Virginia National Bankshares Corp. (VABK)
Nasdaq · National Commercial Banks · Finance, insurance and real estate · CIK 1572334 · fiscal year ends in Dec
Closing price $51.88 on 30 Oct 2026; 52-week range $38.13 to $51.88.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $63.6M
- Revenue growth
- 13.3%
- Net income, last twelve months
- $24.8M
- Earnings per share
- $4.56
- Net margin
- 39.0%
- Return on equity
- 12.7%
- Market value
- $281.4M
- Price to earnings
- 11.4x
- Dividend yield
- 2.8%
- Cash
- $77.3M
- Debt
- $23.6M
- Debt to equity
- 0.12
- Shares outstanding
- 5.4M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $57.6M | – | $19.3M | $3.55 | $20.8M | 10-K filed 27 Mar 2026 |
| FY2024 | 31 Dec 2024 | $54.0M | – | $17.0M | $3.15 | $14.6M | 10-K filed 28 Mar 2025 |
| FY2023 | 31 Dec 2023 | $58.1M | – | $19.3M | $3.58 | $12.7M | 10-K filed 28 Mar 2024 |
| FY2022 | 31 Dec 2022 | $67.2M | – | $23.4M | $4.38 | $22.1M | 10-K filed 29 Mar 2023 |
| FY2021 | 31 Dec 2021 | $55.5M | – | $10.1M | $2.14 | $11.8M | 10-K filed 25 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $19.8M | $9.0M | $1.65 |
| Q1 FY2026 | 31 Mar 2026 | $14.4M | $5.3M | $0.97 |
| Q4 FY2025 | 31 Dec 2025 | $15.0M | $6.0M | $1.10 |
| Q3 FY2025 | 30 Sep 2025 | $14.4M | $4.6M | $0.84 |
| Q2 FY2025 | 30 Jun 2025 | $14.1M | $4.2M | $0.78 |
| Q1 FY2025 | 31 Mar 2025 | $14.1M | $4.5M | $0.83 |
| Q4 FY2024 | 31 Dec 2024 | $14.5M | $4.6M | $0.85 |
| Q3 FY2024 | 30 Sep 2024 | $13.5M | $4.6M | $0.85 |
Company events
The newest 8-K filings of 140 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 29 Oct 2026 | 8-K | Results | 2.02, 9.01 |
| 8 Oct 2026 | 8-K | Other events | 8.01 |
| 23 Jul 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 29 Jun 2026 | 8-K | Shareholder vote | 5.07 |
| 15 May 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 4 May 2026 | 8-K | Other events | 8.01 |
| 23 Apr 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 5 Feb 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 29 Jan 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 19 Nov 2025 | 8-K | Leadership change | 5.02, 9.01 |
| 23 Oct 2025 | 8-K | Results, Other events | 2.02, 8.01 |
| 25 Jul 2025 | 8-K | Shareholder vote | 5.07 |
Every filing
The newest filings with the SEC of 237 held.
| Filed | Form | Period |
|---|---|---|
| 29 Oct 2026 | 8-K | 29 Oct 2026 |
| 8 Oct 2026 | 8-K | 6 Oct 2026 |
| 13 Aug 2026 | 10-Q | 30 Jun 2026 |
| 23 Jul 2026 | 8-K | 22 Jul 2026 |
| 29 Jun 2026 | 8-K | 25 Jun 2026 |
| 15 May 2026 | 8-K | 11 May 2026 |
| 12 May 2026 | 10-Q | 31 Mar 2026 |
| 4 May 2026 | 8-K | 1 May 2026 |
| 30 Apr 2026 | DEFA14A | – |
| 30 Apr 2026 | DEF 14A | 25 Jun 2026 |
| 23 Apr 2026 | 8-K | 22 Apr 2026 |
| 27 Mar 2026 | 10-K | 31 Dec 2025 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 15 May 2026 | Endeavour Capital Advisors Inc. | 13G | 5.5% | 298.8K |
| 27 Mar 2026 | The Vanguard Group | 13G amended | 0% | 0 |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 47.0K | -7.44% | 5.21 |
| 30 Sep 2026 | 50.8K | -18% | 4.92 |
| 15 Sep 2026 | 61.9K | +10.1% | 9.55 |
| 31 Aug 2026 | 56.3K | +12.82% | 11.1 |
| 14 Aug 2026 | 49.9K | -4.49% | 9.16 |
| 31 Jul 2026 | 52.2K | +8.95% | 6.03 |
| 15 Jul 2026 | 47.9K | +11.59% | 10.95 |
| 30 Jun 2026 | 42.9K | +13.05% | 2.91 |
Funds that hold it
From each fund's latest Form 13F.
96 funds held it at 30 Jun 2026: 36 added and 22 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 314,954 | $14.0M | +29,779 |
| Endeavour Capital Advisors Inc. | 298,750 | $13.3M | 0 |
| Atlantic Union Bankshares Corp | 242,242 | $10.8M | 0 |
| Manufacturers Life Insurance Company, the | 207,431 | $9.2M | -1,552 |
| Vanguard Capital Management LLC | 202,845 | $9.0M | -22,444 |
| AllianceBernstein L.P. | 193,270 | $7.4M | +140 |
| Meridian Financial Partners LLC | 127,161 | $5.8M | -10,499 |
| Strategic Value Bank Partners LLC | 128,953 | $5.7M | 0 |
| Geode Capital Management, LLC | 125,976 | $5.6M | +7,952 |
| State Street Corp. | 81,722 | $3.6M | +179 |
Peers
Companies in the same industry.
- JPMorgan Chase & Co. (JPM): revenue $199.4B, market value $896.1B
- Bank of America Corp. (BAC): revenue –, market value $346.2B
- Wells Fargo & Company (WFC): revenue $87.2B, market value $250.4B
- Citigroup Inc. (C): revenue $91.4B, market value $205.7B
- Capital One Financial Corp. (COF): revenue $62.0B, market value $125.7B
- Mizuho Financial Group Inc. (MFG): revenue $29.9B, market value $118.3B
- U.S. Bancorp (USB): revenue $29.6B, market value $92.6B
- PNC Financial Services Group, Inc. (PNC): revenue $25.0B, market value $90.9B
- Truist Financial Corp. (TFC): revenue $19.4B, market value $58.5B
- Huntington Bancshares Inc. (HBAN): revenue $10.4B, market value $31.8B