Provident Financial Holdings Inc. (PROV)
Nasdaq · Savings Institution, Federally Chartered · Finance, insurance and real estate · CIK 1010470 · fiscal year ends in Jun
Closing price $18.18 on 30 Oct 2026; 52-week range $15.01 to $18.71.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $40.1M
- Revenue growth
- 2.7%
- Net income, last twelve months
- $6.7M
- Earnings per share
- $1.03
- Net margin
- 16.6%
- Free cash flow
- $8.5M
- Return on equity
- 5.3%
- Market value
- $113.9M
- Price to earnings
- 17.7x
- Dividend yield
- 3.1%
- Cash
- $49.2M
- Debt
- $157.0M
- Debt to equity
- 1.24
- Shares outstanding
- 6.3M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2026 | 30 Jun 2026 | $40.1M | – | $6.7M | $1.03 | $8.5M | 10-K filed 2 Sep 2026 |
| FY2025 | 30 Jun 2025 | $39.0M | – | $6.3M | $0.93 | $8.2M | 10-K filed 29 Aug 2025 |
| FY2024 | 30 Jun 2024 | $38.9M | – | $7.4M | $1.06 | $4.1M | 10-K filed 30 Aug 2024 |
| FY2023 | 30 Jun 2023 | $41.1M | – | $8.6M | $1.19 | $15.6M | 10-K filed 5 Sep 2023 |
| FY2022 | 30 Jun 2022 | $36.3M | – | $9.1M | $1.22 | $11.6M | 10-K filed 2 Sep 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q4 FY2026 | 30 Jun 2026 | $10.6M | $2.2M | $0.35 |
| Q3 FY2026 | 31 Mar 2026 | $9.9M | $1.4M | $0.21 |
| Q2 FY2026 | 31 Dec 2025 | $9.8M | $1.4M | $0.22 |
| Q1 FY2026 | 30 Sep 2025 | $9.7M | $1.7M | $0.25 |
| Q4 FY2025 | 30 Jun 2025 | $9.8M | $1.6M | $0.24 |
| Q3 FY2025 | 31 Mar 2025 | $10.1M | $1.9M | $0.28 |
| Q2 FY2025 | 31 Dec 2024 | $9.6M | $872.0K | $0.13 |
| Q1 FY2025 | 30 Sep 2024 | $9.5M | $1.9M | $0.28 |
Company events
The newest 8-K filings of 342 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 27 Oct 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 23 Oct 2026 | 8-K | Other events | 8.01, 9.01 |
| 23 Oct 2026 | 8-K | Other events | 8.01, 9.01 |
| 28 Jul 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 24 Jul 2026 | 8-K | Other events | 8.01, 9.01 |
| 24 Jul 2026 | 8-K | Leadership change | 5.02 |
| 28 May 2026 | 8-K | Leadership change | 5.02 |
| 28 Apr 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 24 Apr 2026 | 8-K | Other events | 8.01, 9.01 |
| 17 Apr 2026 | 8-K | Other events | 8.01 |
| 27 Jan 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 23 Jan 2026 | 8-K | Other events | 8.01, 9.01 |
Every filing
The newest filings with the SEC of 573 held.
| Filed | Form | Period |
|---|---|---|
| 27 Oct 2026 | 8-K | 27 Oct 2026 |
| 23 Oct 2026 | 8-K | 22 Oct 2026 |
| 23 Oct 2026 | 8-K | 22 Oct 2026 |
| 9 Oct 2026 | DEF 14A | 19 Nov 2026 |
| 2 Sep 2026 | 10-K | 30 Jun 2026 |
| 28 Jul 2026 | 8-K | 28 Jul 2026 |
| 24 Jul 2026 | 8-K | 23 Jul 2026 |
| 24 Jul 2026 | 8-K | 23 Jul 2026 |
| 28 May 2026 | 8-K | 21 May 2026 |
| 7 May 2026 | 10-Q | 31 Mar 2026 |
| 28 Apr 2026 | 8-K | 28 Apr 2026 |
| 24 Apr 2026 | 8-K | 23 Apr 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 10 Jun 2026 | Weiant David, Senior Vice President | Sale outside a trading plan | 2,732 | $17.12 | $46.8K | 6,175 | 10 Jun 2026 |
| 8 Jun 2026 | Weiant David, Senior Vice President | Sale outside a trading plan | 1,012 | $17.00 | $17.2K | 8,907 | 9 Jun 2026 |
| 4 Jun 2026 | Weiant David, Senior Vice President | Sale outside a trading plan | 1,000 | $17.10 | $17.1K | 9,919 | 5 Jun 2026 |
| 1 Jun 2026 | Weiant David, Senior Vice President | Sale outside a trading plan | 3,000 | $16.92 | $50.8K | 10,919 | 2 Jun 2026 |
| 12 Nov 2025 | Wertz Gwendolyn, Senior Vice President | Sale outside a trading plan | 4,800 | $15.64 | $75.1K | 20,537 | 13 Nov 2025 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 17 Feb 2026 | Raffles Associates LP | 13G amended | 6.14% | 391.2K |
| 13 Feb 2026 | Fourthstone LLC | 13G | 5.44% | 352.2K |
| 4 Feb 2026 | M3 Funds, LLC | 13G amended | 4.63% | 299.6K |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 21.7K | +7.73% | 1.37 |
| 30 Sep 2026 | 20.2K | +2.31% | 1.57 |
| 15 Sep 2026 | 19.7K | -23.01% | 1 |
| 31 Aug 2026 | 25.6K | -1.13% | 1.6 |
| 14 Aug 2026 | 25.9K | -14.07% | 2.56 |
| 31 Jul 2026 | 30.1K | -11.19% | 5.69 |
| 15 Jul 2026 | 33.9K | +5.99% | 7.79 |
| 30 Jun 2026 | 32.0K | -23.38% | 5.74 |
Funds that hold it
From each fund's latest Form 13F.
34 funds held it at 30 Jun 2026: 13 added and 8 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| Raffles Associates LP | 782,236 | $13.5M | +391,118 |
| Dimensional Fund Advisors LP | 490,819 | $8.4M | +409 |
| Fourthstone LLC | 369,973 | $6.4M | +4,341 |
| Manufacturers Life Insurance Company, the | 303,733 | $5.2M | -2,701 |
| Ameriprise Financial Inc. | 281,949 | $4.8M | -878 |
| BlackRock, Inc. | 281,656 | $4.8M | +5,720 |
| Vanguard Capital Management LLC | 239,883 | $4.1M | -206 |
| M3F, Inc. | 239,094 | $4.1M | -45,500 |
| Renaissance Technologies LLC | 211,347 | $3.6M | -1,006 |
| Bridgeway Capital Management, LLC | 69,795 | $1.2M | +741 |
Peers
Companies in the same industry.
- HSBC Holdings plc (HSBC): revenue $68.3B, market value $293.3B
- Axos Financial, Inc. (AX): revenue $1.6B, market value $5.1B
- Eastern Bankshares, Inc. (EBC): revenue $1.1B, market value $5.1B
- TFS Financial Corp. (TFSL): revenue $343.7M, market value $4.6B
- BankUnited, Inc. (BKU): revenue $1.1B, market value $3.1B
- Provident Financial Services Inc. (PFS): revenue $907.3M, market value $3.0B
- Capitol Federal Financial, Inc. (CFFN): revenue $229.2M, market value $1.1B
- HomeTrust Bancshares, Inc. (HTB): revenue $216.6M, market value $774.2M
- Kearny Financial Corp. (KRNY): revenue $178.1M, market value $589.6M
- Ponce Financial Group, Inc. (PDLB): revenue $120.0M, market value $543.9M