Republic Bancorp Inc. (RBCAA)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 921557 · fiscal year ends in Dec
Closing price $91.69 on 29 Oct 2026; 52-week range $64.96 to $100.64.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $409.5M
- Revenue growth
- 0.5%
- Net income, last twelve months
- $128.0M
- Earnings per share
- $6.55
- Net margin
- 31.3%
- Return on equity
- 11.1%
- Market value
- $1.8B
- Price to earnings
- 14.0x
- Dividend yield
- 2.1%
- Cash
- $354.1M
- Debt
- $225.6M
- Debt to equity
- 0.20
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $417.5M | – | $131.3M | $6.72 | $161.1M | 10-K filed 6 Mar 2026 |
| FY2024 | 31 Dec 2024 | $384.8M | – | $101.4M | $5.21 | $143.2M | 10-K filed 6 Mar 2025 |
| FY2023 | 31 Dec 2023 | $360.2M | – | $90.4M | $4.62 | $101.6M | 10-K filed 14 Mar 2024 |
| FY2022 | 31 Dec 2022 | $326.5M | – | $91.1M | $4.59 | $151.3M | 10-K filed 3 Mar 2023 |
| FY2021 | 31 Dec 2021 | $309.3M | – | $87.6M | $4.24 | $94.5M | 10-K filed 1 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $101.3M | $32.9M | $1.68 |
| Q1 FY2026 | 31 Mar 2026 | $120.4M | $42.6M | $2.18 |
| Q4 FY2025 | 31 Dec 2025 | $94.3M | $22.8M | $1.17 |
| Q3 FY2025 | 30 Sep 2025 | $93.5M | $29.7M | $1.52 |
| Q2 FY2025 | 30 Jun 2025 | $93.8M | $31.5M | $1.61 |
| Q1 FY2025 | 31 Mar 2025 | $135.8M | $47.3M | $2.42 |
| Q4 FY2024 | 31 Dec 2024 | $89.5M | $19.0M | $0.98 |
| Q3 FY2024 | 30 Sep 2024 | $88.1M | $26.5M | $1.37 |
Company events
The newest 8-K filings of 319 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 23 Oct 2026 | 8-K | Results | 2.02, 9.01 |
| 24 Jul 2026 | 8-K | Results | 2.02, 9.01 |
| 20 Jul 2026 | 8-K | Leadership change | 5.02 |
| 15 Jul 2026 | 8-K | Investor update | 7.01, 9.01 |
| 20 May 2026 | 8-K | Investor update | 7.01, 9.01 |
| 24 Apr 2026 | 8-K | Shareholder vote | 5.07 |
| 23 Apr 2026 | 8-K | Investor update | 7.01, 9.01 |
| 23 Apr 2026 | 8-K | Results | 2.02, 9.01 |
| 24 Feb 2026 | 8-K | Investor update | 7.01 |
| 30 Jan 2026 | 8-K | Results | 2.02, 9.01 |
| 21 Jan 2026 | 8-K | Investor update | 7.01, 9.01 |
| 22 Dec 2025 | 8-K | Investor update | 7.01 |
Every filing
The newest filings with the SEC of 569 held.
| Filed | Form | Period |
|---|---|---|
| 23 Oct 2026 | 8-K | 23 Oct 2026 |
| 7 Aug 2026 | 10-Q | 30 Jun 2026 |
| 24 Jul 2026 | 8-K | 24 Jul 2026 |
| 20 Jul 2026 | 8-K | 16 Jul 2026 |
| 15 Jul 2026 | 8-K | 15 Jul 2026 |
| 26 Jun 2026 | 11-K | 31 Dec 2025 |
| 20 May 2026 | 8-K | 20 May 2026 |
| 7 May 2026 | 10-Q | 31 Mar 2026 |
| 24 Apr 2026 | 8-K | 23 Apr 2026 |
| 23 Apr 2026 | 8-K | 23 Apr 2026 |
| 23 Apr 2026 | 8-K | 23 Apr 2026 |
| 13 Mar 2026 | ARS | 31 Dec 2025 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 29 Oct 2026 | Starke Jeff, EVP, CHIEF INFORMATION OFFICER | Sale outside a trading plan | 817 | $92.40 | $75.5K | 7,840 | 29 Oct 2026 |
| 29 Oct 2026 | Starke Jeff, EVP, CHIEF INFORMATION OFFICER | Sale outside a trading plan | 3 | $92.91 | $279 | 7,837 | 29 Oct 2026 |
| 11 Jun 2026 | Ames Christy, EVP, GENERAL COUNSEL | Sale outside a trading plan | 340 | $87.90 | $29.9K | 6,145 | 12 Jun 2026 |
| 10 Jun 2026 | Powell Anthony T, EVP, CHIEF LENDING OFFICER | Sale outside a trading plan | 3,000 | $83.54 | $250.6K | 24,691 | 12 Jun 2026 |
| 26 Feb 2026 | Sanchez Alejandro M, Director | Sale outside a trading plan | 1,044 | $71.04 | $74.2K | 0 | 2 Mar 2026 |
| 26 Feb 2026 | Trager Scott, VICE CHAIRMAN | Purchase | 148 | $71.13 | $10.5K | 57,684 | 2 Mar 2026 |
| 11 Dec 2025 | Starke Jeff, EVP, CHIEF INFORMATION OFFICER | Sale outside a trading plan | 137 | $73.31 | $10.0K | 5,773 | 15 Dec 2025 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 29 Oct 2026 | Jeffrey Starke, Officer | 820 | $75.0K | 29 Oct 2026 |
| 10 Jun 2026 | Anthony T Powell, Officer | 3,000 | $262.9K | 10 Jun 2026 |
Trades by members of the House
From each member's periodic transaction report.
| Traded | Member | Type | Amount | Disclosed |
|---|---|---|---|---|
| 20 Nov 2020 | James Comer (KY01) | Sale | $1,001 - $15,000 | 18 Dec 2020 |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 492.4K | +8.85% | 4.66 |
| 30 Sep 2026 | 452.4K | -2.83% | 4 |
| 15 Sep 2026 | 465.6K | +18.06% | 3.88 |
| 31 Aug 2026 | 394.4K | -0.44% | 4.66 |
| 14 Aug 2026 | 396.1K | -6.86% | 3.91 |
| 31 Jul 2026 | 425.3K | +5.51% | 3.52 |
| 15 Jul 2026 | 403.1K | +16.14% | 3.63 |
| 30 Jun 2026 | 347.1K | +54.81% | 2.22 |
Funds that hold it
From each fund's latest Form 13F.
176 funds held it at 30 Jun 2026: 96 added and 29 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| Dimensional Fund Advisors LP | 933,059 | $84.4M | +4,692 |
| BlackRock, Inc. | 790,340 | $71.5M | +31,419 |
| Vanguard Capital Management LLC | 628,312 | $56.8M | +246,576 |
| American Century Companies Inc. | 397,375 | $35.9M | +95,081 |
| Morgan Stanley | 342,254 | $31.0M | -7,789 |
| State Street Corp. | 336,448 | $30.6M | +75,176 |
| Geode Capital Management, LLC | 252,432 | $22.8M | +10,686 |
| Gendell Jeffrey L | 142,916 | $12.9M | 0 |
| Bridgeway Capital Management, LLC | 131,458 | $11.9M | +3,850 |
| Two Sigma Investments, LP | 114,638 | $10.4M | +58,253 |
Peers
Companies in the same industry.
- Bank of Nova Scotia (BNS): revenue $27.0B, market value $118.0B
- Bank of New York Mellon Corp. (BNY): revenue $21.4B, market value $101.3B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $81.3B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $49.4B
- State Street Corp. (STT): revenue $15.5B, market value $47.4B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $32.4B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $31.3B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.8B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $27.7B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $27.5B