361	21 Sep 2026
17 Sep 2026	Mullen John PPresident	Sale outside a trading plan	39,683	$144.47	$5.7M	183,647	21 Sep 2026
17 Sep 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	72,290	$144.47	$10.4M	280,866	21 Sep 2026
14 Sep 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$145.87	$175.0K	230,082	14 Sep 2026
8 Sep 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$160.52	$192.6K	185,376	8 Sep 2026
31 Aug 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$204.44	$245.3K	186,576	1 Sep 2026
27 Aug 2026	Peterson David FranklinChief Accounting Officer	Sale under a trading plan	2,500	$200.00	$500.0K	9,787	27 Aug 2026
24 Aug 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$187.82	$225.4K	187,776	24 Aug 2026
19 Aug 2026	Mullen John PPresident	Sale under a trading plan	14,400	$185.00	$2.7M	116,715	20 Aug 2026
17 Aug 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$172.88	$207.5K	188,976	17 Aug 2026
10 Aug 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$169.50	$203.4K	190,176	10 Aug 2026
3 Aug 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$155.92	$187.1K	191,376	3 Aug 2026
27 Jul 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$142.31	$170.8K	192,576	27 Jul 2026
20 Jul 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$147.42	$176.9K	193,776	20 Jul 2026
13 Jul 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$138.47	$166.2K	194,976	13 Jul 2026
9 Jul 2026	King James WinstonChief Admin Officer, Gen Couns	Sale under a trading plan	1,684	$130.64	$220.0K	30,018	9 Jul 2026
6 Jul 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$131.63	$158.0K	196,176	6 Jul 2026
29 Jun 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$124.29	$149.1K	197,376	29 Jun 2026
22 Jun 2026	Cooper Jeffrey ElliottChief Financial Officer	Sale under a trading plan	1,348	$105.67	$142.4K	62,119	22 Jun 2026
22 Jun 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$105.67	$126.8K	198,576	22 Jun 2026
16 Jun 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	5,830	$118.74	$692.3K	199,776	16 Jun 2026
16 Jun 2026	Cooper Jeffrey ElliottChief Financial Officer	Sale outside a trading plan	2,594	$118.74	$308.0K	63,467	16 Jun 2026
16 Jun 2026	Peterson David FranklinChief Accounting Officer	Sale under a trading plan	246	$118.74	$29.2K	12,287	16 Jun 2026
16 Jun 2026	King James WinstonChief Admin Officer, Gen Couns	Sale outside a trading plan	999	$118.74	$118.6K	31,702	16 Jun 2026
16 Jun 2026	Mullen John PPresident	Sale outside a trading plan	4,292	$118.74	$509.6K	131,115	16 Jun 2026
15 Jun 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$123.85	$148.6K	205,606	16 Jun 2026
8 Jun 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$135.62	$162.7K	206,806	8 Jun 2026
1 Jun 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$158.92	$190.7K	208,006	2 Jun 2026
26 May 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$138.51	$166.2K	209,206	26 May 2026
18 May 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$128.19	$153.8K	210,406	18 May 2026
11 May 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$136.38	$163.7K	211,606	12 May 2026
4 May 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$141.91	$170.3K	212,806	5 May 2026
27 Apr 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$138.09	$165.7K	214,006	27 Apr 2026
20 Apr 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$139.75	$167.7K	215,206	20 Apr 2026
13 Apr 2026	Rosenbaum Michael GeorgeChief Executive Officer	Sale under a trading plan	1,200	$118.77	$142.5K	216,406	13 Apr 2026

1–50 of 92

Planned insider sales

Form 144 notices, filed when the sell order goes to the broker.


20 Oct 2026	JOHN MULLENOfficer	5,400	$999.0K	20 Oct 2026
19 Oct 2026	MIKE ROSENBAUMOfficer, Director	1,200	$201.5K	19 Oct 2026
13 Oct 2026	MIKE ROSENBAUMOfficer, Director	1,200	$202.8K	12 Oct 2026
9 Oct 2026	JAMES W KINGOfficer	9,187	$1.5M	9 Oct 2026
5 Oct 2026	MIKE ROSENBAUMOfficer, Director	1,200	$183.0K	5 Oct 2026
28 Sep 2026	MIKE ROSENBAUMOfficer, Director	1,200	$171.2K	28 Sep 2026
21 Sep 2026	MIKE ROSENBAUMOfficer, Director	1,200	$175.1K	21 Sep 2026
18 Sep 2026	JAMES W KINGOfficer	1,381	$200.2K	18 Sep 2026
18 Sep 2026	JEFFREY COOPEROfficer	9,941	$1.4M	18 Sep 2026
17 Sep 2026	David Franklin PetersonChief Accounting Officer	1,905	$275.2K	17 Sep 2026
17 Sep 2026	James Winston KingChief Administrative Officer and General Counsel	11,814	$1.7M	17 Sep 2026
17 Sep 2026	Jeffrey Elliott CooperChief Financial Officer	23,234	$3.4M	17 Sep 2026
17 Sep 2026	John P MullenPresident	39,683	$5.7M	17 Sep 2026
17 Sep 2026	Michael George RosenbaumChief Executive Officer	72,290	$10.4M	17 Sep 2026
14 Sep 2026	MIKE ROSENBAUMOfficer, Director	1,200	$175.0K	14 Sep 2026
8 Sep 2026	MIKE ROSENBAUMOfficer, Director	1,200	$192.6K	8 Sep 2026
31 Aug 2026	MIKE ROSENBAUMOfficer, Director	1,200	$245.3K	31 Aug 2026
27 Aug 2026	DAVID F PETERSONOfficer	2,500	$500.0K	27 Aug 2026
25 Aug 2026	JOHN MULLENOfficer	1,800	$339.2K	25 Aug 2026
24 Aug 2026	MIKE ROSENBAUMOfficer, Director	1,200	$225.4K	24 Aug 2026
19 Aug 2026	JOHN MULLENOfficer	16,200	$3.0M	19 Aug 2026
17 Aug 2026	MIKE ROSENBAUMOfficer, Director	1,200	$207.5K	17 Aug 2026
10 Aug 2026	MIKE ROSENBAUMOfficer, Director	1,200	$203.4K	10 Aug 2026
3 Aug 2026	MIKE ROSENBAUMOfficer, Director	1,200	$187.1K	3 Aug 2026
27 Jul 2026	MIKE ROSENBAUMOfficer, Director	1,200	$170.8K	27 Jul 2026
20 Jul 2026	MIKE ROSENBAUMOfficer, Director	1,200	$176.9K	20 Jul 2026
13 Jul 2026	MIKE ROSENBAUMOfficer, Director	1,200	$166.2K	13 Jul 2026
9 Jul 2026	JAMES W KINGOfficer	1,684	$220.0K	9 Jul 2026
6 Jul 2026	MIKE ROSENBAUMOfficer, Director	1,200	$158.0K	6 Jul 2026
29 Jun 2026	MIKE ROSENBAUMOfficer, Director	1,200	$149.1K	29 Jun 2026
22 Jun 2026	MIKE ROSENBAUMOfficer, Director	1,200	$126.8K	22 Jun 2026
22 Jun 2026	JEFFREY COOPEROfficer	1,348	$142.4K	22 Jun 2026
16 Jun 2026	David F. PetersonChief Accounting Officer	246	$29.2K	16 Jun 2026
16 Jun 2026	James Winston KingChief Administrative Officer and General Counsel	999	$118.6K	16 Jun 2026
16 Jun 2026	Jeffrey Elliott CooperChief Financial Officer	2,594	$308.0K	16 Jun 2026
16 Jun 2026	John P. MullenPresident	4,292	$509.6K	16 Jun 2026
16 Jun 2026	Michael George RosenbaumCEO, Director	5,830	$692.3K	16 Jun 2026
15 Jun 2026	MIKE ROSENBAUMOfficer, Director	1,200	$148.6K	15 Jun 2026
8 Jun 2026	MIKE ROSENBAUMOfficer, Director	1,200	$162.7K	8 Jun 2026
1 Jun 2026	MIKE ROSENBAUMOfficer, Director	1,200	$190.7K	1 Jun 2026
26 May 2026	MIKE ROSENBAUMOfficer, Director	1,200	$166.2K	26 May 2026
18 May 2026	MIKE ROSENBAUMOfficer, Director	1,200	$153.8K	18 May 2026
11 May 2026	MIKE ROSENBAUMOfficer, Director	1,200	$163.7K	11 May 2026
4 May 2026	MIKE ROSENBAUMOfficer, Director	1,200	$170.3K	4 May 2026
27 Apr 2026	MIKE ROSENBAUMOfficer, Director	1,200	$165.7K	27 Apr 2026
20 Apr 2026	MIKE ROSENBAUMOfficer, Director	1,200	$167.7K	20 Apr 2026
13 Apr 2026	MIKE ROSENBAUMOfficer, Director	1,200	$142.5K	13 Apr 2026
6 Apr 2026	MIKE ROSENBAUMOfficer, Director	1,200	$181.4K	6 Apr 2026
30 Mar 2026	MIKE ROSENBAUMOfficer, Director	1,200	$174.9K	30 Mar 2026
23 Mar 2026	MIKE ROSENBAUMOfficer, Director	1,200	$186.7K	23 Mar 2026

1–50 of 80

Large holders

Schedule 13D and 13G filings by holders of more than 5% of the voting shares.


2 Jul 2026	BAMCO INC /NY/	13G amended	10.8%	9.0M
15 May 2026	Linonia Partners Fund LP	13G amended	9%	7.7M
15 May 2026	BAMCO INC /NY/	13G amended	7.79%	6.6M
14 May 2026	Massachusetts Financial Services Company	13G amended	3.5%	3.0M
30 Apr 2026	Vanguard Capital Management	13G	5.3%	4.5M
29 Apr 2026	Vanguard Portfolio Management	13G	5.45%	4.6M
27 Mar 2026	The Vanguard Group	13G amended	0%	0
17 Feb 2026	Linonia Partners Fund LP	13G amended	6.3%	5.4M
17 Feb 2026	BAMCO INC /NY/	13G amended	6.05%	5.1M

Trades by members of the House

From each member's periodic transaction report: the amount is the band the report gives.


4 Aug 2025	Lisa McClainMI09	Purchase	$1,001 - $15,000	SP	12 Sep 2025
13 Aug 2025	Lisa McClainMI09	Sale	$1,001 - $15,000	SP	12 Sep 2025
17 Jun 2025	Lisa McClainMI09	Purchase	$1,001 - $15,000	SP	13 Aug 2025
24 Jun 2025	Lisa McClainMI09	Sale	$1,001 - $15,000	SP	13 Aug 2025
23 May 2025	Rob BresnahanPA08	Sale	$1,001 - $15,000	Self	23 Jun 2025
28 Oct 2020	Greg GianforteMT00	Purchase	$100,001 - $250,000	JT	9 Nov 2020
24 Dec 2018	Greg GianforteMT00	Purchase	$100,001 - $250,000	JT	2 Feb 2019

Short interest

Shares sold short and not yet bought back, on every FINRA settlement date.

Shares short, each settlement


30 Sep 2026	2.9M	-8.85%	2.41
15 Sep 2026	3.2M	-22.97%	1.5
31 Aug 2026	4.1M	-11.36%	3.75
14 Aug 2026	4.6M	-8.29%	4.29
31 Jul 2026	5.1M	-0.64%	3.92
15 Jul 2026	5.1M	-10.92%	3.84
30 Jun 2026	5.7M	+6.53%	2.34
15 Jun 2026	5.4M	+9.07%	2.43
29 May 2026	4.9M	-9.26%	3.26
15 May 2026	5.4M	-4.32%	4.51

1–10 of 211

Funds that hold it

Every fund's holding from its latest Form 13F, largest first, with what it added or trimmed in the quarter.

Funds holding

676

quarter to 30 Jun 2026

Added or new

226

since 31 Mar 2026

Trimmed

229

in the quarter

Largest holder

Bamco Inc.

$1.1B

The 60 largest of 676 funds, by value


Bamco Inc.	$1.1B	9.0M	+2.4M	Added	1.66%	Filing ↗
BlackRock, Inc.	$1.1B	8.9M	-418.0K	Trimmed	0.02%	Filing ↗
Linonia Partnership LP	$853.2M	6.9M	-717.6K	Trimmed	15.24%	Filing ↗
Vanguard Portfolio Management LLC	$554.6M	4.5M	-87.3K	Trimmed	0.03%	Filing ↗
Vanguard Capital Management LLC	$473.2M	3.8M	+2.4K	Held	0.01%	Filing ↗
Darsana Capital Partners LP	$468.1M	3.8M	-196.0K	Trimmed	2.10%	Filing ↗
State Street Corp.	$330.0M	2.7M	+60.9K	Added	0.01%	Filing ↗
JPMorgan Chase & Co.	$272.3M	2.2M	+1.4M	Added	0.02%	Filing ↗
Massachusetts Financial Services Co.	$249.6M	2.0M	-966.4K	Trimmed	0.08%	Filing ↗
Route One Investment Company, L.P.	$227.6M	1.8M	0	Held	9.42%	Filing ↗
Geode Capital Management, LLC	$201.3M	1.6M	-73.1K	Trimmed	0.01%	Filing ↗
Principal Financial Group Inc.	$153.7M	1.2M	+68.9K	Added	0.07%	Filing ↗
Van Eck Associates Corp.	$149.6M	1.2M	+1.2M	New	0.09%	Filing ↗
T. Rowe Price Investment Management, Inc.	$147.5M	1.2M	+44.4K	Added	0.10%	Filing ↗
Artisan Partners Limited Partnership	$119.4M	970.3K	-174.9K	Trimmed	0.20%	Filing ↗
Wasatch Advisors LP	$106.7M	867.1K	+65.6K	Added	0.70%	Filing ↗
Westfield Capital Management Co. LP	$103.3M	839.3K	+352.8K	Added	0.34%	Filing ↗
Jane Street Group, LLC	$102.7M	834.8K	+103.5K	Added	0.07%	Filing ↗
Wellington Management Group LLP	$95.5M	776.4K	-340.1K	Trimmed	0.02%	Filing ↗
Stockbridge Partners LLC	$93.5M	759.8K	+623.4K	Added	1.97%	Filing ↗
DF Dent & Co. Inc.	$89.4M	726.6K	+108.4K	Added	1.70%	Filing ↗
Northern Trust Corp.	$89.4M	726.6K	-23.5K	Trimmed	0.01%	Filing ↗
Blair William & Co.	$89.4M	726.4K	-248.9K	Trimmed	0.23%	Filing ↗
Bank of America Corp.	$85.7M	696.5K	+1.0K	Added	0.01%	Filing ↗
Arrowstreet Capital, Limited Partnership	$81.6M	663.0K	+64.7K	Added	0.04%	Filing ↗
Brown Brothers Harriman & Co.	$81.0M	658.6K	-47.6K	Trimmed	0.35%	Filing ↗
William Blair Investment Management, LLC	$75.0M	609.4K	+267.9K	Added	0.23%	Filing ↗
Charles Schwab Investment Management Inc.	$74.4M	604.9K	-2.9K	Trimmed	0.01%	Filing ↗
Parnassus Investments, LLC	$73.2M	594.9K	+447.5K	Added	0.20%	Filing ↗
Stephens Investment Management Group LLC	$73.0M	593.5K	+68.6K	Added	0.78%	Filing ↗
1832 Asset Management L.P.	$68.2M	554.3K	-7.7K	Trimmed	0.08%	Filing ↗
Ardmore Road Asset Management LP	$67.7M	550.0K	+550.0K	New	3.97%	Filing ↗
Vanguard Fiduciary Trust Co.	$66.7M	542.3K	+2.2K	Added	0.01%	Filing ↗
Bank of New York Mellon Corp	$65.6M	533.1K	+16.9K	Added	0.01%	Filing ↗
Dimensional Fund Advisors LP	$60.8M	493.8K	+159.1K	Added	0.01%	Filing ↗
Morgan Stanley	$60.7M	493.6K	-226.5K	Trimmed	0.00%	Filing ↗
Thrivent Financial for Lutherans	$55.3M	449.6K	+289.3K	Added	0.10%	Filing ↗
Sculptor Capital LP	$54.9M	446.5K	-63.5K	Trimmed	0.79%	Filing ↗
Greenstone Partners & Co., LLC	$49.8M	404.6K	+265	Held	11.51%	Filing ↗
Brown Advisory Inc.	$48.8M	396.2K	-37.6K	Trimmed	0.08%	Filing ↗
Balyasny Asset Management L.P.	$45.8M	372.1K	+253.2K	Added	0.09%	Filing ↗
Goldman Sachs Group Inc.	$44.8M	363.9K	-54.8K	Trimmed	0.01%	Filing ↗
UBS Group AG	$44.0M	357.5K	+155.1K	Added	0.01%	Filing ↗
D. E. Shaw & Co., Inc.	$43.2M	350.8K	-23.1K	Trimmed	0.03%	Filing ↗
Rathbones Group PLC	$42.2M	343.3K	-344.2K	Trimmed	0.16%	Filing ↗
Nuveen, LLC	$42.1M	341.9K	-139.3K	Trimmed	0.01%	Filing ↗
Deutsche Bank AG	$41.6M	338.5K	-39.5K	Trimmed	0.01%	Filing ↗
Hudson Way Capital Management LLC	$41.1M	334.0K	-81.7K	Trimmed	3.66%	Filing ↗
American Capital Management Inc.	$40.5M	329.0K	+4.8K	Added	1.81%	Filing ↗
Sandhill Capital Partners LLC	$39.1M	317.7K	+75.6K	Added	3.18%	Filing ↗

1–50 of 60

Executive pay and performance

What the chief executive and the other named officers were paid, as reported and as actually paid, next to the shareholder return and net income, from each proxy's pay-versus-performance table.

Pay versus performance

5 fiscal years · from each proxy (DEF 14A)

Fiscal year	CEO pay, as reported	CEO pay, actually paid	Other officers, as reported (average)	Other officers, actually paid (average)	Shareholder return, $100	Peer return, $100	Net income	Annual Recurring Revenue	Proxy
FY ending 31 Jul 2025	$14.0M	$29.5M	$6.7M	$13.0M	$192	$163	$69.8M	$1.04B	DEF 14A 30 Oct 2025
FY ending 31 Jul 2024	$11.3M	$23.2M	$4.2M	$9.5M	$128	$136	$-6.1M	$864.0M	DEF 14A 30 Oct 2025
FY ending 31 Jul 2023	$9.6M	$11.2M	$3.9M	$4.9M	$72	$124	$-111.9M	$761.0M	DEF 14A 30 Oct 2025
FY ending 31 Jul 2022	$10.1M	$2.9M	$6.4M	$3.1M	$66	$104	$-180.4M	$683.0M	DEF 14A 30 Oct 2025
FY ending 31 Jul 2021	$8.2M	$7.3M	$3.0M	$2.8M	$98	$148	$-66.5M	$575.0M	DEF 14A 30 Oct 2025

Each year from the newest proxy that reports it. Pay actually paid follows the SEC's definition and can be below zero when share awards fall in value. ⁿ the proxy's net income differs from the 10-K or was tagged without its scale: hover for which.

Shareholder votes

The vote count on every proposal at each meeting, from the company's 8-K.

Meeting

8-K, item 5.07, filed 18 Dec 2025

Proposal	For	Against or withheld	Abstain	Broker non-votes	For, % of for and against	Result
1. Election of Directors The stockholders elected the eight persons named below as directors of the Company, each to serve for a one-year term expiring at the 2026 annual meeting of stockholders and until their respective successors are duly elected and qualified.
Michael C. Keller	73,720,973	1,077,712	39,677	4,942,509	98.6%	–
Mike Rosenbaum	74,781,365	21,630	35,367	4,942,509	100.0%	–
Mark V. Anquillare	74,772,527	24,174	41,661	4,942,509	100.0%	–
David S. Bauer	74,622,245	174,494	41,623	4,942,509	99.8%	–
Margaret Dillon	73,218,928	1,582,138	37,296	4,942,509	97.9%	–
Catherine P. Lego	73,717,231	1,018,908	102,223	4,942,509	98.6%	–
Rajani Ramanathan	74,653,381	145,896	39,085	4,942,509	99.8%	–
Jeffrey Sloan	74,710,194	83,148	45,020	4,942,509	99.9%	–
2. Ratification of Appointment of Independent Registered Public Accounting Firm The stockholders ratified the appointment of KPMG LLP as the Company’s independent registered public accounting firm for the fiscal year ending July 31, 2026.
All shares voting	79,400,946	320,826	59,099	0	99.6%	–
3. Advisory Vote on Compensation of the Company’s Named Executive Officers The stockholders approved, on a non-binding, advisory basis, the compensation of the Company’s named executive officers, as disclosed in the Proxy Statement.
All shares voting	73,326,214	1,447,631	64,517	4,942,509	98.1%	–

Counts as the company reports them in its 8-K. A result shows when the filing states one. Meetings since 2023.

Dividends and buybacks

Dividend per share, the cash paid and the shares bought back, each fiscal year.

This company has paid no dividend in the years held.

Peers

Companies in the same industry, largest first, on the same measures.

Company	Market value	Revenue, 12 months	Revenue growth	Operating margin	Net margin	ROE	P/E	EV/EBITDA
Guidewire Software, Inc.this company	$15.5B	$1.5B	22.7%	10.2%	9.4%	11.7%	116.0×	88.9×
Microsoft Corp.	$3.89T	$331.8B	17.8%	46.8%	40.3%	30.2%	29.2×	20.2×
Palantir Technologies Inc.	$472.8B	$6.2B	78.9%	42.8%	49.0%	30.9%	168.2×	176.8×
Oracle Corp.	$381.3B	$71.8B	21.6%	32.1%	26.4%	28.3%	19.8×	13.9×
SAP SE	$278.1B	$41.6B	7.7%	26.1%	19.5%	16.1%	34.8×	–
CrowdStrike Holdings, Inc.	$263.7B	$5.4B	24.3%	-2.2%	–	–	–	–
Shopify Inc.	$218.9B	$13.3B	32.5%	13.9%	14.5%	15.2%	113.2×	116.0×
Salesforce, Inc.	$204.5B	$43.9B	11.2%	19.9%	22.0%	25.2%	22.7×	18.6×
ServiceNow, Inc.	$164.3B	$14.7B	22.2%	11.4%	11.3%	13.3%	99.3×	63.0×
Adobe Inc.	$103.2B	$26.0B	12.0%	35.7%	28.0%	61.9%	14.7×	10.5×
Datadog, Inc.	$100.0B	$4.0B	31.5%	0.4%	4.5%	4.1%	539.3×	1282.6×

What the company does

Guidewire makes software for property and casualty (P&C) insurers, from global carriers to regional and local providers. Founded in 2001, it sells core systems that run product definition, pricing and rating, underwriting, policy administration, billing and claims management, delivered as cloud subscriptions on its own Guidewire Cloud Platform (GWCP), which is hosted on Amazon Web Services. Around those core systems it sells digital engagement, data, analytics and AI products, and it localizes its products for different regulations, languages and currencies.

The core products

InsuranceSuite is made up mainly of five applications, PolicyCenter, ClaimCenter, BillingCenter, PricingCenter and UnderwritingCenter, which insurers can subscribe to separately or together. The company states that most new sales and implementations are for InsuranceSuite. InsuranceNow is a single bundled cloud service with policy administration, claims and billing, available only in the United States and Canada and generally suited to mid-market carriers and managing general agents. Add-on applications include Rating Management, Reinsurance Management, Client Data Management, Advanced Product Designer and ProNavigator, an AI assistant built into select applications that answers questions from insurer-approved documents inside underwriting, claims and billing workflows.

From the 10-K for the year to 31 Jul 2026, filed 11 Sep 2026 · the filing ↗

Guidewire Software, Inc.NYSE · S&P MidCap 400