First Internet Bancorp (INBK)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 1562463 · fiscal year ends in Dec
Closing price $25.80 on 30 Oct 2026; 52-week range $17.26 to $29.94.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $131.6M
- Revenue growth
- -7.5%
- Net income, last twelve months
- -$31.4M
- Earnings per share
- -$3.60
- Net margin
- -23.9%
- Free cash flow
- $159.9M
- Return on equity
- -8.6%
- Market value
- $225.3M
- Dividend yield
- 0.9%
- Cash
- $411.0M
- Debt
- $345.1M
- Debt to equity
- 0.95
- Shares outstanding
- 8.7M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $116.5M | – | -$35.2M | -$4.03 | $2.2M | 10-K filed 11 Mar 2026 |
| FY2024 | 31 Dec 2024 | $134.7M | – | $25.3M | $2.88 | $10.4M | 10-K filed 12 Mar 2025 |
| FY2023 | 31 Dec 2023 | $101.0M | – | $8.4M | $0.95 | $6.3M | 10-K filed 13 Mar 2024 |
| FY2022 | 31 Dec 2022 | $118.3M | – | $35.5M | $3.70 | $65.2M | 10-K filed 14 Mar 2023 |
| FY2021 | 31 Dec 2021 | $119.4M | – | $48.1M | $4.82 | $24.9M | 10-K filed 15 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $41.1M | $2.4M | $0.27 |
| Q1 FY2026 | 31 Mar 2026 | $43.1M | $2.5M | $0.29 |
| Q4 FY2025 | 31 Dec 2025 | $41.7M | $5.3M | $0.60 |
| Q3 FY2025 | 30 Sep 2025 | $5.7M | -$41.6M | -$4.76 |
| Q2 FY2025 | 30 Jun 2025 | $33.5M | $193.0K | $0.02 |
| Q1 FY2025 | 31 Mar 2025 | $35.5M | $943.0K | $0.11 |
| Q4 FY2024 | 31 Dec 2024 | $39.5M | $7.3M | $0.83 |
| Q3 FY2024 | 30 Sep 2024 | $33.8M | $7.0M | $0.80 |
Company events
The newest 8-K filings of 207 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 29 Oct 2026 | 8-K | Results | 2.02, 9.01 |
| 21 Sep 2026 | 8-K | Investor update | 7.01, 9.01 |
| 10 Sep 2026 | 8-K | Material agreement, New debt, Investor update | 1.01, 2.03, 7.01, 9.01 |
| 30 Jul 2026 | 8-K | Results | 2.02, 9.01 |
| 16 Jun 2026 | 8-K | Investor update | 7.01, 9.01 |
| 20 May 2026 | 8-K | Shareholder vote | 5.07 |
| 30 Apr 2026 | 8-K | Results | 2.02, 9.01 |
| 17 Mar 2026 | 8-K | Investor update | 7.01, 9.01 |
| 29 Jan 2026 | 8-K | Results | 2.02, 9.01 |
| 16 Dec 2025 | 8-K | Investor update | 7.01, 9.01 |
| 22 Oct 2025 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 22 Sep 2025 | 8-K | Deal completed | 2.01, 9.01 |
Every filing
The newest filings with the SEC of 353 held.
| Filed | Form | Period |
|---|---|---|
| 29 Oct 2026 | 8-K | 29 Oct 2026 |
| 9 Oct 2026 | EFFECT | – |
| 8 Oct 2026 | S-4/A | – |
| 1 Oct 2026 | S-4 | – |
| 21 Sep 2026 | 8-K | 21 Sep 2026 |
| 18 Sep 2026 | D | – |
| 10 Sep 2026 | 8-K | 10 Sep 2026 |
| 5 Aug 2026 | 10-Q | 30 Jun 2026 |
| 30 Jul 2026 | 8-K | 30 Jul 2026 |
| 16 Jun 2026 | 8-K | 16 Jun 2026 |
| 20 May 2026 | 8-K | 18 May 2026 |
| 6 May 2026 | 10-Q | 31 Mar 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 24 Feb 2026 | Fenech Joseph A., Director | Purchase | 1,000 | $19.83 | $19.8K | 10,102 | 26 Feb 2026 |
| 17 Nov 2025 | Lorch Nicole S., President & COO | Purchase | 2,000 | $17.96 | $35.9K | 70,206 | 18 Nov 2025 |
| 30 Oct 2025 | Dee Ann C., Director | Purchase | 1,110 | $17.94 | $19.9K | 17,070 | 3 Nov 2025 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 8 Apr 2026 | John C. Lame and Susan K. Lame Inheritance Trust 5/18/2020 | 13D | 1.72% | 149.2K |
| 26 Mar 2026 | The Vanguard Group | 13G amended | 0% | 0 |
| 30 Jan 2026 | The Vanguard Group | 13G | 5.09% | 444.0K |
| 21 Jan 2026 | Dimensional Fund Advisors LP | 13G amended | 5% | 431.6K |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 172.2K | -8.14% | 5.2 |
| 30 Sep 2026 | 187.5K | -8.77% | 4.02 |
| 15 Sep 2026 | 205.5K | +0.4% | 3.49 |
| 31 Aug 2026 | 204.7K | +0.64% | 4.04 |
| 14 Aug 2026 | 203.4K | -0.95% | 5.72 |
| 31 Jul 2026 | 205.3K | +1.17% | 3.72 |
| 15 Jul 2026 | 203.0K | +4.46% | 6.9 |
| 30 Jun 2026 | 194.3K | +1.22% | 4.05 |
Funds that hold it
From each fund's latest Form 13F.
127 funds held it at 30 Jun 2026: 57 added and 37 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 726,936 | $20.2M | -51,588 |
| Heartland Advisors Inc. | 375,900 | $10.5M | -9,000 |
| Aegis Financial Corp. | 354,261 | $9.8M | 0 |
| Vanguard Capital Management LLC | 346,351 | $9.6M | +10,103 |
| Dimensional Fund Advisors LP | 327,830 | $9.1M | -47,979 |
| AQR Capital Management LLC | 289,641 | $8.1M | +214,463 |
| CSM Advisors, LLC | 262,534 | $7.3M | +71,150 |
| Geode Capital Management, LLC | 227,248 | $6.3M | +17,437 |
| Acadian Asset Management LLC | 216,353 | $6.0M | 0 |
| Simcoe Capital LLC | 208,777 | $5.8M | +36,685 |
Peers
Companies in the same industry.
- Bank of Nova Scotia (BNS): revenue $27.0B, market value $115.9B
- Bank of New York Mellon Corp. (BNY): revenue $22.0B, market value $99.0B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $78.6B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $48.9B
- State Street Corp. (STT): revenue $15.5B, market value $46.3B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $31.9B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $30.7B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.0B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $26.9B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $26.6B