Richmond Mutual Bancorporation, Inc. (RMBI)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 1767837 · fiscal year ends in Dec
Closing price $15.84 on 30 Oct 2026; 52-week range $12.92 to $16.19.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $52.0M
- Revenue growth
- 15.5%
- Net income, last twelve months
- $12.0M
- Earnings per share
- $1.21
- Net margin
- 23.1%
- Free cash flow
- $13.5M
- Return on equity
- 8.1%
- Market value
- $166.3M
- Price to earnings
- 13.1x
- Dividend yield
- 3.8%
- Cash
- $34.7M
- Debt
- $244.0M
- Debt to equity
- 1.65
- Shares outstanding
- 10.5M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $48.9M | – | $11.6M | $1.17 | $14.6M | 10-K filed 23 Mar 2026 |
| FY2024 | 31 Dec 2024 | $43.5M | – | $9.4M | $0.92 | $14.3M | 10-K filed 27 Mar 2025 |
| FY2023 | 31 Dec 2023 | $42.3M | – | $9.5M | $0.91 | $11.5M | 10-K filed 29 Mar 2024 |
| FY2022 | 31 Dec 2022 | $46.5M | – | $13.0M | $1.17 | $17.8M | 10-K filed 31 Mar 2023 |
| FY2021 | 31 Dec 2021 | $43.7M | – | $11.1M | $0.96 | -$10.2M | 10-K filed 30 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $13.7M | $2.2M | $0.22 |
| Q1 FY2026 | 31 Mar 2026 | $12.7M | $2.8M | $0.28 |
| Q4 FY2025 | 31 Dec 2025 | $13.1M | $3.4M | $0.35 |
| Q3 FY2025 | 30 Sep 2025 | $12.6M | $3.6M | $0.36 |
| Q2 FY2025 | 30 Jun 2025 | $11.8M | $2.6M | $0.26 |
| Q1 FY2025 | 31 Mar 2025 | $11.4M | $2.0M | $0.20 |
| Q4 FY2024 | 31 Dec 2024 | $11.1M | $2.5M | $0.24 |
| Q3 FY2024 | 30 Sep 2024 | $10.8M | $2.5M | $0.24 |
Company events
The newest 8-K filings of 83 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 30 Oct 2026 | 8-K | Results | 2.02, 9.01 |
| 20 Aug 2026 | 8-K | Other events | 8.01, 9.01 |
| 27 Jul 2026 | 8-K | Results | 2.02, 9.01 |
| 17 Jul 2026 | 8-K/A | Leadership change | 5.02 |
| 1 Jul 2026 | 8-K | Deal completed, Leadership change, Other events | 2.01, 5.02, 8.01, 9.01 |
| 27 May 2026 | 8-K | Shareholder vote | 5.07, 9.01 |
| 22 May 2026 | 8-K | Other events | 8.01, 9.01 |
| 5 May 2026 | 8-K | Other events | 8.01, 9.01 |
| 23 Apr 2026 | 8-K | Results | 2.02, 9.01 |
| 11 Feb 2026 | 8-K | Other events | 8.01, 9.01 |
| 22 Jan 2026 | 8-K | Results | 2.02, 9.01 |
| 15 Jan 2026 | 8-K | Investor update | 7.01, 9.01 |
Every filing
The newest filings with the SEC of 144 held.
| Filed | Form | Period |
|---|---|---|
| 30 Oct 2026 | 8-K | 30 Oct 2026 |
| 20 Aug 2026 | 8-K | 20 Aug 2026 |
| 13 Aug 2026 | 10-Q | 30 Jun 2026 |
| 12 Aug 2026 | 8-K/A | 1 Jul 2026 |
| 27 Jul 2026 | 8-K | 27 Jul 2026 |
| 17 Jul 2026 | 8-K/A | 1 Jul 2026 |
| 1 Jul 2026 | 8-K | 1 Jul 2026 |
| 27 May 2026 | 8-K | 27 May 2026 |
| 22 May 2026 | 8-K | 22 May 2026 |
| 12 May 2026 | 10-Q | 31 Mar 2026 |
| 5 May 2026 | 8-K | 5 May 2026 |
| 23 Apr 2026 | 8-K | 23 Apr 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 10 Aug 2026 | Jackson Jeffrey A., Director | Purchase | 2,500 | $15.92 | $39.8K | 49,125 | 11 Aug 2026 |
| 1 Jun 2026 | Blum E. Michael, Director | Purchase | 1,500 | $14.36 | $21.5K | 44,185 | 1 Jun 2026 |
| 19 Feb 2026 | Daily William A. Jr., Market President (West Ohio) | Purchase | 213 | $14.10 | $3.0K | 845 | 20 Feb 2026 |
| 19 Feb 2026 | Daily William A. Jr., Market President (West Ohio) | Purchase | 347 | $14.40 | $5.0K | 632 | 19 Feb 2026 |
| 28 Jan 2026 | Daily William A. Jr., Market President (West Ohio) | Purchase | 285 | $14.06 | $4.0K | 285 | 30 Jan 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 27 Mar 2026 | The Vanguard Group | 13G amended | 0% | 0 |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 437.8K | -5.06% | 9.31 |
| 30 Sep 2026 | 461.2K | +85.38% | 2.42 |
| 15 Sep 2026 | 248.8K | +37.99% | 2.45 |
| 31 Aug 2026 | 180.3K | +24.85% | 3.48 |
| 14 Aug 2026 | 144.4K | -3.38% | 3.21 |
| 31 Jul 2026 | 149.5K | -10.97% | 3.17 |
| 15 Jul 2026 | 167.9K | -31.26% | 2.76 |
| 30 Jun 2026 | 244.2K | +67.85% | 2.92 |
Funds that hold it
From each fund's latest Form 13F.
81 funds held it at 30 Jun 2026: 46 added and 11 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 550,962 | $8.7M | +167,144 |
| Vanguard Capital Management LLC | 361,385 | $5.7M | -96,181 |
| Geode Capital Management, LLC | 215,781 | $3.4M | +23,024 |
| Dimensional Fund Advisors LP | 152,116 | $2.4M | +31,601 |
| Arrowstreet Capital, Limited Partnership | 150,946 | $2.4M | +59,885 |
| Stifel Financial Corp. | 132,464 | $2.1M | -600 |
| State Street Corp. | 115,703 | $1.8M | -1,622 |
| Morgan Stanley | 85,952 | $1.4M | +65,815 |
| Renaissance Technologies LLC | 72,142 | $1.1M | +33,800 |
| Northern Trust Corp. | 63,987 | $1.0M | +7,376 |
Peers
Companies in the same industry.
- Bank of Nova Scotia (BNS): revenue $27.0B, market value $115.9B
- Bank of New York Mellon Corp. (BNY): revenue $22.0B, market value $99.0B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $78.6B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $48.9B
- State Street Corp. (STT): revenue $15.5B, market value $46.3B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $31.9B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $30.7B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.0B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $26.9B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $26.6B