Isabella Bank Corp. (ISBA)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 842517 · fiscal year ends in Dec
Closing price $39.68 on 30 Oct 2026; 52-week range $35.59 to $56.58.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $88.8M
- Revenue growth
- 17.1%
- Net income, last twelve months
- $21.3M
- Earnings per share
- $2.87
- Net margin
- 24.0%
- Free cash flow
- $26.0M
- Return on equity
- 8.7%
- Market value
- $303.7M
- Price to earnings
- 13.8x
- Dividend yield
- 2.8%
- Cash
- $138.5M
- Debt
- $87.5M
- Debt to equity
- 0.36
- Shares outstanding
- 7.7M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $78.5M | – | $18.9M | $2.56 | $23.3M | 10-K filed 13 Mar 2026 |
| FY2024 | 31 Dec 2024 | $70.4M | – | $13.9M | $1.86 | $17.5M | 10-K filed 12 Mar 2025 |
| FY2023 | 31 Dec 2023 | $71.8M | – | $18.2M | $2.40 | $20.1M | 10-K filed 7 Mar 2024 |
| FY2022 | 31 Dec 2022 | $74.1M | – | $22.2M | $2.91 | $23.7M | 10-K filed 7 Mar 2023 |
| FY2021 | 31 Dec 2021 | $66.5M | – | $19.5M | $2.45 | $23.9M | 10-K filed 15 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q3 FY2026 | 30 Sep 2026 | $23.9M | $6.6M | $0.86 |
| Q2 FY2026 | 30 Jun 2026 | $22.5M | $5.0M | $0.69 |
| Q1 FY2026 | 31 Mar 2026 | $21.2M | $5.0M | $0.68 |
| Q4 FY2025 | 31 Dec 2025 | $21.2M | $4.7M | $0.64 |
| Q3 FY2025 | 30 Sep 2025 | $20.5M | $5.2M | $0.71 |
| Q2 FY2025 | 30 Jun 2025 | $18.8M | $5.0M | $0.68 |
| Q1 FY2025 | 31 Mar 2025 | $18.1M | $3.9M | $0.53 |
| Q4 FY2024 | 31 Dec 2024 | $18.5M | $4.0M | $0.54 |
Company events
The newest 8-K filings of 283 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 29 Oct 2026 | 8-K | Results | 2.02, 9.01 |
| 6 Oct 2026 | 8-K | Other events | 8.01, 9.01 |
| 28 Sep 2026 | 8-K | Other events | 8.01 |
| 21 Sep 2026 | 8-K | Other events | 8.01 |
| 27 Aug 2026 | 8-K | Other events | 8.01, 9.01 |
| 14 Aug 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 23 Jul 2026 | 8-K | Results | 2.02, 9.01 |
| 16 Jun 2026 | 8-K | Material agreement | 1.01, 9.01 |
| 15 Jun 2026 | 8-K | Material agreement | 1.01, 9.01 |
| 12 Jun 2026 | 8-K | Investor update | 7.01, 9.01 |
| 28 May 2026 | 8-K | Other events | 8.01, 9.01 |
| 7 May 2026 | 8-K | Shareholder vote | 5.07 |
Every filing
The newest filings with the SEC of 542 held.
| Filed | Form | Period |
|---|---|---|
| 30 Oct 2026 | 10-Q | 30 Sep 2026 |
| 29 Oct 2026 | 8-K | 29 Oct 2026 |
| 6 Oct 2026 | 8-K | 5 Oct 2026 |
| 28 Sep 2026 | 8-K | 28 Sep 2026 |
| 21 Sep 2026 | 8-K | 21 Sep 2026 |
| 27 Aug 2026 | 8-K | 27 Aug 2026 |
| 14 Aug 2026 | 8-K | 11 Aug 2026 |
| 10 Aug 2026 | 10-Q | 30 Jun 2026 |
| 6 Aug 2026 | EFFECT | – |
| 6 Aug 2026 | S-4/A | – |
| 4 Aug 2026 | S-4/A | – |
| 24 Jul 2026 | S-4 | – |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 16 Oct 2026 | Bourland Jill, Director | Purchase | 8 | $36.71 | $300 | 5,933 | 20 Oct 2026 |
| 16 Sep 2026 | Bourland Jill, Director | Purchase | 8 | $39.40 | $300 | 5,917 | 17 Sep 2026 |
| 17 Aug 2026 | Bourland Jill, Director | Purchase | 7 | $41.59 | $300 | 5,899 | 17 Aug 2026 |
| 16 Jul 2026 | Bourland Jill, Director | Purchase | 8 | $39.07 | $300 | 5,892 | 17 Jul 2026 |
| 16 Jun 2026 | Bourland Jill, Director | Purchase | 7 | $41.43 | $300 | 5,877 | 17 Jun 2026 |
| 18 May 2026 | Bourland Jill, Director | Purchase | 7 | $41.05 | $300 | 5,861 | 20 May 2026 |
| 16 Apr 2026 | Bourland Jill, Director | Purchase | 6 | $48.90 | $300 | 5,853 | 17 Apr 2026 |
| 16 Mar 2026 | Bourland Jill, Director | Purchase | 7 | $44.03 | $300 | 5,840 | 18 Mar 2026 |
| 2 Mar 2026 | Catlin Jon D, Chief Credit Officer | Purchase | 103 | $31.47 | $3.2K | 1,285 | 4 Mar 2026 |
| 2 Mar 2026 | Huenemann Michael Kyle, Chief Lending Officer | Purchase | 61 | $31.47 | $1.9K | 1,097 | 4 Mar 2026 |
| 2 Mar 2026 | Mcdonnell Neil Michael, President | Purchase | 55 | $31.47 | $1.7K | 12,189 | 4 Mar 2026 |
| 2 Mar 2026 | Schwind Jerome E, President & CEO | Purchase | 396 | $31.47 | $12.5K | 37,493 | 4 Mar 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 28 Jul 2026 | BlackRock, Inc. | 13G | 6.4% | 467.4K |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 304.0K | -3.09% | 10.56 |
| 30 Sep 2026 | 313.7K | -0.96% | 7.96 |
| 15 Sep 2026 | 316.8K | -0.7% | 4.8 |
| 31 Aug 2026 | 319.0K | +0.81% | 4.13 |
| 14 Aug 2026 | 316.4K | +3.55% | 5.85 |
| 31 Jul 2026 | 305.6K | +6.59% | 4.32 |
| 15 Jul 2026 | 286.7K | -8.22% | 7.2 |
| 30 Jun 2026 | 312.3K | +58.18% | 2.06 |
Funds that hold it
From each fund's latest Form 13F.
69 funds held it at 30 Jun 2026: 43 added and 5 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 467,431 | $18.5M | +367,230 |
| Vanguard Capital Management LLC | 299,599 | $11.8M | +25,551 |
| Geode Capital Management, LLC | 176,251 | $7.0M | +95,849 |
| State Street Corp. | 86,581 | $3.4M | +64,529 |
| Northern Trust Corp. | 53,471 | $2.1M | +38,731 |
| Vanguard Portfolio Management LLC | 46,742 | $1.8M | +46,742 |
| Vanguard Fiduciary Trust Co. | 46,482 | $1.8M | +5,728 |
| Harbour Investments, Inc. | 32,988 | $1.3M | +5,967 |
| Victory Capital Management Inc. | 31,000 | $1.2M | +31,000 |
| Goldman Sachs Group Inc. | 27,462 | $1.1M | +6,637 |
Peers
Companies in the same industry.
- Bank of Nova Scotia (BNS): revenue $27.0B, market value $115.9B
- Bank of New York Mellon Corp. (BNY): revenue $22.0B, market value $99.0B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $78.6B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $48.9B
- State Street Corp. (STT): revenue $15.5B, market value $46.3B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $31.9B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $30.7B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.0B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $26.9B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $26.6B