First Financial Corp. (THFF)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 714562 · fiscal year ends in Dec
Closing price $77.58 on 29 Oct 2026; 52-week range $53.32 to $82.79.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $276.3M
- Revenue growth
- 12.4%
- Net income, last twelve months
- $84.8M
- Earnings per share
- $7.14
- Net margin
- 30.7%
- Free cash flow
- $93.0M
- Return on equity
- 12.5%
- Market value
- $922.6M
- Price to earnings
- 10.9x
- Dividend yield
- 2.8%
- Cash
- $96.6M
- Debt
- $601.6M
- Debt to equity
- 0.89
- Shares outstanding
- 11.9M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $261.8M | – | $79.2M | $6.68 | $86.4M | 10-K filed 4 Mar 2026 |
| FY2024 | 31 Dec 2024 | $217.8M | – | $47.3M | $4.00 | $54.3M | 10-K filed 5 Mar 2025 |
| FY2023 | 31 Dec 2023 | $210.0M | – | $60.7M | $5.08 | $79.5M | 10-K filed 11 Mar 2024 |
| FY2022 | 31 Dec 2022 | $211.8M | – | $71.1M | $5.82 | $77.4M | 10-K filed 8 Mar 2023 |
| FY2021 | 31 Dec 2021 | $185.5M | – | $53.0M | $4.02 | $51.2M | 10-K filed 9 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $71.9M | $22.7M | $1.91 |
| Q1 FY2026 | 31 Mar 2026 | $68.2M | $19.8M | $1.67 |
| Q4 FY2025 | 31 Dec 2025 | $70.5M | $21.5M | $1.81 |
| Q3 FY2025 | 30 Sep 2025 | $65.8M | $20.8M | $1.75 |
| Q2 FY2025 | 30 Jun 2025 | $63.1M | $18.6M | $1.57 |
| Q1 FY2025 | 31 Mar 2025 | $62.5M | $18.4M | $1.55 |
| Q4 FY2024 | 31 Dec 2024 | $61.8M | $16.2M | $1.37 |
| Q3 FY2024 | 30 Sep 2024 | $58.4M | $8.7M | $0.74 |
Company events
The newest 8-K filings of 256 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 27 Oct 2026 | 8-K | Results | 2.02, 9.01 |
| 17 Sep 2026 | 8-K | Leadership change, Investor update | 5.02, 7.01, 9.01 |
| 17 Sep 2026 | 8-K | Other events | 8.01, 9.01 |
| 4 Sep 2026 | 8-K | Investor update | 7.01, 9.01 |
| 27 Aug 2026 | 8-K/A | Material agreement, Investor update | 1.01, 7.01, 9.01 |
| 27 Aug 2026 | 8-K | Material agreement, Investor update | 1.01, 7.01, 9.01 |
| 28 Jul 2026 | 8-K | Results | 2.02, 9.01 |
| 30 Jun 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 30 Jun 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 17 Jun 2026 | 8-K | Other events | 8.01, 9.01 |
| 28 Apr 2026 | 8-K | Results | 2.02, 9.01 |
| 15 Apr 2026 | 8-K | Shareholder vote | 5.07 |
Every filing
The newest filings with the SEC of 492 held.
| Filed | Form | Period |
|---|---|---|
| 27 Oct 2026 | 8-K | 27 Oct 2026 |
| 17 Sep 2026 | 8-K | 15 Sep 2026 |
| 17 Sep 2026 | 8-K | 15 Sep 2026 |
| 10 Sep 2026 | 425 | – |
| 4 Sep 2026 | 8-K | 4 Sep 2026 |
| 28 Aug 2026 | 425 | – |
| 27 Aug 2026 | 8-K/A | 26 Aug 2026 |
| 27 Aug 2026 | 8-K | 26 Aug 2026 |
| 6 Aug 2026 | 10-Q | 30 Jun 2026 |
| 28 Jul 2026 | 8-K | 28 Jul 2026 |
| 8 Jul 2026 | N-PX | 30 Jun 2026 |
| 30 Jun 2026 | 8-K | 29 Jun 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 16 Oct 2026 | Mcdonald James O, Director | Purchase | 87 | $73.58 | $6.4K | 11,928 | 23 Oct 2026 |
| 16 Jul 2026 | Mcdonald James O, Director | Purchase | 84 | $75.00 | $6.3K | 11,841 | 17 Jul 2026 |
| 2 Mar 2026 | Franklin Mark Allen, CHIEF LENDING OFFICER | Sale outside a trading plan | 2,209 | $64.60 | $142.7K | 7,514 | 2 Mar 2026 |
| 4 Dec 2025 | Jensen Susan M, Director | Purchase | 28 | $60.23 | $1.7K | 2,259 | 9 Dec 2025 |
| 10 Jun 2025 | Jensen Susan M, Director | Purchase | 148 | $56.89 | $8.4K | 2,231 | 18 Nov 2025 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 27 Oct 2026 | BlackRock, Inc. | 13G amended | 6.3% | 998.5K |
| 26 Mar 2026 | The Vanguard Group | 13G amended | 0% | 0 |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 442.1K | +4.67% | 4.08 |
| 30 Sep 2026 | 422.4K | +5.67% | 3.15 |
| 15 Sep 2026 | 399.7K | +6.72% | 3.37 |
| 31 Aug 2026 | 374.5K | -0.28% | 4.18 |
| 14 Aug 2026 | 375.5K | +4.78% | 4.26 |
| 31 Jul 2026 | 358.4K | +4.83% | 3.6 |
| 15 Jul 2026 | 341.9K | -10.54% | 3.04 |
| 30 Jun 2026 | 382.2K | +43.28% | 2.21 |
Funds that hold it
From each fund's latest Form 13F.
222 funds held it at 30 Jun 2026: 96 added and 65 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 1,646,928 | $127.5M | +148,405 |
| Dimensional Fund Advisors LP | 716,108 | $55.5M | +3,756 |
| First Financial Corp. | 631,112 | $48.9M | -9,161 |
| State Street Corp. | 520,083 | $40.3M | +55,640 |
| Vanguard Capital Management LLC | 489,602 | $37.9M | +11,515 |
| Charles Schwab Investment Management Inc. | 475,270 | $36.8M | +46,894 |
| American Century Companies Inc. | 409,657 | $31.7M | +38,166 |
| LSV Asset Management | 387,561 | $30.0M | -8,700 |
| Geode Capital Management, LLC | 310,955 | $24.1M | +17,395 |
| Vanguard Portfolio Management LLC | 295,528 | $22.9M | +15,006 |
Peers
Companies in the same industry.
- Bank of Nova Scotia (BNS): revenue $27.0B, market value $118.0B
- Bank of New York Mellon Corp. (BNY): revenue $21.4B, market value $101.3B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $81.3B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $49.4B
- State Street Corp. (STT): revenue $15.5B, market value $47.4B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $32.4B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $31.3B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.8B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $27.7B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $27.5B