Patriot National Bancorp Inc. (PNBK)
Nasdaq · National Commercial Banks · Finance, insurance and real estate · CIK 1098146 · fiscal year ends in Dec
Closing price $0.83 on 30 Oct 2026; 52-week range $0.80 to $1.92.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $39.1M
- Revenue growth
- 47.0%
- Net income, last twelve months
- -$6.5M
- Net margin
- -16.7%
- Free cash flow
- -$18.5M
- Return on equity
- -7.4%
- Market value
- $97.2M
- Cash
- $121.5M
- Debt
- $16.5M
- Debt to equity
- 0.19
- Shares outstanding
- 117.7M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $29.6M | – | -$12.7M | -$0.17 | -$14.3M | 10-K filed 31 Mar 2026 |
| FY2024 | 31 Dec 2024 | $28.4M | – | -$39.9M | -$10.03 | $2.6M | 10-K filed 15 Apr 2025 |
| FY2023 | 31 Dec 2023 | $34.5M | – | -$4.2M | -$1.05 | -$11.1M | 10-K filed 1 Apr 2024 |
| FY2022 | 31 Dec 2022 | $36.9M | – | $6.2M | $1.55 | $6.6M | 10-K filed 29 Mar 2023 |
| FY2021 | 31 Dec 2021 | $29.7M | – | $5.1M | $1.29 | $7.2M | 10-K filed 24 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $12.0M | $143.0K | $0.00 |
| Q1 FY2026 | 31 Mar 2026 | $10.3M | -$1.8M | -$0.02 |
| Q4 FY2025 | 31 Dec 2025 | $9.5M | -$2.3M | $0.13 |
| Q3 FY2025 | 30 Sep 2025 | $7.2M | -$2.7M | -$0.03 |
| Q2 FY2025 | 30 Jun 2025 | $6.2M | -$5.0M | -$0.06 |
| Q1 FY2025 | 31 Mar 2025 | $6.7M | -$2.8M | -$0.21 |
| Q4 FY2024 | 31 Dec 2024 | $6.6M | -$9.5M | -$2.40 |
| Q3 FY2024 | 30 Sep 2024 | $7.1M | -$27.0M | -$6.78 |
Company events
The newest 8-K filings of 247 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 24 Sep 2026 | 8-K | Material agreement | 1.01, 9.01 |
| 23 Sep 2026 | 8-K | Material agreement, New debt | 1.01, 2.03, 9.01 |
| 17 Aug 2026 | 8-K | Investor update | 7.01, 9.01 |
| 31 Jul 2026 | 8-K | Investor update | 7.01, 9.01 |
| 13 Jul 2026 | 8-K | Investor update | 7.01 |
| 1 Jul 2026 | 8-K | Investor update | 7.01, 9.01 |
| 26 May 2026 | 8-K | Shareholder vote | 5.07 |
| 6 May 2026 | 8-K | Investor update | 7.01, 9.01 |
| 28 Apr 2026 | 8-K | Leadership change, Material agreement | 1.01, 5.02, 9.01 |
| 8 Apr 2026 | 8-K | Leadership change | 5.02 |
| 10 Mar 2026 | 8-K | Investor update | 7.01, 9.01 |
| 31 Dec 2025 | 8-K | Investor update | 7.01, 9.01 |
Every filing
The newest filings with the SEC of 479 held.
| Filed | Form | Period |
|---|---|---|
| 1 Oct 2026 | D | – |
| 24 Sep 2026 | 8-K | 23 Sep 2026 |
| 23 Sep 2026 | 8-K | 18 Sep 2026 |
| 17 Aug 2026 | 8-K | 17 Aug 2026 |
| 14 Aug 2026 | 10-Q | 30 Jun 2026 |
| 31 Jul 2026 | 8-K | 31 Jul 2026 |
| 13 Jul 2026 | 8-K | 7 Jul 2026 |
| 1 Jul 2026 | 8-K | 1 Jul 2026 |
| 26 May 2026 | 8-K | 20 May 2026 |
| 15 May 2026 | 10-Q | 31 Mar 2026 |
| 6 May 2026 | 8-K | 5 May 2026 |
| 28 Apr 2026 | 8-K | 24 Apr 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 8 Sep 2026 | De Tomasi Mario, Director | Purchase | 63,000 | $0.96 | $60.5K | 272,941 | 10 Sep 2026 |
| 27 May 2026 | De Tomasi Mario, Director | Purchase | 85,000 | $0.96 | $81.6K | 187,719 | 29 May 2026 |
| 20 May 2026 | De Tomasi Mario, Director | Purchase | 87,719 | $1.15 | $100.9K | 102,719 | 22 May 2026 |
| 3 Mar 2026 | Magzanyan Anahit, Director | Purchase | 400 | – | $0 | 4,290 | 24 Apr 2026 |
| 19 Aug 2025 | Magzanyan Anahit, Director | Purchase | 500 | – | $0 | 3,890 | 24 Apr 2026 |
| 24 Jul 2025 | Magzanyan Anahit, Director | Purchase | 175 | – | $0 | 3,390 | 24 Apr 2026 |
| 17 Jul 2025 | Magzanyan Anahit, Director | Purchase | 375 | – | $0 | 3,215 | 24 Apr 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 10 Jun 2026 | Alon Abady | 13G | 9.99% | 19.7M |
| 31 Mar 2026 | Sugarman Steven | 13D amended | 9.5% | 11.1M |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 1.1M | +11.7% | 9.56 |
| 30 Sep 2026 | 975.9K | -21.82% | 6.83 |
| 15 Sep 2026 | 1.2M | +7.76% | 4.61 |
| 31 Aug 2026 | 1.2M | +27.48% | 5.8 |
| 14 Aug 2026 | 908.7K | -10.27% | 4 |
| 31 Jul 2026 | 1.0M | -9.4% | 4.7 |
| 15 Jul 2026 | 1.1M | -3.34% | 1.5 |
| 30 Jun 2026 | 1.2M | -67.42% | 1.03 |
Funds that hold it
From each fund's latest Form 13F.
96 funds held it at 30 Jun 2026: 33 added and 17 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| Vanguard Capital Management LLC | 4,346,777 | $4.2M | -54,755 |
| Angel Oak Capital Advisors, LLC | 2,662,136 | $2.5M | -504,123 |
| Corient Private Wealth LP | 1,919,309 | $1.8M | +440 |
| Geode Capital Management, LLC | 986,548 | $945.1K | -870,559 |
| Millennium Management LLC | 752,658 | $720.7K | +752,658 |
| BlackRock, Inc. | 637,425 | $610.3K | -3,132,548 |
| Vanguard Fiduciary Trust Co. | 533,646 | $511.2K | -97,971 |
| Marshall Wace, LLP | 491,531 | $471.9K | +491,531 |
| Composition Wealth, LLC | 434,748 | $416.3K | 0 |
| Curated Wealth Partners LLC | 427,980 | $409.8K | -399,360 |
Peers
Companies in the same industry.
- JPMorgan Chase & Co. (JPM): revenue $199.4B, market value $896.1B
- Bank of America Corp. (BAC): revenue –, market value $346.2B
- Wells Fargo & Company (WFC): revenue $87.2B, market value $250.4B
- Citigroup Inc. (C): revenue $91.4B, market value $205.7B
- Capital One Financial Corp. (COF): revenue $62.0B, market value $125.7B
- Mizuho Financial Group Inc. (MFG): revenue $29.9B, market value $118.3B
- U.S. Bancorp (USB): revenue $29.6B, market value $92.6B
- PNC Financial Services Group, Inc. (PNC): revenue $25.0B, market value $90.9B
- Truist Financial Corp. (TFC): revenue $19.4B, market value $58.5B
- Huntington Bancshares Inc. (HBAN): revenue $10.4B, market value $31.8B