Peoples Bancorp of North Carolina Inc. (PEBK)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 1093672 · fiscal year ends in Dec
Closing price $43.96 on 30 Oct 2026; 52-week range $29.02 to $45.25.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Market value
- $240.1M
- Dividend yield
- 1.8%
- Cash
- $60.9M
- Debt
- $15.5M
- Debt to equity
- 0.10
- Shares outstanding
- 5.5M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $90.0M | – | $19.8M | $3.62 | $20.0M | 10-K filed 11 Mar 2026 |
| FY2024 | 31 Dec 2024 | $81.8M | – | $16.4M | $2.98 | $20.0M | 10-K filed 11 Mar 2026 |
| FY2021 | 31 Dec 2021 | $68.9M | – | $15.1M | $2.63 | $26.4M | 10-K filed 18 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $23.1M | $5.2M | $0.96 |
| Q1 FY2026 | 31 Mar 2026 | $21.6M | $4.4M | $0.80 |
| Q2 FY2025 | 30 Jun 2025 | $22.3M | $5.2M | $0.95 |
| Q1 FY2025 | 31 Mar 2025 | $20.5M | $4.3M | $0.79 |
| Q4 FY2023 | 31 Dec 2023 | $19.4M | $3.4M | $0.62 |
| Q3 FY2023 | 30 Sep 2023 | $20.1M | $4.1M | $0.74 |
| Q2 FY2023 | 30 Jun 2023 | $20.2M | $4.8M | $0.85 |
| Q1 FY2023 | 31 Mar 2023 | $17.9M | $3.2M | $0.56 |
Company events
The newest 8-K filings of 164 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 19 Oct 2026 | 8-K | Results | 2.02, 9.01 |
| 21 Jul 2026 | 8-K | Leadership change | 5.02 |
| 20 Jul 2026 | 8-K | Results | 2.02, 9.01 |
| 8 May 2026 | 8-K | Shareholder vote | 5.07 |
| 20 Apr 2026 | 8-K | Results | 2.02, 9.01 |
| 26 Jan 2026 | 8-K | Results | 2.02, 9.01 |
| 20 Oct 2025 | 8-K | Results | 2.02, 9.01 |
| 21 Jul 2025 | 8-K | Results | 2.02, 9.01 |
| 18 Jun 2025 | 8-K/A | Shareholder vote | 5.07 |
| 2 May 2025 | 8-K | Shareholder vote | 5.07 |
| 21 Apr 2025 | 8-K | Results | 2.02, 9.01 |
| 13 Mar 2025 | 8-K | Other events | 8.01, 9.01 |
Every filing
The newest filings with the SEC of 343 held.
| Filed | Form | Period |
|---|---|---|
| 19 Oct 2026 | 8-K | 19 Oct 2026 |
| 4 Aug 2026 | 10-Q | 30 Jun 2026 |
| 21 Jul 2026 | 8-K | 16 Jul 2026 |
| 20 Jul 2026 | 8-K | 20 Jul 2026 |
| 8 May 2026 | 8-K | 7 May 2026 |
| 7 May 2026 | 10-Q | 31 Mar 2026 |
| 20 Apr 2026 | 8-K | 20 Apr 2026 |
| 25 Mar 2026 | DEF 14A | 25 Mar 2026 |
| 11 Mar 2026 | 10-K | 31 Dec 2025 |
| 26 Jan 2026 | 8-K | 26 Jan 2026 |
| 4 Nov 2025 | 10-Q | 30 Sep 2025 |
| 20 Oct 2025 | 8-K | 20 Oct 2025 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 28 Oct 2026 | Howard Douglas S, Director | Purchase | 500 | $43.76 | $21.9K | 24,227 | 30 Oct 2026 |
| 29 Oct 2026 | Abernethy James S, Director | Sale outside a trading plan | 600 | $43.93 | $26.4K | 34,300 | 29 Oct 2026 |
| 28 Oct 2026 | Abernethy James S, Director | Sale outside a trading plan | 1,000 | $43.79 | $43.8K | 64,626 | 29 Oct 2026 |
| 21 Oct 2026 | Price Billy L Jr Dr, Director | Purchase | 200 | $42.28 | $8.5K | 15,444 | 26 Oct 2026 |
| 2 Sep 2026 | Abernethy Robert C, Director | Sale outside a trading plan | 7,000 | $43.61 | $305.3K | 101,116 | 2 Sep 2026 |
| 2 Sep 2026 | Abernethy James S, Director | Sale outside a trading plan | 500 | $43.50 | $21.8K | 34,900 | 2 Sep 2026 |
| 1 Sep 2026 | Abernethy Robert C. Jr, Director | Sale outside a trading plan | 1,200 | $43.13 | $51.8K | 57,566 | 1 Sep 2026 |
| 27 Aug 2026 | Price Billy L Jr Dr, Director | Purchase | 400 | $43.00 | $17.2K | 15,244 | 28 Aug 2026 |
| 27 Aug 2026 | Abernethy James S, Director | Sale outside a trading plan | 1,000 | $43.11 | $43.1K | 65,626 | 28 Aug 2026 |
| 7 Aug 2026 | Abernethy Robert C. Jr, Director | Sale outside a trading plan | 950 | $42.33 | $40.2K | 58,766 | 7 Aug 2026 |
| 5 Aug 2026 | Abernethy Robert C, Director | Sale outside a trading plan | 5,247 | $43.34 | $227.4K | 108,116 | 6 Aug 2026 |
| 30 Jul 2026 | Abernethy James S, Director | Sale outside a trading plan | 1,000 | $42.91 | $42.9K | 66,626 | 31 Jul 2026 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 29 Oct 2026 | ABERNETHY JAMES S, Director | 600 | $26.0K | 29 Oct 2026 |
| 28 Oct 2026 | ABERNETHY JAMES S, Director | 1,000 | $43.1K | 28 Oct 2026 |
| 2 Sep 2026 | ABERNETHY JAMES S, Director | 500 | $21.4K | 2 Sep 2026 |
| 2 Sep 2026 | ABERNETHY ROBERT C, Officer, Director | 7,000 | $303.1K | 2 Sep 2026 |
| 1 Sep 2026 | Abernethy Robert C. JR, Director | 1,200 | $51.4K | 1 Sep 2026 |
| 27 Aug 2026 | ABERNETHY JAMES S, Director | 1,000 | $42.8K | 27 Aug 2026 |
| 7 Aug 2026 | Abernethy Robert C. JR, Director | 950 | $39.8K | 7 Aug 2026 |
| 6 Aug 2026 | ABERNETHY ROBERT C, Officer, Director | 3,238 | $138.2K | 6 Aug 2026 |
| 5 Aug 2026 | ABERNETHY ROBERT C, Officer, Director | 2,009 | $86.5K | 5 Aug 2026 |
| 30 Jul 2026 | ABERNETHY JAMES S, Director | 1,000 | $42.3K | 30 Jul 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 29 Jul 2026 | BlackRock, Inc. | 13G | 5.4% | 293.5K |
| 15 May 2026 | Wellington Management Group LLP | 13G amended | 7.7% | 418.6K |
| 27 Apr 2026 | BlackRock, Inc. | 13G amended | 4.8% | 259.4K |
| 27 Mar 2026 | The Vanguard Group | 13G amended | 0% | 0 |
| 21 Jan 2026 | BlackRock, Inc. | 13G | 5% | 273.5K |
| 12 Nov 2025 | Bay Pond Partners, L.P. | 13G amended | 4.8% | 262.0K |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 72.2K | -6.7% | 3.27 |
| 30 Sep 2026 | 77.4K | -17.44% | 3.24 |
| 15 Sep 2026 | 93.8K | -1.14% | 4.69 |
| 31 Aug 2026 | 94.8K | +9.22% | 2.73 |
| 14 Aug 2026 | 86.8K | +9.36% | 1.78 |
| 31 Jul 2026 | 79.4K | +10.81% | 1.76 |
| 15 Jul 2026 | 71.7K | +3.48% | 3.58 |
| 30 Jun 2026 | 69.3K | -4.49% | 1.52 |
Funds that hold it
From each fund's latest Form 13F.
94 funds held it at 30 Jun 2026: 55 added and 13 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| Wellington Management Group LLP | 416,584 | $18.0M | -2,024 |
| BlackRock, Inc. | 311,532 | $13.4M | +21,659 |
| Gendell Jeffrey L | 217,763 | $9.4M | 0 |
| Vanguard Capital Management LLC | 199,237 | $8.6M | -29,769 |
| Dimensional Fund Advisors LP | 186,063 | $8.0M | +18,780 |
| Geode Capital Management, LLC | 117,517 | $5.1M | +11,261 |
| Bridgeway Capital Management, LLC | 83,863 | $3.6M | +2,731 |
| American Century Companies Inc. | 77,656 | $3.3M | +46,792 |
| Arrowstreet Capital, Limited Partnership | 77,089 | $3.3M | +16,237 |
| State Street Corp. | 64,326 | $2.8M | +9,546 |
Peers
Companies in the same industry.
- Bank of Nova Scotia (BNS): revenue $27.0B, market value $115.9B
- Bank of New York Mellon Corp. (BNY): revenue $22.0B, market value $99.0B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $78.6B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $48.9B
- State Street Corp. (STT): revenue $15.5B, market value $46.3B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $31.9B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $30.7B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.0B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $26.9B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $26.6B