MetroCity Bankshares, Inc. (MCBS)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 1747068 · fiscal year ends in Dec
Closing price $36.05 on 29 Oct 2026; 52-week range $24.71 to $37.07.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $182.4M
- Revenue growth
- 24.7%
- Net income, last twelve months
- $79.9M
- Earnings per share
- $2.88
- Net margin
- 43.8%
- Return on equity
- 14.1%
- Market value
- $1.0B
- Price to earnings
- 12.5x
- Dividend yield
- 2.9%
- Cash
- $266.7M
- Debt
- $375.0M
- Debt to equity
- 0.66
- Shares outstanding
- 28.8M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $155.6M | – | $68.5M | $2.64 | $37.0M | 10-K filed 16 Mar 2026 |
| FY2024 | 31 Dec 2024 | $141.2M | – | $64.5M | $2.52 | $62.2M | 10-K filed 10 Mar 2025 |
| FY2023 | 31 Dec 2023 | $119.7M | – | $51.6M | $2.02 | $77.2M | 10-K filed 11 Mar 2024 |
| FY2022 | 31 Dec 2022 | $137.7M | – | $62.6M | $2.44 | $132.3M | 10-K filed 10 Mar 2023 |
| FY2021 | 31 Dec 2021 | $138.0M | – | $61.7M | $2.39 | $65.0M | 10-K filed 11 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $49.8M | $22.1M | $0.76 |
| Q1 FY2026 | 31 Mar 2026 | $50.8M | $22.3M | $0.77 |
| Q4 FY2025 | 31 Dec 2025 | $43.7M | $18.1M | $0.68 |
| Q3 FY2025 | 30 Sep 2025 | $38.0M | $17.3M | $0.67 |
| Q2 FY2025 | 30 Jun 2025 | $37.9M | $16.8M | $0.65 |
| Q1 FY2025 | 31 Mar 2025 | $36.0M | $16.3M | $0.63 |
| Q4 FY2024 | 31 Dec 2024 | $35.4M | $16.2M | $0.63 |
| Q3 FY2024 | 30 Sep 2024 | $36.9M | $16.7M | $0.65 |
Company events
The newest 8-K filings of 83 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 23 Oct 2026 | 8-K | Results | 2.02, 9.01 |
| 21 Oct 2026 | 8-K | Other events | 8.01, 9.01 |
| 21 Aug 2026 | 8-K | Leadership change | 5.02 |
| 24 Jul 2026 | 8-K | Results | 2.02, 9.01 |
| 15 Jul 2026 | 8-K | Other events | 8.01, 9.01 |
| 22 May 2026 | 8-K | Shareholder vote | 5.07 |
| 24 Apr 2026 | 8-K | Results | 2.02, 9.01 |
| 15 Apr 2026 | 8-K | Other events | 8.01, 9.01 |
| 26 Mar 2026 | 8-K | Leadership change | 5.02 |
| 30 Jan 2026 | 8-K | Results | 2.02, 9.01 |
| 21 Jan 2026 | 8-K | Other events | 8.01, 9.01 |
| 2 Dec 2025 | 8-K | Deal completed, Other events | 2.01, 8.01, 9.01 |
Every filing
The newest filings with the SEC of 142 held.
| Filed | Form | Period |
|---|---|---|
| 23 Oct 2026 | 8-K | 23 Oct 2026 |
| 21 Oct 2026 | 8-K | 21 Oct 2026 |
| 21 Aug 2026 | 8-K | 19 Aug 2026 |
| 7 Aug 2026 | 10-Q | 30 Jun 2026 |
| 24 Jul 2026 | 8-K | 24 Jul 2026 |
| 15 Jul 2026 | 8-K | 15 Jul 2026 |
| 22 May 2026 | 8-K | 21 May 2026 |
| 8 May 2026 | 10-Q | 31 Mar 2026 |
| 24 Apr 2026 | 8-K | 24 Apr 2026 |
| 20 Apr 2026 | DEF 14A | 21 May 2026 |
| 15 Apr 2026 | 8-K | 15 Apr 2026 |
| 26 Mar 2026 | 8-K | 23 Mar 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 29 Jul 2026 | BlackRock, Inc. | 13G | 5.8% | 1.7M |
| 4 Feb 2026 | Nack Y. Paek | 13G amended | 4.63% | 1.3M |
| 21 Jan 2026 | BlackRock, Inc. | 13G amended | 4.6% | 1.3M |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 873.8K | +3.67% | 8.92 |
| 30 Sep 2026 | 842.9K | +2% | 9.15 |
| 15 Sep 2026 | 826.4K | +4.62% | 13.13 |
| 31 Aug 2026 | 789.9K | +18.75% | 11.19 |
| 14 Aug 2026 | 665.2K | -0.21% | 10.24 |
| 31 Jul 2026 | 666.6K | +7.6% | 7.3 |
| 15 Jul 2026 | 619.5K | +4.52% | 8.63 |
| 30 Jun 2026 | 592.7K | +48.77% | 4.28 |
Funds that hold it
From each fund's latest Form 13F.
128 funds held it at 30 Jun 2026: 73 added and 13 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 1,812,566 | $65.1M | +309,326 |
| Vanguard Capital Management LLC | 955,631 | $34.3M | +77,436 |
| American Century Companies Inc. | 737,102 | $26.5M | +112,050 |
| Geode Capital Management, LLC | 595,243 | $21.4M | +76,869 |
| Dimensional Fund Advisors LP | 552,274 | $19.8M | +53,486 |
| State Street Corp. | 509,910 | $18.3M | +35,630 |
| Northern Trust Corp. | 227,360 | $8.2M | +17,455 |
| Manufacturers Life Insurance Company, the | 219,175 | $7.9M | -1,377 |
| Charles Schwab Investment Management Inc. | 183,392 | $6.6M | +5,378 |
| Vanguard Portfolio Management LLC | 160,050 | $5.7M | +30,271 |
Peers
Companies in the same industry.
- Bank of Nova Scotia (BNS): revenue $27.0B, market value $118.0B
- Bank of New York Mellon Corp. (BNY): revenue $21.4B, market value $101.3B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $81.3B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $49.4B
- State Street Corp. (STT): revenue $15.5B, market value $47.4B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $32.4B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $31.3B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.8B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $27.7B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $27.5B