FS Bancorp, Inc. (FSBW)
Nasdaq · Savings Institutions, Not Federally Chartered · Finance, insurance and real estate · CIK 1530249 · fiscal year ends in Dec
Closing price $43.92 on 30 Oct 2026; 52-week range $37.04 to $45.27.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $156.0M
- Revenue growth
- 6.6%
- Net income, last twelve months
- $33.4M
- Earnings per share
- $4.34
- Net margin
- 21.4%
- Free cash flow
- $98.1M
- Return on equity
- 10.5%
- Market value
- $326.1M
- Price to earnings
- 10.1x
- Dividend yield
- 2.5%
- Cash
- $29.7M
- Debt
- $374.5M
- Debt to equity
- 1.17
- Shares outstanding
- 7.4M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $152.7M | – | $33.3M | $4.29 | $51.9M | 10-K filed 13 Mar 2026 |
| FY2024 | 31 Dec 2024 | $144.7M | – | $35.0M | $4.36 | $49.2M | 10-K filed 17 Mar 2025 |
| FY2023 | 31 Dec 2023 | $143.8M | – | $36.1M | $4.56 | $76.0M | 10-K filed 15 Mar 2024 |
| FY2022 | 31 Dec 2022 | $122.4M | – | $29.6M | $3.70 | $183.3M | 10-K filed 16 Mar 2023 |
| FY2021 | 31 Dec 2021 | $124.2M | – | $37.4M | $4.32 | $107.0M | 10-K filed 16 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $38.8M | $7.9M | $1.04 |
| Q1 FY2026 | 31 Mar 2026 | $37.9M | $7.8M | $1.02 |
| Q4 FY2025 | 31 Dec 2025 | $40.0M | $8.4M | $1.10 |
| Q3 FY2025 | 30 Sep 2025 | $39.3M | $9.2M | $1.18 |
| Q2 FY2025 | 30 Jun 2025 | $37.3M | $7.7M | $0.99 |
| Q1 FY2025 | 31 Mar 2025 | $36.1M | $8.0M | $1.01 |
| Q4 FY2024 | 31 Dec 2024 | $35.7M | $7.4M | $0.92 |
| Q3 FY2024 | 30 Sep 2024 | $37.2M | $10.3M | $1.29 |
Company events
The newest 8-K filings of 192 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 23 Oct 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 21 Oct 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 24 Aug 2026 | 8-K | Other events | 8.01, 9.01 |
| 21 Aug 2026 | 8-K | Other events | 8.01, 9.01 |
| 11 Aug 2026 | 8-K | Investor update | 7.01, 9.01 |
| 21 Jul 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 1 Jun 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 27 May 2026 | 8-K | Shareholder vote | 5.07 |
| 4 May 2026 | 8-K | Investor update | 7.01, 9.01 |
| 22 Apr 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 26 Feb 2026 | 8-K | Other events | 8.01, 9.01 |
| 3 Feb 2026 | 8-K | Investor update | 7.01, 9.01 |
Every filing
The newest filings with the SEC of 313 held.
| Filed | Form | Period |
|---|---|---|
| 23 Oct 2026 | 8-K | 22 Oct 2026 |
| 21 Oct 2026 | 8-K | 21 Oct 2026 |
| 24 Aug 2026 | 8-K | 24 Aug 2026 |
| 21 Aug 2026 | 8-K | 19 Aug 2026 |
| 11 Aug 2026 | 8-K | 11 Aug 2026 |
| 10 Aug 2026 | 10-Q | 30 Jun 2026 |
| 21 Jul 2026 | 8-K | 21 Jul 2026 |
| 15 Jul 2026 | EFFECT | – |
| 13 Jul 2026 | S-4/A | – |
| 29 Jun 2026 | S-4 | – |
| 12 Jun 2026 | S-8 | – |
| 1 Jun 2026 | 8-K | 1 Jun 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 29 Oct 2026 | Leech Ted A., Director | Sale outside a trading plan | 6 | $44.01 | $277 | 202 | 30 Oct 2026 |
| 28 Aug 2026 | Degner Terri L, Director | Sale outside a trading plan | 975 | $43.25 | $42.2K | 1,200 | 31 Aug 2026 |
| 25 Aug 2026 | Degner Terri L, Director | Sale outside a trading plan | 612 | $42.82 | $26.2K | 2,175 | 28 Aug 2026 |
| 25 Aug 2026 | Degner Terri L, Director | Sale outside a trading plan | 1,082 | $42.67 | $46.2K | 0 | 28 Aug 2026 |
| 25 Aug 2026 | Mccormick Sean, Chief Credit Admin. Officer | Sale outside a trading plan | 907 | $42.86 | $38.9K | 4,913 | 26 Aug 2026 |
| 21 Nov 2025 | Cofer-Wildsmith Marina, Director | Sale outside a trading plan | 2,371 | $40.00 | $94.8K | 0 | 24 Nov 2025 |
| 20 Nov 2025 | Cofer-Wildsmith Marina, Director | Sale outside a trading plan | 161 | $40.00 | $6.4K | 2,371 | 24 Nov 2025 |
| 14 Nov 2025 | Cofer-Wildsmith Marina, Director | Sale outside a trading plan | 17 | $40.05 | $681 | 5,590 | 17 Nov 2025 |
| 13 Nov 2025 | Cofer-Wildsmith Marina, Director | Sale outside a trading plan | 3,807 | $40.00 | $152.3K | 5,590 | 17 Nov 2025 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 28 Aug 2026 | Degner Terri L, Director | 975 | $42.2K | 28 Aug 2026 |
| 25 Aug 2026 | McCormick Sean, Officer | 907 | $38.9K | 25 Aug 2026 |
| 12 Nov 2025 | Marina Cofer-Wildsmith, DIRECTOR | 12,107 | $484.3K | 12 Nov 2025 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 26 Mar 2026 | The Vanguard Group | 13G amended | 0% | 0 |
| 11 Feb 2026 | De Lisle Partners LLP | 13G | 5.1% | 385.5K |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 163.5K | +13.3% | 5.71 |
| 30 Sep 2026 | 144.3K | -5.17% | 4.4 |
| 15 Sep 2026 | 152.1K | +5.08% | 6.87 |
| 31 Aug 2026 | 144.8K | -32.09% | 7.37 |
| 14 Aug 2026 | 213.2K | +9.59% | 9.68 |
| 31 Jul 2026 | 194.6K | +11.27% | 8.88 |
| 15 Jul 2026 | 174.8K | -7.11% | 11.01 |
| 30 Jun 2026 | 188.2K | +4.19% | 6.49 |
Funds that hold it
From each fund's latest Form 13F.
113 funds held it at 30 Jun 2026: 53 added and 26 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| T. Rowe Price Investment Management, Inc. | 997,943 | $43.3M | 0 |
| BlackRock, Inc. | 488,775 | $21.2M | +51,988 |
| Dimensional Fund Advisors LP | 421,646 | $18.3M | +3,358 |
| De Lisle Partners LLP | 391,651 | $17.0M | 0 |
| Vanguard Capital Management LLC | 294,351 | $12.8M | -30,902 |
| Pacific Ridge Capital Partners, LLC | 206,499 | $9.0M | -1,595 |
| Geode Capital Management, LLC | 166,440 | $7.2M | +13,432 |
| TCW Group Inc. | 154,429 | $6.7M | +2,400 |
| State Street Corp. | 128,043 | $5.6M | -262 |
| AllianceBernstein L.P. | 137,519 | $5.3M | -7,320 |
Peers
Companies in the same industry.
- Flagstar Bank, National Association (FLG): revenue $2.1B, market value $4.4B
- Beacon Financial Corp. (BBT): revenue –, market value $2.6B
- Heritage Financial Corp. (HFWA): revenue $294.1M, market value $1.2B
- NB Bancorp, Inc. (NBBK): revenue $259.2M, market value $970.1M
- Southern Missouri Bancorp, Inc. (SMBC): revenue $200.6M, market value $778.1M
- Third Coast Bancshares, Inc. (TCBX): revenue $236.6M, market value $663.7M
- Greene County Bancorp Inc. (GCBC): revenue $92.6M, market value $609.7M
- Home Bancorp, Inc. (HBCP): revenue $153.8M, market value $475.9M
- Avidia Bancorp, Inc. (AVBC): revenue $112.9M, market value $471.7M
- Pioneer Bancorp, Inc. (PBFS): revenue $102.0M, market value $448.4M