Union Bankshares Inc. (UNB)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 706863 · fiscal year ends in Dec
Closing price $23.07 on 30 Oct 2026; 52-week range $21.50 to $26.20.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $57.2M
- Revenue growth
- 14.0%
- Net income, last twelve months
- $12.1M
- Earnings per share
- $2.59
- Net margin
- 21.2%
- Free cash flow
- $20.9M
- Return on equity
- 13.4%
- Market value
- $114.1M
- Price to earnings
- 8.9x
- Dividend yield
- 6.2%
- Cash
- $31.0M
- Debt
- $16.3M
- Debt to equity
- 0.18
- Shares outstanding
- 4.9M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $54.5M | – | $11.1M | $2.41 | $16.0M | 10-K filed 20 Mar 2026 |
| FY2024 | 31 Dec 2024 | $48.1M | – | $8.8M | $1.92 | $11.1M | 10-K filed 25 Mar 2025 |
| FY2023 | 31 Dec 2023 | $47.7M | – | $11.3M | $2.48 | $7.2M | 10-K filed 26 Mar 2024 |
| FY2022 | 31 Dec 2022 | $48.9M | – | $12.6M | $2.79 | $28.4M | 10-K filed 24 Mar 2023 |
| FY2021 | 31 Dec 2021 | $48.7M | – | $13.2M | $2.92 | $25.7M | 10-K filed 24 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $14.9M | $2.9M | $0.60 |
| Q1 FY2026 | 31 Mar 2026 | $13.8M | $3.0M | $0.65 |
| Q4 FY2025 | 31 Dec 2025 | $14.1M | $2.7M | $0.59 |
| Q3 FY2025 | 30 Sep 2025 | $14.5M | $3.4M | $0.75 |
| Q2 FY2025 | 30 Jun 2025 | $13.2M | $2.4M | $0.52 |
| Q1 FY2025 | 31 Mar 2025 | $12.7M | $2.5M | $0.55 |
| Q4 FY2024 | 31 Dec 2024 | $13.2M | $3.0M | $0.65 |
| Q3 FY2024 | 30 Sep 2024 | $11.0M | $1.3M | $0.29 |
Company events
The newest 8-K filings of 245 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 21 Oct 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 16 Jul 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 15 Jul 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 21 May 2026 | 8-K | Leadership change, Shareholder vote | 5.02, 5.07 |
| 7 May 2026 | 8-K | Results | 2.02, 9.01 |
| 17 Apr 2026 | 8-K/A | Results | 2.02, 9.01 |
| 15 Apr 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 24 Mar 2026 | 8-K | Leadership change | 5.02 |
| 26 Feb 2026 | 8-K | Leadership change | 5.02 |
| 5 Feb 2026 | 8-K | Results | 2.02, 9.01 |
| 21 Jan 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 19 Nov 2025 | 8-K | Auditor change, Other events | 4.01, 8.01, 9.01 |
Every filing
The newest filings with the SEC of 464 held.
| Filed | Form | Period |
|---|---|---|
| 21 Oct 2026 | 8-K | 21 Oct 2026 |
| 7 Aug 2026 | 10-Q | 30 Jun 2026 |
| 16 Jul 2026 | 8-K | 15 Jul 2026 |
| 15 Jul 2026 | 8-K | 15 Jul 2026 |
| 21 May 2026 | 8-K | 20 May 2026 |
| 8 May 2026 | 10-Q | 31 Mar 2026 |
| 7 May 2026 | 8-K | 7 May 2026 |
| 17 Apr 2026 | 8-K/A | 15 Apr 2026 |
| 15 Apr 2026 | 8-K | 15 Apr 2026 |
| 8 Apr 2026 | DEFA14A | – |
| 8 Apr 2026 | DEF 14A | 8 Apr 2026 |
| 24 Mar 2026 | 8-K | 18 Mar 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 17 Sep 2026 | Cote Steven P, Director | Purchase | 418 | $23.73 | $9.9K | 1,212 | 15 Oct 2026 |
| 26 Aug 2026 | Silverman David Scott, Director | Purchase | 1,000 | $23.76 | $23.8K | 46,864 | 28 Aug 2026 |
| 25 Aug 2026 | Bugbee Dawn D, Director | Purchase | 200 | $23.80 | $4.8K | 6,487 | 26 Aug 2026 |
| 27 Jul 2026 | Bugbee Dawn D, Director | Purchase | 200 | $23.30 | $4.7K | 6,287 | 3 Aug 2026 |
| 5 Feb 2026 | Hogan Patricia N, Insider | Purchase | 9 | $25.28 | $217 | 9,558 | 11 Mar 2026 |
| 6 Nov 2025 | Hogan Patricia N, Insider | Purchase | 9 | $23.09 | $213 | 9,923 | 18 Dec 2025 |
| 7 Aug 2025 | Hogan Patricia N, Insider | Purchase | 8 | $27.01 | $211 | 9,817 | 18 Dec 2025 |
| 1 May 2025 | Hogan Patricia N, Insider | Purchase | 6 | $34.67 | $208 | 9,728 | 18 Dec 2025 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 18 May 2026 | Zucker Anita G | 13D | 7.54% | 348.0K |
| 5 Nov 2025 | FMR LLC | 13G amended | 4.2% | 192.3K |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 19.7K | +9.69% | 6.14 |
| 30 Sep 2026 | 18.0K | +42.6% | 4.68 |
| 15 Sep 2026 | 12.6K | -28.65% | 3.42 |
| 31 Aug 2026 | 17.7K | +23.2% | 3.03 |
| 14 Aug 2026 | 14.3K | +25.18% | 2.16 |
| 31 Jul 2026 | 11.5K | +10.34% | 1.22 |
| 15 Jul 2026 | 10.4K | -0.79% | 1.84 |
| 30 Jun 2026 | 10.5K | -88.03% | 1 |
Funds that hold it
From each fund's latest Form 13F.
65 funds held it at 30 Jun 2026: 24 added and 17 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| Vanguard Capital Management LLC | 151,233 | $3.7M | +1,759 |
| Cardinal Capital Management | 104,509 | $2.5M | +1,949 |
| Truffle Hound Capital, LLC | 80,000 | $1.9M | +80,000 |
| BlackRock, Inc. | 65,942 | $1.6M | -134,089 |
| Geode Capital Management, LLC | 45,223 | $1.1M | -43,257 |
| Dimensional Fund Advisors LP | 41,052 | $995.9K | 0 |
| Cannell & Spears LLC | 40,169 | $974.5K | 0 |
| Millennium Management LLC | 31,709 | $769.3K | +31,709 |
| Trust Co. of Vermont | 29,323 | $711.4K | – |
| Vanguard Fiduciary Trust Co. | 22,438 | $544.3K | -2,910 |
Peers
Companies in the same industry.
- Bank of Nova Scotia (BNS): revenue $27.0B, market value $115.9B
- Bank of New York Mellon Corp. (BNY): revenue $22.0B, market value $99.0B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $78.6B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $48.9B
- State Street Corp. (STT): revenue $15.5B, market value $46.3B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $31.9B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $30.7B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.0B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $26.9B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $26.6B