OP Bancorp (OPBK)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 1722010 · fiscal year ends in Dec
Closing price $15.10 on 30 Oct 2026; 52-week range $12.47 to $16.16.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $99.0M
- Revenue growth
- 12.5%
- Net income, last twelve months
- $29.0M
- Earnings per share
- $1.93
- Net margin
- 29.2%
- Free cash flow
- $27.0M
- Return on equity
- 12.1%
- Market value
- $225.4M
- Price to earnings
- 7.8x
- Dividend yield
- 3.3%
- Cash
- $175.1M
- Debt
- $99.6M
- Debt to equity
- 0.42
- Shares outstanding
- 14.9M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $94.7M | – | $25.6M | $1.72 | $23.4M | 10-K filed 13 Mar 2026 |
| FY2024 | 31 Dec 2024 | $82.0M | – | $21.1M | $1.39 | $29.7M | 10-K filed 28 Mar 2025 |
| FY2023 | 31 Dec 2023 | $82.9M | – | $23.9M | $1.55 | $65.7M | 10-K filed 29 Mar 2024 |
| FY2022 | 31 Dec 2022 | $94.5M | – | $33.3M | $2.14 | $82.3M | 10-K filed 16 Mar 2023 |
| FY2021 | 31 Dec 2021 | $77.0M | – | $28.8M | $1.88 | -$29.4M | 10-K filed 18 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $25.7M | $8.0M | $0.53 |
| Q1 FY2026 | 31 Mar 2026 | $24.6M | $7.2M | $0.48 |
| Q4 FY2025 | 31 Dec 2025 | $24.3M | $7.0M | $0.47 |
| Q3 FY2025 | 30 Sep 2025 | $24.5M | $6.7M | $0.45 |
| Q2 FY2025 | 30 Jun 2025 | $23.7M | $6.3M | $0.42 |
| Q1 FY2025 | 31 Mar 2025 | $22.2M | $5.6M | $0.37 |
| Q4 FY2024 | 31 Dec 2024 | $21.3M | $5.0M | $0.33 |
| Q3 FY2024 | 30 Sep 2024 | $20.7M | $5.4M | $0.36 |
Company events
The newest 8-K filings of 64 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 22 Oct 2026 | 8-K | Results, Investor update, Other events | 2.02, 7.01, 8.01, 9.01 |
| 23 Jul 2026 | 8-K | Results, Investor update, Other events | 2.02, 7.01, 8.01 |
| 28 May 2026 | 8-K | Shareholder vote | 5.07 |
| 23 Apr 2026 | 8-K | Results, Investor update, Other events | 2.02, 7.01, 8.01, 9.01 |
| 22 Jan 2026 | 8-K | Results, Investor update, Other events | 2.02, 7.01, 8.01, 9.01 |
| 10 Nov 2025 | 8-K | Material agreement, New debt, Investor update | 1.01, 2.03, 7.01, 9.01 |
| 23 Oct 2025 | 8-K | Results, Investor update, Other events | 2.02, 7.01, 8.01, 9.01 |
| 29 Aug 2025 | 8-K | Other events | 8.01, 9.01 |
| 24 Jul 2025 | 8-K | Results, Investor update, Other events | 2.02, 7.01, 8.01, 9.01 |
| 27 Jun 2025 | 8-K | Shareholder vote | 5.07 |
| 29 May 2025 | 8-K | Leadership change | 5.02, 9.01 |
| 24 Apr 2025 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
Every filing
The newest filings with the SEC of 126 held.
| Filed | Form | Period |
|---|---|---|
| 22 Oct 2026 | 8-K | 22 Oct 2026 |
| 7 Aug 2026 | 10-Q | 30 Jun 2026 |
| 23 Jul 2026 | 8-K | 23 Jul 2026 |
| 28 May 2026 | 8-K | 28 May 2026 |
| 15 May 2026 | 10-Q | 31 Mar 2026 |
| 11 May 2026 | NT 10-Q | 11 May 2026 |
| 23 Apr 2026 | 8-K | 23 Apr 2026 |
| 16 Apr 2026 | ARS | 31 Dec 2025 |
| 16 Apr 2026 | DEF 14A | 28 May 2026 |
| 13 Mar 2026 | 10-K | 31 Dec 2025 |
| 22 Jan 2026 | 8-K | 22 Jan 2026 |
| 10 Nov 2025 | 8-K | 7 Nov 2025 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 12 Jun 2026 | Oh Christine Yoon, Chief Operating Officer | Sale outside a trading plan | 1,549 | $14.20 | $22.0K | 120,788 | 12 Jun 2026 |
| 11 Jun 2026 | Oh Christine Yoon, Chief Operating Officer | Sale outside a trading plan | 8,251 | $14.08 | $116.2K | 122,337 | 12 Jun 2026 |
| 10 Jun 2026 | Oh Christine Yoon, Chief Operating Officer | Sale outside a trading plan | 12,018 | $14.29 | $171.7K | 130,588 | 12 Jun 2026 |
| 12 Mar 2026 | Park Jaehyun, Chief Financial Officer | Sale outside a trading plan | 958 | $12.91 | $12.4K | 0 | 12 Mar 2026 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 10 Jun 2026 | Oh Christine Yoon, Officer | 25,000 | $357.2K | 10 Jun 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 29 Jul 2026 | BlackRock, Inc. | 13G | 5.5% | 825.5K |
| 14 Nov 2025 | AllianceBernstein L.P. | 13G amended | 4.6% | 684.2K |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 126.0K | -10.45% | 3.55 |
| 30 Sep 2026 | 140.7K | -22.38% | 2.53 |
| 15 Sep 2026 | 181.2K | +18.18% | 4.71 |
| 31 Aug 2026 | 153.3K | -8.2% | 3.09 |
| 14 Aug 2026 | 167.0K | +1.87% | 2.89 |
| 31 Jul 2026 | 164.0K | +5.16% | 3.39 |
| 15 Jul 2026 | 155.9K | -9.63% | 4.74 |
| 30 Jun 2026 | 172.5K | +35.24% | 1.86 |
Funds that hold it
From each fund's latest Form 13F.
103 funds held it at 30 Jun 2026: 59 added and 22 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| Diversify Advisory Services, LLC | 1,847,777 | $28.7M | – |
| Diversify Wealth Management, LLC | 1,847,777 | $28.7M | +10,595 |
| BlackRock, Inc. | 1,000,340 | $15.0M | +255,379 |
| Dimensional Fund Advisors LP | 678,645 | $10.2M | +42,517 |
| Manufacturers Life Insurance Company, the | 561,436 | $8.4M | -5,649 |
| Vanguard Capital Management LLC | 519,413 | $7.8M | -39,851 |
| AllianceBernstein L.P. | 505,110 | $6.7M | -144,643 |
| Geode Capital Management, LLC | 307,270 | $4.6M | +40,524 |
| Acadian Asset Management LLC | 280,202 | $4.2M | +24,827 |
| Maltese Capital Management LLC | 273,967 | $4.1M | +5,100 |
Peers
Companies in the same industry.
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- M&T Bank Corp. (MTB): revenue $10.0B, market value $31.9B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $30.7B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.0B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $26.9B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $26.6B