Peoples Financial Services Corp. (PFIS)
Nasdaq · National Commercial Banks · Finance, insurance and real estate · CIK 1056943 · fiscal year ends in Dec
Closing price $71.40 on 29 Oct 2026; 52-week range $44.54 to $72.05.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $195.3M
- Revenue growth
- 6.5%
- Net income, last twelve months
- $56.8M
- Earnings per share
- $5.65
- Net margin
- 29.1%
- Return on equity
- 10.6%
- Market value
- $714.7M
- Price to earnings
- 12.6x
- Dividend yield
- 3.5%
- Cash
- $256.3M
- Debt
- $331.4M
- Debt to equity
- 0.62
- Shares outstanding
- 10.0M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $187.7M | – | $59.2M | $5.88 | $43.3M | 10-K filed 16 Mar 2026 |
| FY2024 | 31 Dec 2024 | $134.3M | – | $8.5M | $0.99 | $32.1M | 10-K filed 28 Mar 2025 |
| FY2023 | 31 Dec 2023 | $100.9M | – | $27.4M | $3.83 | $27.3M | 10-K filed 15 Mar 2024 |
| FY2022 | 31 Dec 2022 | $107.6M | – | $38.1M | $5.28 | $34.5M | 10-K filed 15 Mar 2023 |
| FY2021 | 31 Dec 2021 | $110.3M | – | $43.5M | $6.02 | $35.9M | 10-K filed 16 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $52.1M | $14.8M | $1.48 |
| Q1 FY2026 | 31 Mar 2026 | $49.8M | $14.7M | $1.47 |
| Q4 FY2025 | 31 Dec 2025 | $46.8M | $12.0M | $1.19 |
| Q3 FY2025 | 30 Sep 2025 | $46.7M | $15.2M | $1.51 |
| Q2 FY2025 | 30 Jun 2025 | $48.4M | $17.0M | $1.68 |
| Q1 FY2025 | 31 Mar 2025 | $45.8M | $15.0M | $1.49 |
| Q4 FY2024 | 31 Dec 2024 | $44.2M | $6.1M | $0.61 |
| Q3 FY2024 | 30 Sep 2024 | $45.0M | -$4.3M | -$0.43 |
Company events
The newest 8-K filings of 156 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 1 Sep 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 28 Aug 2026 | 8-K/A | Shareholder vote | 5.07 |
| 19 Aug 2026 | 8-K | Investor update | 7.01, 9.01 |
| 30 Jul 2026 | 8-K | Results | 2.02, 9.01 |
| 27 May 2026 | 8-K | Leadership change, Shareholder vote | 5.02, 5.07, 9.01 |
| 15 May 2026 | 8-K | Investor update | 7.01, 9.01 |
| 30 Apr 2026 | 8-K | Results | 2.02, 9.01 |
| 2 Apr 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 16 Mar 2026 | 8-K | Investor update | 7.01, 9.01 |
| 30 Jan 2026 | 8-K | Leadership change, Investor update | 5.02, 7.01, 9.01 |
| 30 Jan 2026 | 8-K | Results | 2.02, 9.01 |
| 29 Dec 2025 | 8-K | Other events | 8.01 |
Every filing
The newest filings with the SEC of 492 held.
| Filed | Form | Period |
|---|---|---|
| 1 Sep 2026 | 8-K | 28 Aug 2026 |
| 31 Aug 2026 | N-PX | 30 Jun 2026 |
| 28 Aug 2026 | 8-K/A | 22 May 2026 |
| 19 Aug 2026 | 8-K | 19 Aug 2026 |
| 7 Aug 2026 | 10-Q | 30 Jun 2026 |
| 30 Jul 2026 | 8-K | 30 Jul 2026 |
| 11 Jun 2026 | S-8 | – |
| 27 May 2026 | 8-K | 22 May 2026 |
| 15 May 2026 | 8-K | 15 May 2026 |
| 8 May 2026 | 10-Q | 31 Mar 2026 |
| 30 Apr 2026 | 8-K | 30 Apr 2026 |
| 10 Apr 2026 | ARS | 31 Dec 2025 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 27 Mar 2026 | The Vanguard Group | 13G amended | 0% | 0 |
| 30 Jan 2026 | The Vanguard Group | 13G | 5.04% | 504.4K |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 370.9K | -2.3% | 7.32 |
| 30 Sep 2026 | 379.6K | +54.38% | 5.85 |
| 15 Sep 2026 | 245.9K | -2.97% | 4.94 |
| 31 Aug 2026 | 253.4K | +14.43% | 4.95 |
| 14 Aug 2026 | 221.4K | -3.53% | 4.04 |
| 31 Jul 2026 | 229.5K | +10.02% | 3.78 |
| 15 Jul 2026 | 208.6K | -1.9% | 2.63 |
| 30 Jun 2026 | 212.7K | +37.71% | 2.6 |
Funds that hold it
From each fund's latest Form 13F.
132 funds held it at 30 Jun 2026: 75 added and 15 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 744,487 | $49.4M | +109,791 |
| Vanguard Capital Management LLC | 403,159 | $26.8M | +11,125 |
| Dimensional Fund Advisors LP | 339,265 | $22.5M | +22,644 |
| Geode Capital Management, LLC | 249,636 | $16.6M | +14,266 |
| State Street Corp. | 212,476 | $14.1M | +12,041 |
| American Century Companies Inc. | 202,754 | $13.5M | +83,727 |
| Peoples Financial Services Corp. | 90,401 | $6.0M | -640 |
| Northern Trust Corp. | 86,119 | $5.7M | +11,946 |
| Bridgeway Capital Management, LLC | 82,968 | $5.5M | +4,257 |
| Vanguard Portfolio Management LLC | 78,816 | $5.2M | +25,119 |
Peers
Companies in the same industry.
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- Citigroup Inc. (C): revenue $91.4B, market value $211.0B
- Capital One Financial Corp. (COF): revenue $62.0B, market value $128.1B
- Mizuho Financial Group Inc. (MFG): revenue $29.9B, market value $122.0B
- U.S. Bancorp (USB): revenue $29.6B, market value $94.5B
- PNC Financial Services Group, Inc. (PNC): revenue $25.0B, market value $92.5B
- Truist Financial Corp. (TFC): revenue $19.4B, market value $59.1B
- Huntington Bancshares Inc. (HBAN): revenue $10.4B, market value $32.2B