South Plains Financial, Inc. (SPFI)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 1163668 · fiscal year ends in Dec
Closing price $44.22 on 29 Oct 2026; 52-week range $35.93 to $45.96.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $226.7M
- Revenue growth
- 11.3%
- Net income, last twelve months
- $65.1M
- Earnings per share
- $3.67
- Net margin
- 28.7%
- Free cash flow
- $75.5M
- Return on equity
- 10.3%
- Market value
- $833.1M
- Price to earnings
- 12.0x
- Dividend yield
- 1.5%
- Cash
- $787.8M
- Debt
- $60.5M
- Debt to equity
- 0.10
- Shares outstanding
- 18.8M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $211.9M | – | $58.5M | $3.44 | $71.8M | 10-K filed 5 Mar 2026 |
| FY2024 | 31 Dec 2024 | $195.2M | – | $49.7M | $2.92 | $56.0M | 10-K filed 7 Mar 2025 |
| FY2023 | 31 Dec 2023 | $219.0M | – | $62.7M | $3.62 | $53.9M | 10-K filed 15 Mar 2024 |
| FY2022 | 31 Dec 2022 | $214.6M | – | $58.2M | $3.23 | $119.1M | 10-K filed 13 Mar 2023 |
| FY2021 | 31 Dec 2021 | $219.2M | – | $58.6M | $3.17 | $93.4M | 10-K filed 8 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $64.5M | $19.0M | $0.96 |
| Q1 FY2026 | 31 Mar 2026 | $54.1M | $14.5M | $0.85 |
| Q4 FY2025 | 31 Dec 2025 | $53.9M | $15.3M | $0.90 |
| Q3 FY2025 | 30 Sep 2025 | $54.2M | $16.3M | $0.96 |
| Q2 FY2025 | 30 Jun 2025 | $54.7M | $14.6M | $0.86 |
| Q1 FY2025 | 31 Mar 2025 | $49.2M | $12.3M | $0.72 |
| Q4 FY2024 | 31 Dec 2024 | $51.9M | $16.5M | $0.96 |
| Q3 FY2024 | 30 Sep 2024 | $47.9M | $11.2M | $0.66 |
Company events
The newest 8-K filings of 94 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 22 Oct 2026 | 8-K | Results, Investor update, Other events | 2.02, 7.01, 8.01, 9.01 |
| 17 Jul 2026 | 8-K | Results, Investor update, Other events | 2.02, 7.01, 8.01, 9.01 |
| 17 Jun 2026 | 8-K | Leadership change, Agreement ended, Other events | 1.02, 5.02, 8.01, 9.01 |
| 14 May 2026 | 8-K | Shareholder vote | 5.07, 9.01 |
| 28 Apr 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 16 Apr 2026 | 8-K | Other events | 8.01, 9.01 |
| 1 Apr 2026 | 8-K | Deal completed, Leadership change, Other events | 2.01, 5.02, 8.01, 9.01 |
| 23 Mar 2026 | 8-K | Other events | 8.01, 9.01 |
| 23 Feb 2026 | 8-K | Other events | 8.01, 9.01 |
| 26 Jan 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 22 Jan 2026 | 8-K | Other events | 8.01, 9.01 |
| 1 Dec 2025 | 8-K | Material agreement, Investor update | 1.01, 7.01, 9.01 |
Every filing
The newest filings with the SEC of 187 held.
| Filed | Form | Period |
|---|---|---|
| 22 Oct 2026 | 8-K | 21 Oct 2026 |
| 31 Aug 2026 | N-PX | 30 Jun 2026 |
| 6 Aug 2026 | 10-Q | 30 Jun 2026 |
| 17 Jul 2026 | 8-K | 16 Jul 2026 |
| 17 Jun 2026 | 8-K | 17 Jun 2026 |
| 14 May 2026 | 8-K | 11 May 2026 |
| 5 May 2026 | 10-Q | 31 Mar 2026 |
| 28 Apr 2026 | 8-K | 28 Apr 2026 |
| 16 Apr 2026 | 8-K | 16 Apr 2026 |
| 6 Apr 2026 | DEF 14A | 11 May 2026 |
| 1 Apr 2026 | 8-K | 1 Apr 2026 |
| 31 Mar 2026 | ARS | 31 Dec 2025 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 4 Aug 2026 | Campbell Richard D, Director | Sale outside a trading plan | 27,286 | $45.14 | $1.2M | 1,384,969 | 5 Aug 2026 |
| 3 Aug 2026 | Campbell Richard D, Director | Sale outside a trading plan | 132,714 | $44.75 | $5.9M | 1,412,255 | 5 Aug 2026 |
| 28 Jul 2026 | Stein James D., Director | Sale outside a trading plan | 70,000 | $44.36 | $3.1M | 272,872 | 30 Jul 2026 |
| 28 Jul 2026 | Stein James D., Director | Sale outside a trading plan | 30,000 | $44.97 | $1.3M | 242,872 | 30 Jul 2026 |
| 20 May 2026 | Valles Noe G, Director | Purchase | 623 | – | $0 | 487,757 | 22 May 2026 |
| 19 May 2026 | Stein James D., Director | Sale outside a trading plan | 1,560 | $40.07 | $62.5K | 342,872 | 20 May 2026 |
| 18 May 2026 | Stein James D., Director | Sale outside a trading plan | 13,504 | $40.01 | $540.3K | 344,432 | 20 May 2026 |
| 11 May 2026 | Stein James D., Director | Sale outside a trading plan | 4,936 | $40.06 | $197.7K | 357,936 | 12 May 2026 |
| 8 May 2026 | Stein James D., Director | Sale outside a trading plan | 10,000 | $40.38 | $403.8K | 362,872 | 12 May 2026 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 3 Aug 2026 | Richard D Campbell, Director, 10 % Holder | 160,000 | $7.3M | 3 Aug 2026 |
| 28 Jul 2026 | Stein James D., Officer | 30,000 | $1.3M | 28 Jul 2026 |
| 28 Jul 2026 | Stein James D., Officer | 70,000 | $3.1M | 28 Jul 2026 |
| 8 May 2026 | Stein James D., Officer | 30,000 | $1.2M | 8 May 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 12 Aug 2026 | Curtis C. Griffith | 13G amended | 6.15% | 1.2M |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 591.1K | -10.79% | 6.58 |
| 30 Sep 2026 | 662.6K | +17.42% | 5.66 |
| 15 Sep 2026 | 564.3K | +16.73% | 4.55 |
| 31 Aug 2026 | 483.4K | +3.19% | 5.3 |
| 14 Aug 2026 | 468.5K | -6.31% | 3.88 |
| 31 Jul 2026 | 500.0K | -6.13% | 2.98 |
| 15 Jul 2026 | 532.7K | +14.6% | 3.44 |
| 30 Jun 2026 | 464.8K | +48.32% | 1.89 |
Funds that hold it
From each fund's latest Form 13F.
172 funds held it at 30 Jun 2026: 95 added and 27 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 1,430,745 | $61.6M | +278,617 |
| Vanguard Capital Management LLC | 642,137 | $27.7M | +83,619 |
| State Street Corp. | 529,620 | $22.8M | +140,094 |
| Acadian Asset Management LLC | 497,482 | $21.4M | +6,040 |
| American Century Companies Inc. | 464,902 | $20.0M | +55,054 |
| Dimensional Fund Advisors LP | 434,785 | $18.7M | -562 |
| JPMorgan Chase & Co. | 400,667 | $17.4M | +23,569 |
| Geode Capital Management, LLC | 397,740 | $17.1M | +104,786 |
| Basswood Capital Management, L.l.c. | 311,615 | $13.4M | +235,527 |
| Bridgeway Capital Management, LLC | 172,097 | $7.4M | +6,652 |
Peers
Companies in the same industry.
- Bank of Nova Scotia (BNS): revenue $27.0B, market value $118.0B
- Bank of New York Mellon Corp. (BNY): revenue $21.4B, market value $101.3B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $81.3B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $49.4B
- State Street Corp. (STT): revenue $15.5B, market value $47.4B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $32.4B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $31.3B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.8B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $27.7B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $27.5B