Paymentus Holdings, Inc. (PAY)
NYSE · Services-Business Services, Nec · Services · CIK 1841156 · fiscal year ends in Dec
Closing price $32.23 on 29 Oct 2026; 52-week range $20.21 to $44.60.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $1.4B
- Revenue growth
- 30.2%
- Net income, last twelve months
- $84.9M
- Earnings per share
- $0.66
- Gross margin
- 24.9%
- Operating margin
- 7.6%
- Net margin
- 6.2%
- Free cash flow
- $159.1M
- Return on equity
- 13.8%
- Market value
- $4.2B
- Price to earnings
- 48.8x
- Cash
- $377.7M
- Debt
- $0
- Debt to equity
- 0.00
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $1.2B | $75.5M | $66.9M | $0.52 | $161.8M | 10-K filed 24 Feb 2026 |
| FY2024 | 31 Dec 2024 | $871.7M | $44.9M | $44.2M | $0.35 | $63.2M | 10-K filed 11 Mar 2025 |
| FY2023 | 31 Dec 2023 | $614.5M | $18.1M | $22.3M | $0.18 | $68.2M | 10-K filed 5 Mar 2024 |
| FY2022 | 31 Dec 2022 | $497.0M | -$3.0M | -$513.0K | $0.00 | $18.6M | 10-K filed 3 Mar 2023 |
| FY2021 | 31 Dec 2021 | $395.5M | $10.4M | $9.3M | $0.06 | $18.5M | 10-K filed 3 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $360.7M | $25.6M | $0.20 |
| Q1 FY2026 | 31 Mar 2026 | $358.4M | $20.9M | $0.16 |
| Q4 FY2025 | 31 Dec 2025 | $330.5M | $20.7M | $0.16 |
| Q3 FY2025 | 30 Sep 2025 | $310.7M | $17.7M | $0.14 |
| Q2 FY2025 | 30 Jun 2025 | $280.1M | $14.7M | $0.11 |
| Q1 FY2025 | 31 Mar 2025 | $275.2M | $13.8M | $0.11 |
| Q4 FY2024 | 31 Dec 2024 | $257.9M | $13.1M | $0.10 |
| Q3 FY2024 | 30 Sep 2024 | $231.6M | $14.4M | $0.11 |
Revenue by segment
As the company reports it in the segment note of its annual report.
By product, FY2025
| Segment | Revenue | Share |
|---|---|---|
| Payment Transaction Processing Revenue | $1.2B | 99.2% |
| Other | $9.4M | 0.8% |
By region, FY2025
| Segment | Revenue | Share |
|---|---|---|
| United States | $1.2B | 98.4% |
| Other | $18.9M | 1.6% |
Company events
The newest 8-K filings of 47 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 3 Aug 2026 | 8-K/A | Results | 2.02, 9.01 |
| 3 Aug 2026 | 8-K | Deal completed | 2.01, 9.01 |
| 23 Jul 2026 | 8-K/A | Shareholder vote | 5.07 |
| 23 Jul 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 8 Jun 2026 | 8-K | Shareholder vote | 5.07 |
| 4 May 2026 | 8-K | Results | 2.02, 9.01 |
| 8 Apr 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 26 Mar 2026 | 8-K | Leadership change | 5.02 |
| 13 Mar 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 23 Feb 2026 | 8-K | Results | 2.02 |
| 3 Nov 2025 | 8-K | Results | 2.02, 9.01 |
| 4 Aug 2025 | 8-K | Results | 2.02, 9.01 |
Every filing
The newest filings with the SEC of 103 held.
| Filed | Form | Period |
|---|---|---|
| 4 Aug 2026 | 10-Q | 30 Jun 2026 |
| 3 Aug 2026 | 8-K/A | 3 Aug 2026 |
| 3 Aug 2026 | 8-K | 3 Aug 2026 |
| 23 Jul 2026 | 8-K/A | 5 Jun 2026 |
| 23 Jul 2026 | 8-K | 22 Jul 2026 |
| 8 Jun 2026 | 8-K | 5 Jun 2026 |
| 5 May 2026 | 10-Q | 31 Mar 2026 |
| 4 May 2026 | 8-K | 4 May 2026 |
| 22 Apr 2026 | ARS | 31 Dec 2025 |
| 22 Apr 2026 | DEF 14A | 5 Jun 2026 |
| 8 Apr 2026 | 8-K | 7 Apr 2026 |
| 26 Mar 2026 | 8-K | 23 Mar 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 5 Aug 2026 | Kalra Sanjay, SVP and CFO | Sale under a trading plan | 2,809 | $40.16 | $112.8K | 505,697 | 6 Aug 2026 |
| 5 Aug 2026 | Kalra Sanjay, SVP and CFO | Sale under a trading plan | 100 | $43.02 | $4.3K | 505,597 | 6 Aug 2026 |
| 4 Aug 2026 | Kalra Sanjay, SVP and CFO | Sale under a trading plan | 10,000 | $40.22 | $402.2K | 523,506 | 6 Aug 2026 |
| 4 Aug 2026 | Kalra Sanjay, SVP and CFO | Sale under a trading plan | 8,800 | $41.53 | $365.4K | 514,706 | 6 Aug 2026 |
| 4 Aug 2026 | Kalra Sanjay, SVP and CFO | Sale under a trading plan | 6,200 | $42.36 | $262.6K | 508,506 | 6 Aug 2026 |
| 4 Aug 2026 | Trainor Gary, Director | Sale under a trading plan | 7,868 | $38.74 | $304.8K | 582,020 | 6 Aug 2026 |
| 4 Aug 2026 | Trainor Gary, Director | Sale under a trading plan | 40,332 | $39.91 | $1.6M | 541,688 | 6 Aug 2026 |
| 4 Aug 2026 | Trainor Gary, Director | Sale under a trading plan | 4,500 | $40.88 | $184.0K | 537,188 | 6 Aug 2026 |
| 4 Aug 2026 | Trainor Gary, Director | Sale under a trading plan | 9,785 | $41.99 | $410.8K | 527,403 | 6 Aug 2026 |
| 4 Aug 2026 | Trainor Gary, Director | Sale under a trading plan | 17,515 | $43.06 | $754.2K | 509,888 | 6 Aug 2026 |
| 29 Jul 2026 | Trainor Gary, Director | Sale under a trading plan | 40,000 | $35.12 | $1.4M | 589,888 | 30 Jul 2026 |
| 28 Jul 2026 | Trainor Gary, Director | Sale under a trading plan | 39,000 | $33.11 | $1.3M | 630,888 | 30 Jul 2026 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 5 Aug 2026 | SANJAY KALRA, Officer | 2,909 | $129.7K | 5 Aug 2026 |
| 4 Aug 2026 | SANJAY KALRA, Officer | 25,000 | $863.0K | 4 Aug 2026 |
| 4 Aug 2026 | TF Investment Holdings LLC, Director | 80,000 | $2.8M | 4 Aug 2026 |
| 29 Jul 2026 | TF Investment Holdings LLC, Director | 40,000 | $1.4M | 29 Jul 2026 |
| 28 Jul 2026 | GARY J TRAINOR DBATF INVESTMENT HOLDINGS LLC, Director | 40,000 | $1.3M | 28 Jul 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 3 Aug 2026 | Wasatch Advisors LP | 13G amended | 13.7% | 8.7M |
| 29 Jul 2026 | BlackRock, Inc. | 13G | 6.9% | 4.4M |
| 17 Jul 2026 | Wasatch Advisors LP | 13G amended | 9.8% | 6.2M |
| 14 May 2026 | Capital International Investors | 13G amended | 10.9% | 6.9M |
| 14 May 2026 | Capital World Investors | 13G | 6.7% | 4.2M |
| 6 May 2026 | Invesco Ltd. | 13G amended | 1.6% | 1.0M |
| 22 Apr 2026 | Wasatch Advisors LP | 13G amended | 12.6% | 7.9M |
| 27 Mar 2026 | The Vanguard Group | 13G amended | 0% | 0 |
| 17 Feb 2026 | DRIEHAUS CAPITAL MANAGEMENT LLC | 13G amended | 4.03% | 2.2M |
| 13 Feb 2026 | Capital International Investors | 13G amended | 13.8% | 7.7M |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 2.7M | -2.52% | 3.2 |
| 30 Sep 2026 | 2.7M | -16.48% | 1.97 |
| 15 Sep 2026 | 3.3M | +17.63% | 3.41 |
| 31 Aug 2026 | 2.8M | -13.27% | 2.27 |
| 14 Aug 2026 | 3.2M | -24.16% | 2.32 |
| 31 Jul 2026 | 4.3M | +10.04% | 4.19 |
| 15 Jul 2026 | 3.9M | +17.73% | 3.79 |
| 30 Jun 2026 | 3.3M | +88.17% | 1.63 |
Funds that hold it
From each fund's latest Form 13F.
223 funds held it at 30 Jun 2026: 108 added and 55 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| Capital International Investors | 7,069,846 | $170.8M | +195,055 |
| Wasatch Advisors LP | 6,188,196 | $149.5M | -1,708,700 |
| BlackRock, Inc. | 4,643,131 | $112.2M | +3,617,383 |
| Capital World Investors | 4,276,060 | $103.3M | +61,717 |
| Brown Brothers Harriman & Co. | 2,820,964 | $68.2M | +669,376 |
| Vanguard Portfolio Management LLC | 2,563,614 | $61.9M | +444,425 |
| Vanguard Capital Management LLC | 2,524,171 | $61.0M | +89,579 |
| Fuller & Thaler Asset Management, Inc. | 1,946,392 | $47.0M | -5,400 |
| Geode Capital Management, LLC | 1,472,722 | $35.6M | +770,390 |
| Franklin Resources Inc. | 1,293,473 | $31.3M | -1,071,538 |
Peers
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