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Uscb Financial Holdings, Inc. (USCB)

Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 1901637 · fiscal year ends in Dec

Closing price $19.87 on 30 Oct 2026; 52-week range $17.16 to $23.48.

Key figures

The last twelve months reported, with the latest price and balance sheet.

Revenue, last twelve months
$97.1M
Revenue growth
5.8%
Net income, last twelve months
$28.7M
Net margin
29.6%
Return on equity
12.3%
Market value
$367.1M
Price to earnings
13.1x
Dividend yield
2.3%
Cash
$118.2M
Debt
$39.4M
Debt to equity
0.17
Shares outstanding
18.5M

Financial statements

Revenue, profit and cash flow by fiscal year, each year linked to its annual report.

Fiscal yearYear endRevenueOperating incomeNet incomeEPSFree cash flowFiling
FY202531 Dec 2025$90.2M–$26.1M$1.33$42.5M10-K filed 13 Mar 2026
FY202431 Dec 2024$82.7M–$24.7M$1.24$34.5M10-K filed 14 Mar 2025
FY202331 Dec 2023$66.0M–$16.5M$0.84$22.4M10-K filed 22 Mar 2024
FY202231 Dec 2022$68.9M–$20.1M$1.00$28.9M10-K filed 24 Mar 2023
FY202131 Dec 2021$63.2M–$21.1M-$6.72$21.4M10-K filed 24 Mar 2022

By quarter

QuarterQuarter endRevenueNet incomeEPS
Q2 FY202630 Jun 2026$27.9M$9.1M$0.49
Q1 FY202631 Mar 2026$26.2M$9.4M$0.51
Q4 FY202531 Dec 2025$18.0M$1.4M$0.10
Q3 FY202530 Sep 2025$25.0M$8.9M$0.45
Q2 FY202530 Jun 2025$24.4M$8.1M$0.40
Q1 FY202531 Mar 2025$22.8M$7.7M$0.38
Q4 FY202431 Dec 2024$23.0M$6.9M$0.35
Q3 FY202430 Sep 2024$21.5M$6.9M$0.35

Company events

The newest 8-K filings of 68 held.

FiledFormEventItems
22 Oct 20268-KResults, Investor update2.02, 7.01, 9.01
19 Oct 20268-KInvestor update7.01, 9.01
28 Jul 20268-KInvestor update7.01, 9.01
23 Jul 20268-KResults, Investor update2.02, 7.01, 9.01
20 Jul 20268-KInvestor update7.01, 9.01
1 Jun 20268-KOther events8.01, 9.01
27 May 20268-KShareholder vote, Other events5.07, 8.01, 9.01
1 May 20268-KAgreement ended1.02, 9.01
23 Apr 20268-KResults, Investor update2.02, 7.01, 9.01
20 Apr 20268-KInvestor update7.01, 9.01
8 Apr 20268-KLeadership change5.02, 9.01
4 Feb 20268-KLeadership change5.02, 9.01

Every filing

The newest filings with the SEC of 108 held.

FiledFormPeriod
22 Oct 20268-K22 Oct 2026
19 Oct 20268-K19 Oct 2026
7 Aug 202610-Q30 Jun 2026
28 Jul 20268-K28 Jul 2026
23 Jul 20268-K23 Jul 2026
20 Jul 20268-K20 Jul 2026
1 Jun 20268-K1 Jun 2026
27 May 20268-K26 May 2026
8 May 202610-Q31 Mar 2026
1 May 20268-K29 Apr 2026
23 Apr 20268-K23 Apr 2026
21 Apr 2026ARS31 Dec 2025

Insider trades

Form 4 trades by officers, directors and 10% owners, last 12 months.

TradedInsiderTypeSharesPriceValueHeld afterForm 4
30 Oct 2026Rodriguez Ramon M., DirectorPurchase1,000$20.00$20.0K1,00030 Oct 2026
8 Jun 2026Collazo Andres, EVP, Operations & ITSale outside a trading plan1,000$19.00$19.0K31,5218 Jun 2026
21 May 2026De La Aguilera Luis, President and CEOSale outside a trading plan49,414$18.30$904.3K242,94522 May 2026
20 May 2026De La Aguilera Luis, President and CEOSale outside a trading plan36,826$18.15$668.4K242,94521 May 2026
19 May 2026De La Aguilera Luis, President and CEOSale outside a trading plan4,931$18.01$88.8K242,94521 May 2026
18 May 2026De La Aguilera Luis, President and CEOSale outside a trading plan2,485$18.06$44.9K242,94519 May 2026
15 May 2026De La Aguilera Luis, President and CEOSale outside a trading plan805$18.05$14.5K242,94519 May 2026
14 May 2026De La Aguilera Luis, President and CEOSale outside a trading plan22,883$18.20$416.5K242,94515 May 2026
14 May 2026Abadin Ramon, DirectorSale outside a trading plan9,000$18.21$163.9K24,56115 May 2026
13 May 2026De La Aguilera Luis, President and CEOSale outside a trading plan19,947$18.06$360.2K242,94515 May 2026
13 May 2026Abadin Ramon, DirectorSale outside a trading plan6,552$18.03$118.1K24,56114 May 2026
11 May 2026De La Aguilera Luis, President and CEOSale outside a trading plan5,279$18.27$96.4K242,94513 May 2026

Planned insider sales

Form 144 notices, filed when the sell order goes to the broker.

FiledSellerSharesValuePlanned sale
27 May 2026Collazo, Andres, Officer2,000$38.0K27 May 2026
14 May 2026Abadin, Ramon, Director9,000$162.0K14 May 2026
13 May 2026Abadin, Ramon, Director6,552$120.1K13 May 2026
30 Apr 2026Patriot Financial Partners GP II, LLC, 10% Stockholder50,000$925.0K30 Apr 2026
30 Apr 2026Aguilera, Luis de la, Director182,570$3.4M1 May 2026
6 Mar 2026Collazo, Andres (USCB), Officer8,000$144.0K6 Mar 2026
29 Jan 2026Aguilera, Luis de la, Director10,000$180.0K29 Jan 2026
25 Nov 2025W. Kirk Wycoff, Director, 10% Stockholder180,000$3.2M24 Nov 2025

Large holders

Schedule 13D and 13G filings by holders of more than 5% of the voting shares.

FiledHolderScheduleStakeShares
14 Aug 2026T. Rowe Price Investment Management, Inc.13G amended8.6%1.6M
17 Jul 2026Inversiones Atlantida S.A.13G8.2%1.5M
16 Jul 2026Patriot Financial Partners II, L.P.13D amended1.7%317.8K
17 Feb 2026T. Rowe Price Investment Management, Inc.13G amended7.3%1.3M
17 Feb 2026AllianceBernstein L.P.13G5.2%941.4K
13 Feb 2026Endeavour Capital Advisors Inc.13G amended5.8%1.1M
12 Dec 2025Patriot Financial Partners II, L.P.13D amended10.3%1.9M
14 Nov 2025T. Rowe Price Investment Management, Inc.13G6.2%1.3M

Short interest

Shares sold short and not yet bought back, on each FINRA settlement date.

SettlementShares shortChangeDays to cover
15 Oct 2026245.0K-9.96%4.88
30 Sep 2026272.1K+7.27%2.86
15 Sep 2026253.6K-8.07%3.06
31 Aug 2026275.9K+1.1%4.53
14 Aug 2026272.9K+19.83%7.15
31 Jul 2026227.7K+1.58%3.33
15 Jul 2026224.2K-4.42%7.53
30 Jun 2026234.6K+45.11%2.37

Funds that hold it

From each fund's latest Form 13F.

99 funds held it at 30 Jun 2026: 57 added and 18 trimmed in the quarter. The largest:

FundSharesValueChange in the quarter
Patriot Financial Partners GP II, L.P.1,806,286$37.0M-50,000
T. Rowe Price Investment Management, Inc.1,568,820$32.1M+247,875
BlackRock, Inc.1,071,823$21.9M+162,986
Endeavour Capital Advisors Inc.1,052,333$21.5M+27,595
AllianceBernstein L.P.974,023$18.1M+36,666
Mendon Capital Advisors Corp.597,788$12.2M+23,688
Curi Capital, LLC550,085$11.3M+22,981
Wellington Management Group LLP539,779$11.0M+81,450
Vanguard Capital Management LLC489,668$10.0M+1,789
Basswood Capital Management, L.l.c.436,892$8.9M0

Peers

Companies in the same industry.

  • Bank of Nova Scotia (BNS): revenue $27.0B, market value $115.9B
  • Bank of New York Mellon Corp. (BNY): revenue $22.0B, market value $99.0B
  • Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $78.6B
  • Fifth Third Bancorp (FITB): revenue $10.7B, market value $48.9B
  • State Street Corp. (STT): revenue $15.5B, market value $46.3B
  • M&T Bank Corp. (MTB): revenue $10.0B, market value $31.9B
  • Northern Trust Corp. (NTRS): revenue $9.3B, market value $30.7B
  • Banco Bradesco S.A. (BBD): revenue –, market value $27.0B
  • Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $26.9B
  • First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $26.6B
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