SB Financial Group, Inc. (SBFG)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 767405 · fiscal year ends in Dec
Closing price $30.99 on 30 Oct 2026; 52-week range $18.72 to $31.02.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $68.4M
- Revenue growth
- 9.7%
- Net income, last twelve months
- $16.8M
- Earnings per share
- $2.68
- Net margin
- 24.5%
- Free cash flow
- $23.1M
- Return on equity
- 11.4%
- Market value
- $193.8M
- Price to earnings
- 11.6x
- Dividend yield
- 2.0%
- Cash
- $138.2M
- Debt
- $59.3M
- Debt to equity
- 0.40
- Shares outstanding
- 6.3M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $65.6M | – | $14.0M | $2.19 | $21.4M | 10-K filed 6 Mar 2026 |
| FY2024 | 31 Dec 2024 | $56.9M | – | $11.5M | $1.72 | $8.2M | 10-K filed 7 Mar 2025 |
| FY2023 | 31 Dec 2023 | $57.0M | – | $12.1M | $1.75 | $13.0M | 10-K filed 8 Mar 2024 |
| FY2022 | 31 Dec 2022 | $57.6M | – | $12.5M | $1.77 | $23.7M | 10-K filed 8 Mar 2024 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $17.9M | $4.5M | $0.72 |
| Q1 FY2026 | 31 Mar 2026 | $17.4M | $4.3M | $0.69 |
| Q4 FY2025 | 31 Dec 2025 | $16.4M | $3.9M | $0.63 |
| Q3 FY2025 | 30 Sep 2025 | $16.6M | $4.0M | $0.64 |
| Q2 FY2025 | 30 Jun 2025 | $17.2M | $3.9M | $0.60 |
| Q1 FY2025 | 31 Mar 2025 | $15.4M | $2.2M | $0.33 |
| Q4 FY2024 | 31 Dec 2024 | $15.5M | $3.6M | $0.55 |
| Q3 FY2024 | 30 Sep 2024 | $14.3M | $2.4M | $0.35 |
Company events
The newest 8-K filings of 380 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 23 Oct 2026 | 8-K | Results | 2.02, 9.01 |
| 23 Oct 2026 | 8-K | Investor update | 7.01, 9.01 |
| 31 Jul 2026 | 8-K | Results | 2.02, 9.01 |
| 31 Jul 2026 | 8-K | Results | 2.02, 9.01 |
| 17 Jul 2026 | 8-K | Investor update | 7.01, 9.01 |
| 23 Apr 2026 | 8-K | Investor update | 7.01, 9.01 |
| 22 Apr 2026 | 8-K | Shareholder vote | 5.07 |
| 22 Apr 2026 | 8-K | Investor update | 7.01, 9.01 |
| 2 Feb 2026 | 8-K | Results | 2.02, 9.01 |
| 30 Jan 2026 | 8-K | Results | 2.02, 9.01 |
| 23 Jan 2026 | 8-K | Investor update | 7.01, 9.01 |
| 22 Dec 2025 | 8-K | Leadership change | 5.02, 9.01 |
Every filing
The newest filings with the SEC of 619 held.
| Filed | Form | Period |
|---|---|---|
| 23 Oct 2026 | 8-K | 23 Oct 2026 |
| 23 Oct 2026 | 8-K | 21 Oct 2026 |
| 6 Aug 2026 | 10-Q | 30 Jun 2026 |
| 31 Jul 2026 | 8-K | 23 Jul 2026 |
| 31 Jul 2026 | 8-K | 24 Jul 2026 |
| 17 Jul 2026 | 8-K | 15 Jul 2026 |
| 7 May 2026 | 10-Q | 31 Mar 2026 |
| 23 Apr 2026 | 8-K | 22 Apr 2026 |
| 22 Apr 2026 | 8-K | 22 Apr 2026 |
| 22 Apr 2026 | 8-K | 22 Apr 2026 |
| 6 Mar 2026 | DEF 14A | 22 Apr 2026 |
| 6 Mar 2026 | 10-K | 31 Dec 2025 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 15 Sep 2026 | Hardgrove Richard L, Director | Sale outside a trading plan | 3,702 | $29.08 | $107.7K | 10,736 | 24 Sep 2026 |
| 15 Jun 2026 | Hardgrove Richard L, Director | Sale outside a trading plan | 650 | $23.00 | $14.9K | 14,438 | 15 Jun 2026 |
| 4 Mar 2026 | Strausbaugh Sue Ann, Director | Purchase | 48 | $20.68 | $993 | 2,850 | 4 Mar 2026 |
| 4 Feb 2026 | Hardgrove Richard L, Director | Sale outside a trading plan | 977 | $22.15 | $21.6K | 13,938 | 4 Feb 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 19 Aug 2026 | Strategic Value Investors LP | 13G amended | 3.9% | 243.6K |
| 14 Aug 2026 | Manulife Financial Corporation | 13G amended | 7.47% | 467.9K |
| 31 Jul 2026 | Vanguard Capital Management | 13G amended | 4.65% | 292.3K |
| 15 May 2026 | Manulife Financial Corporation | 13G amended | 7.47% | 470.5K |
| 30 Apr 2026 | Vanguard Capital Management | 13G | 5.32% | 335.9K |
| 27 Mar 2026 | The Vanguard Group | 13G amended | 0% | 0 |
| 13 Feb 2026 | Manulife Financial Corporation | 13G amended | 7.52% | 473.7K |
| 14 Nov 2025 | Manulife Financial Corporation | 13G amended | 7.5% | 474.9K |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 19.5K | -2.24% | 1.66 |
| 30 Sep 2026 | 20.0K | -13.59% | 1.13 |
| 15 Sep 2026 | 23.1K | +1.26% | 1.61 |
| 31 Aug 2026 | 22.9K | -7.43% | 1.53 |
| 14 Aug 2026 | 24.7K | +9.4% | 1.48 |
| 31 Jul 2026 | 22.6K | -3.28% | 1.06 |
| 15 Jul 2026 | 23.3K | -37.08% | 1 |
| 30 Jun 2026 | 37.1K | -70.43% | 1 |
Funds that hold it
From each fund's latest Form 13F.
89 funds held it at 30 Jun 2026: 37 added and 21 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| Manufacturers Life Insurance Company, the | 467,892 | $11.8M | -2,610 |
| Cutler Capital Management, LLC | 387,852 | $9.8M | -2,285 |
| Vanguard Capital Management LLC | 253,928 | $6.4M | -43,806 |
| Strategic Value Bank Partners LLC | 243,628 | $6.2M | -30,535 |
| Ameriprise Financial Inc. | 241,463 | $6.1M | +241,463 |
| Dimensional Fund Advisors LP | 202,631 | $5.1M | +4,859 |
| BlackRock, Inc. | 158,817 | $4.0M | -236,047 |
| Pinnacle Holdings, LLC | 156,598 | $4.0M | -312 |
| Truffle Hound Capital, LLC | 90,373 | $2.3M | +90,373 |
| Bridgeway Capital Management, LLC | 81,511 | $2.1M | 0 |
Peers
Companies in the same industry.
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- Bank of New York Mellon Corp. (BNY): revenue $22.0B, market value $99.0B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $78.6B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $48.9B
- State Street Corp. (STT): revenue $15.5B, market value $46.3B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $31.9B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $30.7B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.0B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $26.9B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $26.6B