Lcnb Corp. (LCNB)
Nasdaq · National Commercial Banks · Finance, insurance and real estate · CIK 1074902 · fiscal year ends in Dec
Closing price $19.77 on 30 Oct 2026; 52-week range $15.15 to $20.98.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $96.4M
- Revenue growth
- 9.0%
- Net income, last twelve months
- $24.5M
- Earnings per share
- $1.73
- Net margin
- 25.5%
- Free cash flow
- $36.3M
- Return on equity
- 8.7%
- Market value
- $281.8M
- Price to earnings
- 11.4x
- Dividend yield
- 4.5%
- Cash
- $24.9M
- Debt
- $103.8M
- Debt to equity
- 0.37
- Shares outstanding
- 14.3M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $92.0M | – | $23.1M | $1.63 | $33.4M | 10-K filed 11 Mar 2026 |
| FY2024 | 31 Dec 2024 | $81.2M | – | $13.5M | $0.97 | $89.4M | 10-K filed 12 Mar 2025 |
| FY2023 | 31 Dec 2023 | $71.8M | – | $12.6M | $1.10 | $20.8M | 10-K filed 15 Mar 2024 |
| FY2022 | 31 Dec 2022 | $75.3M | – | $22.1M | $1.93 | $27.8M | 10-K filed 15 Mar 2023 |
| FY2021 | 31 Dec 2021 | $73.4M | – | $21.0M | $1.66 | $15.9M | 10-K filed 10 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $25.1M | $7.5M | $0.53 |
| Q1 FY2026 | 31 Mar 2026 | $23.5M | $4.4M | $0.31 |
| Q4 FY2025 | 31 Dec 2025 | $23.9M | $5.7M | $0.40 |
| Q3 FY2025 | 30 Sep 2025 | $23.8M | $6.9M | $0.49 |
| Q2 FY2025 | 30 Jun 2025 | $22.8M | $5.9M | $0.41 |
| Q1 FY2025 | 31 Mar 2025 | $21.5M | $4.6M | $0.33 |
| Q4 FY2024 | 31 Dec 2024 | $22.7M | $6.1M | $0.44 |
| Q3 FY2024 | 30 Sep 2024 | $21.4M | $4.5M | $0.31 |
Company events
The newest 8-K filings of 186 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 15 Oct 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 17 Sep 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 19 Aug 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 7 Aug 2026 | 8-K | Investor update | 7.01, 9.01 |
| 7 Aug 2026 | 8-K | Material agreement, New debt, Investor update | 1.01, 2.03, 7.01, 9.01 |
| 15 Jul 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 30 Apr 2026 | 8-K | Shareholder vote | 5.07 |
| 22 Apr 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 2 Feb 2026 | 8-K | Investor update | 7.01, 9.01 |
| 29 Jan 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 3 Nov 2025 | 8-K | Investor update | 7.01, 9.01 |
| 22 Oct 2025 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
Every filing
The newest filings with the SEC of 412 held.
| Filed | Form | Period |
|---|---|---|
| 15 Oct 2026 | 8-K | 15 Oct 2026 |
| 17 Sep 2026 | 8-K | 17 Sep 2026 |
| 24 Aug 2026 | D/A | – |
| 21 Aug 2026 | D | – |
| 19 Aug 2026 | 8-K | 18 Aug 2026 |
| 7 Aug 2026 | 8-K | 7 Aug 2026 |
| 7 Aug 2026 | 8-K | 7 Aug 2026 |
| 5 Aug 2026 | 10-Q | 30 Jun 2026 |
| 28 Jul 2026 | N-PX | 30 Jun 2026 |
| 15 Jul 2026 | 8-K | 15 Jul 2026 |
| 6 May 2026 | 10-Q | 31 Mar 2026 |
| 30 Apr 2026 | 8-K | 27 Apr 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 26 Oct 2026 | Krehbiel Anne E, Director | Purchase | 1,000 | $19.79 | $19.8K | 13,122 | 28 Oct 2026 |
| 27 Aug 2026 | Meilstrup Eric J, CEO | Purchase | 400 | $19.34 | $7.7K | 53,878 | 28 Aug 2026 |
| 17 Aug 2026 | Haines Robert C Ii, President | Purchase | 500 | $19.75 | $9.9K | 26,728 | 17 Aug 2026 |
| 28 May 2026 | Meilstrup Eric J, CEO | Purchase | 400 | $16.95 | $6.8K | 53,478 | 29 May 2026 |
| 15 May 2026 | Haines Robert C Ii, President | Purchase | 500 | $15.78 | $7.9K | 26,228 | 18 May 2026 |
| 4 Feb 2026 | Miller Michael Robert, Executive Vice President | Sale outside a trading plan | 2,759 | $17.75 | $49.0K | 16,798 | 18 Feb 2026 |
| 17 Feb 2025 | Meilstrup Eric J, CEO | Purchase | 500 | $17.43 | $8.7K | 46,205 | 17 Feb 2026 |
| 19 Nov 2025 | Meilstrup Eric J, CEO | Purchase | 500 | $15.31 | $7.7K | 45,705 | 20 Nov 2025 |
| 12 Nov 2025 | Huddle William G, Director | Sale outside a trading plan | 3,000 | $15.51 | $46.5K | 15,530 | 13 Nov 2025 |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 141.6K | -2.61% | 6.57 |
| 30 Sep 2026 | 145.4K | -19.52% | 4.22 |
| 15 Sep 2026 | 180.7K | +11.19% | 6.95 |
| 31 Aug 2026 | 162.5K | +6% | 5.16 |
| 14 Aug 2026 | 153.3K | +8.91% | 3.25 |
| 31 Jul 2026 | 140.8K | -10.76% | 2.33 |
| 15 Jul 2026 | 157.7K | -2.91% | 7.54 |
| 30 Jun 2026 | 162.5K | +79.09% | 2.89 |
Funds that hold it
From each fund's latest Form 13F.
113 funds held it at 30 Jun 2026: 54 added and 25 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| Bluespring Wealth Management, LLC | 1,087,854 | $19.1M | – |
| BlackRock, Inc. | 959,927 | $16.9M | +134,162 |
| Vanguard Capital Management LLC | 549,013 | $9.7M | +2,452 |
| Dimensional Fund Advisors LP | 548,355 | $9.6M | +24,828 |
| Ritter Daniher Financial Advisory LLC | 543,927 | $9.6M | -1,000 |
| Lcnb Corp. | 505,963 | $8.9M | -3,500 |
| Geode Capital Management, LLC | 360,333 | $6.3M | +34,833 |
| State Street Corp. | 183,101 | $3.2M | +728 |
| Renaissance Technologies LLC | 152,816 | $2.7M | -3,467 |
| Johnson Investment Counsel Inc. | 135,561 | $2.4M | -1,345 |
Peers
Companies in the same industry.
- JPMorgan Chase & Co. (JPM): revenue $199.4B, market value $896.1B
- Bank of America Corp. (BAC): revenue –, market value $346.2B
- Wells Fargo & Company (WFC): revenue $87.2B, market value $250.4B
- Citigroup Inc. (C): revenue $91.4B, market value $205.7B
- Capital One Financial Corp. (COF): revenue $62.0B, market value $125.7B
- Mizuho Financial Group Inc. (MFG): revenue $29.9B, market value $118.3B
- U.S. Bancorp (USB): revenue $29.6B, market value $92.6B
- PNC Financial Services Group, Inc. (PNC): revenue $25.0B, market value $90.9B
- Truist Financial Corp. (TFC): revenue $19.4B, market value $58.5B
- Huntington Bancshares Inc. (HBAN): revenue $10.4B, market value $31.8B