MVB Financial Corp. (MVBF)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 1277902 · fiscal year ends in Dec
Closing price $25.48 on 30 Oct 2026; 52-week range $24.40 to $31.62.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $188.0M
- Revenue growth
- 28.0%
- Net income, last twelve months
- $38.8M
- Earnings per share
- $2.96
- Net margin
- 20.6%
- Free cash flow
- -$37.6M
- Return on equity
- 11.3%
- Market value
- $330.0M
- Price to earnings
- 8.6x
- Dividend yield
- 2.7%
- Cash
- $312.6M
- Debt
- $57.8M
- Debt to equity
- 0.17
- Shares outstanding
- 12.9M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $167.7M | – | $26.9M | $2.06 | $2.1M | 10-K filed 12 Mar 2026 |
| FY2024 | 31 Dec 2024 | $152.1M | – | $20.1M | $1.53 | -$1.9M | 10-K filed 13 Mar 2025 |
| FY2023 | 31 Dec 2023 | $143.0M | – | $31.2M | $2.40 | $56.3M | 10-K filed 13 Mar 2024 |
| FY2022 | 31 Dec 2022 | $139.4M | – | $15.0M | $1.17 | $4.3M | 10-K filed 16 Mar 2023 |
| FY2021 | 31 Dec 2021 | $133.0M | – | $39.1M | $3.10 | $29.9M | 10-K filed 10 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $51.1M | $12.3M | $0.93 |
| Q1 FY2026 | 31 Mar 2026 | $36.7M | $5.2M | $0.39 |
| Q4 FY2025 | 31 Dec 2025 | $39.1M | $4.2M | $0.32 |
| Q3 FY2025 | 30 Sep 2025 | $61.2M | $17.1M | $1.32 |
| Q2 FY2025 | 30 Jun 2025 | $33.7M | $2.0M | $0.15 |
| Q1 FY2025 | 31 Mar 2025 | $33.7M | $3.6M | $0.27 |
| Q4 FY2024 | 31 Dec 2024 | $46.2M | $9.4M | $0.72 |
| Q3 FY2024 | 30 Sep 2024 | $33.2M | $2.1M | $0.16 |
Company events
The newest 8-K filings of 348 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 29 Oct 2026 | 8-K | Investor update | 7.01, 9.01 |
| 29 Oct 2026 | 8-K | Results | 2.02, 9.01 |
| 19 Aug 2026 | 8-K | Investor update | 7.01, 9.01 |
| 28 Jul 2026 | 8-K | Investor update | 7.01, 9.01 |
| 28 Jul 2026 | 8-K | Results | 2.02, 9.01 |
| 20 May 2026 | 8-K | Shareholder vote, Investor update | 5.07, 7.01, 9.01 |
| 29 Apr 2026 | 8-K | Investor update | 7.01, 9.01 |
| 29 Apr 2026 | 8-K | Results | 2.02, 9.01 |
| 8 Apr 2026 | 8-K | Investor update | 7.01 |
| 8 Apr 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 1 Apr 2026 | 8-K | Investor update | 7.01, 9.01 |
| 25 Mar 2026 | 8-K | Investor update | 7.01, 9.01 |
Every filing
The newest filings with the SEC of 584 held.
| Filed | Form | Period |
|---|---|---|
| 29 Oct 2026 | 8-K | 29 Oct 2026 |
| 29 Oct 2026 | 8-K | 29 Oct 2026 |
| 19 Aug 2026 | 8-K | 19 Aug 2026 |
| 5 Aug 2026 | 10-Q | 30 Jun 2026 |
| 28 Jul 2026 | 8-K | 28 Jul 2026 |
| 28 Jul 2026 | 8-K | 28 Jul 2026 |
| 18 Jun 2026 | 11-K | 31 Dec 2025 |
| 20 May 2026 | 8-K | 19 May 2026 |
| 6 May 2026 | 10-Q | 31 Mar 2026 |
| 29 Apr 2026 | 8-K | 29 Apr 2026 |
| 29 Apr 2026 | 8-K | 29 Apr 2026 |
| 8 Apr 2026 | 8-K | 8 Apr 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 12 Jun 2026 | Famularo Adam Francis, Director | Purchase | 1,835 | – | $0 | 1,835 | 15 Jun 2026 |
| 5 Dec 2025 | Cordella Richard James Jr, Director | Purchase | 500 | $27.70 | $13.8K | 500 | 8 Dec 2025 |
| 3 Nov 2025 | Sumbs Michael Robert, Chief Financial Officer | Purchase | 2,000 | $26.00 | $52.0K | 2,000 | 5 Nov 2025 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 27 Mar 2026 | The Vanguard Group | 13G amended | 0% | 0 |
| 30 Jan 2026 | The Vanguard Group | 13G | 5.04% | 634.4K |
| 9 Jan 2026 | TimesSquare Capital Management, LLC | 13G amended | 0% | 0 |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 281.6K | -0.52% | 4.37 |
| 30 Sep 2026 | 283.1K | -9.68% | 6.33 |
| 15 Sep 2026 | 313.4K | +5.8% | 5.9 |
| 31 Aug 2026 | 296.2K | +8.17% | 4.24 |
| 14 Aug 2026 | 273.8K | -0.31% | 5.96 |
| 31 Jul 2026 | 274.7K | -7.96% | 7.07 |
| 15 Jul 2026 | 298.4K | +0.59% | 7.58 |
| 30 Jun 2026 | 296.7K | +21.76% | 3.85 |
Funds that hold it
From each fund's latest Form 13F.
119 funds held it at 30 Jun 2026: 57 added and 23 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| Wellington Management Group LLP | 1,763,416 | $51.2M | -2,787 |
| BlackRock, Inc. | 1,039,372 | $30.2M | +100,335 |
| Dimensional Fund Advisors LP | 533,007 | $15.5M | +26,399 |
| Vanguard Capital Management LLC | 517,571 | $15.0M | +12,727 |
| Geode Capital Management, LLC | 311,400 | $9.0M | +41,490 |
| Ameriprise Financial Inc. | 276,860 | $8.0M | +30,098 |
| Basswood Capital Management, L.l.c. | 257,731 | $7.5M | +140,615 |
| State Street Corp. | 243,885 | $7.1M | +1,670 |
| Endeavour Capital Advisors Inc. | 182,719 | $5.3M | -5,200 |
| Kennedy Capital Management LLC | 122,447 | $3.6M | -1,918 |
Peers
Companies in the same industry.
- Bank of Nova Scotia (BNS): revenue $27.0B, market value $115.9B
- Bank of New York Mellon Corp. (BNY): revenue $22.0B, market value $99.0B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $78.6B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $48.9B
- State Street Corp. (STT): revenue $15.5B, market value $46.3B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $31.9B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $30.7B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.0B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $26.9B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $26.6B