American Coastal Insurance Corp. (ACIC)
Nasdaq · Fire, Marine & Casualty Insurance · Finance, insurance and real estate · CIK 1401521 · fiscal year ends in Dec
Closing price $10.93 on 29 Oct 2026; 52-week range $9.05 to $13.03.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $330.6M
- Revenue growth
- 3.3%
- Net income, last twelve months
- $100.2M
- Earnings per share
- $2.00
- Operating margin
- 40.2%
- Net margin
- 30.3%
- Free cash flow
- -$31.0M
- Return on equity
- 29.4%
- Market value
- $516.7M
- Price to earnings
- 5.5x
- Dividend yield
- 6.9%
- Cash
- $218.9M
- Debt
- $149.5M
- Debt to equity
- 0.44
- Shares outstanding
- 47.3M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $335.4M | $140.3M | $106.8M | $2.15 | $70.9M | 10-K filed 9 Mar 2026 |
| FY2024 | 31 Dec 2024 | $296.7M | $99.6M | $75.7M | $1.54 | $243.5M | 10-K filed 10 Mar 2025 |
| FY2023 | 31 Dec 2023 | $264.4M | $93.9M | $309.9M | $6.98 | -$136.2M | 10-K filed 15 Mar 2024 |
| FY2022 | 31 Dec 2022 | $221.7M | -$8.7M | -$469.9M | -$10.91 | -$176.2M | 10-K filed 17 Apr 2023 |
| FY2021 | 31 Dec 2021 | $228.7M | -$10.5M | -$57.9M | -$1.35 | -$300.7M | 10-K filed 15 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $82.6M | $21.9M | $0.44 |
| Q1 FY2026 | 31 Mar 2026 | $71.2M | $19.3M | $0.39 |
| Q4 FY2025 | 31 Dec 2025 | $86.4M | $26.6M | $0.52 |
| Q3 FY2025 | 30 Sep 2025 | $90.4M | $32.5M | $0.65 |
| Q2 FY2025 | 30 Jun 2025 | $86.5M | $26.4M | $0.53 |
| Q1 FY2025 | 31 Mar 2025 | $72.2M | $21.3M | $0.43 |
| Q4 FY2024 | 31 Dec 2024 | $79.3M | $4.9M | $0.12 |
| Q3 FY2024 | 30 Sep 2024 | $82.1M | $28.1M | $0.57 |
Company events
The newest 8-K filings of 247 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 29 Oct 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 2 Oct 2026 | 8-K | Leadership change | 5.02 |
| 5 Aug 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 29 May 2026 | 8-K | Shareholder vote | 5.07 |
| 15 May 2026 | 8-K | Other events | 8.01 |
| 5 May 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 20 Feb 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 19 Feb 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 14 Jan 2026 | 8-K | Investor update | 7.01, 9.01 |
| 7 Jan 2026 | 8-K | Other events | 8.01 |
| 1 Dec 2025 | 8-K | Investor update | 7.01, 9.01 |
| 5 Nov 2025 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
Every filing
The newest filings with the SEC of 458 held.
| Filed | Form | Period |
|---|---|---|
| 29 Oct 2026 | 8-K | 29 Oct 2026 |
| 2 Oct 2026 | 8-K | 1 Oct 2026 |
| 6 Aug 2026 | 10-Q | 30 Jun 2026 |
| 5 Aug 2026 | 8-K | 5 Aug 2026 |
| 29 May 2026 | 8-K | 29 May 2026 |
| 15 May 2026 | 8-K | 15 May 2026 |
| 8 May 2026 | 10-Q | 31 Mar 2026 |
| 5 May 2026 | 8-K | 5 May 2026 |
| 1 Apr 2026 | ARS | 31 Dec 2025 |
| 1 Apr 2026 | DEF 14A | 1 Apr 2026 |
| 9 Mar 2026 | 10-K | 31 Dec 2025 |
| 20 Feb 2026 | 8-K | 17 Feb 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 24 Sep 2026 | Adler Brooke, Secretary | Sale outside a trading plan | 21,196 | $9.06 | $192.0K | 100,175 | 25 Sep 2026 |
| 22 Sep 2026 | Martz Brad, President & CEO | Purchase | 10,000 | $9.15 | $91.5K | 444,611 | 24 Sep 2026 |
| 17 Aug 2026 | Griffith Christopher, Chief Operating Officer | Sale outside a trading plan | 19,672 | $9.41 | $185.1K | 140,724 | 19 Aug 2026 |
| 17 Aug 2026 | Griffith Christopher, Chief Operating Officer | Sale outside a trading plan | 22,000 | $9.40 | $206.8K | 118,724 | 19 Aug 2026 |
| 20 Mar 2026 | Davis Kern Michael, Director | Purchase | 100 | $11.05 | $1.1K | 4,626 | 23 Mar 2026 |
| 19 Mar 2026 | Davis Kern Michael, Director | Purchase | 200 | $11.12 | $2.2K | 4,526 | 19 Mar 2026 |
| 18 Mar 2026 | Davis Kern Michael, Director | Purchase | 200 | $11.23 | $2.2K | 4,326 | 19 Mar 2026 |
| 18 Mar 2026 | Davis Kern Michael, Director | Purchase | 200 | $11.25 | $2.3K | 4,326 | 19 Mar 2026 |
| 4 Mar 2026 | Davis Kern Michael, Director | Purchase | 700 | $11.71 | $8.2K | 4,126 | 18 Mar 2026 |
| 23 Feb 2026 | Crawford Troy J, Chief Underwriting Officer | Purchase | 3,200 | $11.09 | $35.5K | 12,585 | 24 Feb 2026 |
| 10 Nov 2025 | Griffith Christopher, Chief Operating Officer | Sale outside a trading plan | 18,409 | $11.86 | $218.3K | 103,022 | 12 Nov 2025 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 24 Sep 2026 | Adler Brooke, Director | 21,196 | $193.5K | 24 Sep 2026 |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 2.0M | -7.72% | 5.92 |
| 30 Sep 2026 | 2.1M | +15.38% | 6.68 |
| 15 Sep 2026 | 1.8M | +11.91% | 8.98 |
| 31 Aug 2026 | 1.6M | +39% | 6.13 |
| 14 Aug 2026 | 1.2M | -5.19% | 3.79 |
| 31 Jul 2026 | 1.2M | +12.65% | 4.96 |
| 15 Jul 2026 | 1.1M | -0.29% | 4.95 |
| 30 Jun 2026 | 1.1M | +4.62% | 2.59 |
Funds that hold it
From each fund's latest Form 13F.
166 funds held it at 30 Jun 2026: 64 added and 37 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 2,280,065 | $25.3M | +451,801 |
| Tieton Capital Management, LLC | 1,254,880 | $13.9M | -18,575 |
| Vanguard Capital Management LLC | 995,636 | $11.1M | -1,005 |
| Dimensional Fund Advisors LP | 893,772 | $9.9M | +143,664 |
| American Century Companies Inc. | 848,367 | $9.4M | +128,930 |
| Punch & Associates Investment Management, Inc. | 808,705 | $9.0M | 0 |
| Geode Capital Management, LLC | 677,070 | $7.5M | +61,209 |
| Two Sigma Investments, LP | 591,554 | $6.6M | +26,800 |
| Renaissance Technologies LLC | 542,359 | $6.0M | +3,102 |
| State Street Corp. | 509,767 | $5.7M | +3,940 |
Peers
Companies in the same industry.
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- Allstate Corp. (ALL): revenue $70.1B, market value $65.0B
- American International Group, Inc. (AIG): revenue $26.6B, market value $42.7B
- Arch Capital Group Ltd. (ACGL): revenue $19.2B, market value $35.5B
- Hartford Insurance Group, Inc. (HIG): revenue $29.0B, market value $35.3B
- Everest Group, Ltd. (EG): revenue $16.8B, market value $29.8B
- Cincinnati Financial Corp. (CINF): revenue $13.3B, market value $27.9B