Unity Bancorp Inc. (UNTY)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 920427 · fiscal year ends in Dec
Closing price $58.07 on 29 Oct 2026; 52-week range $45.17 to $61.82.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $135.4M
- Revenue growth
- 13.1%
- Net income, last twelve months
- $58.6M
- Earnings per share
- $5.75
- Net margin
- 43.3%
- Return on equity
- 15.8%
- Market value
- $583.2M
- Price to earnings
- 10.1x
- Dividend yield
- 1.1%
- Cash
- $250.3M
- Debt
- $326.4M
- Debt to equity
- 0.88
- Shares outstanding
- 10.0M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $131.8M | – | $58.0M | $5.67 | $44.3M | 10-K filed 4 Mar 2026 |
| FY2024 | 31 Dec 2024 | $107.1M | – | $41.5M | $4.06 | $47.3M | 10-K filed 7 Mar 2025 |
| FY2023 | 31 Dec 2023 | $103.1M | – | $39.7M | $3.84 | $46.0M | 10-K filed 7 Mar 2024 |
| FY2022 | 31 Dec 2022 | $98.2M | – | $38.5M | $3.59 | $41.2M | 10-K filed 10 Mar 2023 |
| FY2021 | 31 Dec 2021 | $89.1M | – | $36.1M | $3.43 | $31.3M | 10-K filed 11 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $33.7M | $14.5M | $1.42 |
| Q1 FY2026 | 31 Mar 2026 | $33.6M | $14.3M | $1.40 |
| Q4 FY2025 | 31 Dec 2025 | $35.3M | $15.5M | $1.52 |
| Q3 FY2025 | 30 Sep 2025 | $32.8M | $14.4M | $1.41 |
| Q2 FY2025 | 30 Jun 2025 | $34.4M | $16.5M | $1.61 |
| Q1 FY2025 | 31 Mar 2025 | $29.4M | $11.6M | $1.13 |
| Q4 FY2024 | 31 Dec 2024 | $28.4M | $11.5M | $1.13 |
| Q3 FY2024 | 30 Sep 2024 | $27.7M | $10.9M | $1.07 |
Company events
The newest 8-K filings of 323 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 13 Oct 2026 | 8-K | Results | 2.02, 9.01 |
| 23 Sep 2026 | 8-K | Investor update | 7.01, 9.01 |
| 10 Sep 2026 | 8-K | Investor update | 7.01 |
| 20 Aug 2026 | 8-K | Other events | 8.01, 9.01 |
| 7 Aug 2026 | 8-K | Leadership change, Investor update | 5.02, 7.01, 9.01 |
| 14 Jul 2026 | 8-K | Results | 2.02, 9.01 |
| 21 May 2026 | 8-K | Other events | 8.01, 9.01 |
| 23 Apr 2026 | 8-K | Shareholder vote | 5.07 |
| 22 Apr 2026 | 8-K | Investor update | 7.01, 9.01 |
| 14 Apr 2026 | 8-K | Results | 2.02, 9.01 |
| 26 Feb 2026 | 8-K | Other events | 8.01, 9.01 |
| 13 Jan 2026 | 8-K | Results | 2.02, 9.01 |
Every filing
The newest filings with the SEC of 645 held.
| Filed | Form | Period |
|---|---|---|
| 13 Oct 2026 | 8-K | 13 Oct 2026 |
| 23 Sep 2026 | 8-K | 23 Sep 2026 |
| 10 Sep 2026 | 8-K | 10 Sep 2026 |
| 20 Aug 2026 | 8-K | 20 Aug 2026 |
| 7 Aug 2026 | 8-K | 7 Aug 2026 |
| 6 Aug 2026 | 10-Q | 30 Jun 2026 |
| 14 Jul 2026 | 8-K | 14 Jul 2026 |
| 15 Jun 2026 | 11-K | 31 Dec 2025 |
| 21 May 2026 | 8-K | 21 May 2026 |
| 7 May 2026 | 10-Q | 31 Mar 2026 |
| 23 Apr 2026 | 8-K | 23 Apr 2026 |
| 22 Apr 2026 | 8-K | 22 Apr 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 20 Oct 2026 | Maricondo Peter E, Director | Sale outside a trading plan | 470 | $56.25 | $26.4K | 49,943 | 22 Oct 2026 |
| 3 Sep 2026 | Boyan George, President | Sale outside a trading plan | 6,504 | $59.16 | $384.8K | 25,015 | 4 Sep 2026 |
| 2 Sep 2026 | Boyan George, President | Sale outside a trading plan | 845 | $59.11 | $49.9K | 31,519 | 4 Sep 2026 |
| 27 May 2026 | Brody Mark S, Director | Sale outside a trading plan | 1,600 | $55.23 | $88.4K | 113,854 | 29 May 2026 |
| 17 Apr 2026 | Gross Mary E., Director | Sale outside a trading plan | 2,075 | $56.01 | $116.2K | 18,479 | 20 Apr 2026 |
| 13 Mar 2026 | Dallas Robert H Ii, Director | Sale outside a trading plan | 7,725 | $49.60 | $383.2K | 32,073 | 16 Mar 2026 |
| 12 Mar 2026 | Dallas Robert H Ii, Director | Sale outside a trading plan | 7,088 | $49.70 | $352.3K | 39,798 | 16 Mar 2026 |
| 18 Feb 2026 | Hughes James A, CEO | Sale outside a trading plan | 1,500 | $54.50 | $81.8K | 173,013 | 19 Feb 2026 |
| 29 Jan 2026 | Donovan James Joseph, Chief Lending Officer/FSVP | Sale outside a trading plan | 265 | $52.11 | $13.8K | 0 | 2 Feb 2026 |
| 15 Jan 2026 | Geraci Vincent, Director Mortgage Lending/FSVP | Sale outside a trading plan | 1,573 | $55.38 | $87.1K | 0 | 16 Jan 2026 |
| 15 Jan 2026 | Kim Minsu, Chief Credit Officer/SVP | Sale outside a trading plan | 750 | $56.13 | $42.1K | 791 | 16 Jan 2026 |
| 15 Jan 2026 | Donovan James Joseph, Chief Lending Officer/FSVP | Sale outside a trading plan | 777 | $56.07 | $43.6K | 0 | 16 Jan 2026 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 3 Sep 2026 | GEORGE BOYAN, Officer, Director | 6,504 | $384.8K | 3 Sep 2026 |
| 27 May 2026 | MARK BRODY, Director | 1,600 | $88.4K | 27 May 2026 |
| 17 Apr 2026 | MARY GROSS, Director | 2,075 | $116.2K | 17 Apr 2026 |
| 13 Mar 2026 | ROBERT DALLAS, Director, 10% Stockholder | 7,725 | $383.2K | 13 Mar 2026 |
| 12 Mar 2026 | ROBERT DALLAS, Director, 10% Stockholder | 7,088 | $352.2K | 12 Mar 2026 |
| 18 Feb 2026 | JAMES HUGHES, Officer, Director | 1,500 | $81.8K | 18 Feb 2026 |
| 29 Jan 2026 | JAMES DONOVAN, Officer | 265 | $13.8K | 29 Jan 2026 |
| 15 Jan 2026 | James Donovan, Officer | 777 | $43.6K | 15 Jan 2026 |
| 15 Jan 2026 | VINCENT GERACI, Officer | 1,573 | $87.1K | 15 Jan 2026 |
| 11 Dec 2025 | MARY E. GROSS, Director | 3,300 | $179.8K | 11 Dec 2025 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 17 Feb 2026 | Banc Fund IX L.P. | 13G amended | 3.7% | 375.5K |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 205.1K | -5.75% | 3.96 |
| 30 Sep 2026 | 217.7K | +34.27% | 3.33 |
| 15 Sep 2026 | 162.1K | +5.67% | 3.22 |
| 31 Aug 2026 | 153.4K | +8.09% | 3 |
| 14 Aug 2026 | 141.9K | +13.3% | 2.49 |
| 31 Jul 2026 | 125.3K | +9.89% | 1.87 |
| 15 Jul 2026 | 114.0K | -10.21% | 1.71 |
| 30 Jun 2026 | 127.0K | +8.58% | 1.97 |
Funds that hold it
From each fund's latest Form 13F.
152 funds held it at 30 Jun 2026: 84 added and 41 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 550,326 | $32.3M | +42,393 |
| Dimensional Fund Advisors LP | 452,070 | $26.5M | +3,635 |
| Banc Funds Co. LLC | 370,469 | $21.7M | -5,000 |
| AllianceBernstein L.P. | 361,720 | $18.7M | -2,140 |
| Vanguard Capital Management LLC | 302,925 | $17.8M | -325 |
| American Century Companies Inc. | 265,764 | $15.6M | +35,778 |
| Geode Capital Management, LLC | 182,802 | $10.7M | +14,042 |
| State Street Corp. | 164,203 | $9.6M | +16,294 |
| Pacific Ridge Capital Partners, LLC | 157,618 | $9.3M | -1,231 |
| Morgan Stanley | 143,502 | $8.4M | +379 |
Peers
Companies in the same industry.
- Bank of Nova Scotia (BNS): revenue $27.0B, market value $118.0B
- Bank of New York Mellon Corp. (BNY): revenue $21.4B, market value $101.3B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $81.3B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $49.4B
- State Street Corp. (STT): revenue $15.5B, market value $47.4B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $32.4B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $31.3B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.8B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $27.7B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $27.5B