HBT Financial, Inc. (HBT)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 775215 · fiscal year ends in Dec
Closing price $36.83 on 29 Oct 2026; 52-week range $22.88 to $37.23.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $268.5M
- Revenue growth
- 15.6%
- Net income, last twelve months
- $77.7M
- Earnings per share
- $2.33
- Net margin
- 29.0%
- Return on equity
- 10.2%
- Market value
- $1.3B
- Price to earnings
- 15.8x
- Dividend yield
- 2.4%
- Cash
- $132.3M
- Debt
- $149.3M
- Debt to equity
- 0.20
- Shares outstanding
- 36.4M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $237.1M | – | $77.0M | $2.44 | – | 10-K filed 6 Mar 2026 |
| FY2024 | 31 Dec 2024 | $224.4M | – | $71.8M | $2.26 | – | 10-K filed 7 Mar 2025 |
| FY2023 | 31 Dec 2023 | $227.1M | – | $65.8M | $2.07 | – | 10-K filed 6 Mar 2024 |
| FY2022 | 31 Dec 2022 | $180.6M | – | $56.5M | $1.95 | – | 10-K filed 8 Mar 2023 |
| FY2021 | 31 Dec 2021 | $159.7M | – | $56.3M | $2.02 | – | 10-K filed 11 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $80.9M | $27.8M | $0.76 |
| Q1 FY2026 | 31 Mar 2026 | $67.3M | $11.2M | $0.34 |
| Q4 FY2025 | 31 Dec 2025 | $60.4M | $18.9M | $0.60 |
| Q3 FY2025 | 30 Sep 2025 | $59.8M | $19.8M | $0.63 |
| Q2 FY2025 | 30 Jun 2025 | $58.8M | $19.2M | $0.61 |
| Q1 FY2025 | 31 Mar 2025 | $58.0M | $19.1M | $0.60 |
| Q4 FY2024 | 31 Dec 2024 | $59.0M | $20.3M | $0.64 |
| Q3 FY2024 | 30 Sep 2024 | $56.4M | $18.2M | $0.57 |
Company events
The newest 8-K filings of 85 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 28 Oct 2026 | 8-K | Other events | 8.01 |
| 26 Oct 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 10 Aug 2026 | 8-K | Material agreement, Investor update | 1.01, 7.01, 9.01 |
| 27 Jul 2026 | 8-K | Results, Investor update, Other events | 2.02, 7.01, 8.01, 9.01 |
| 21 May 2026 | 8-K | Shareholder vote | 5.07 |
| 29 Apr 2026 | 8-K | Other events | 8.01 |
| 29 Apr 2026 | 8-K/A | Deal completed | 2.01, 9.01 |
| 27 Apr 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 25 Mar 2026 | 8-K | Leadership change, Investor update | 5.02, 7.01, 9.01 |
| 11 Mar 2026 | 8-K | Material agreement, New debt, Investor update | 1.01, 2.03, 7.01, 9.01 |
| 2 Mar 2026 | 8-K | Deal completed, Leadership change, Investor update | 2.01, 5.02, 7.01, 9.01 |
| 2 Feb 2026 | 8-K | Other events | 8.01 |
Every filing
The newest filings with the SEC of 190 held.
| Filed | Form | Period |
|---|---|---|
| 28 Oct 2026 | 8-K | 27 Oct 2026 |
| 26 Oct 2026 | 425 | – |
| 26 Oct 2026 | 425 | – |
| 26 Oct 2026 | 8-K | 26 Oct 2026 |
| 16 Sep 2026 | EFFECT | – |
| 14 Sep 2026 | S-4/A | – |
| 31 Aug 2026 | S-4 | – |
| 10 Aug 2026 | 425 | – |
| 10 Aug 2026 | 8-K | 10 Aug 2026 |
| 7 Aug 2026 | 10-Q | 30 Jun 2026 |
| 6 Aug 2026 | EFFECT | – |
| 4 Aug 2026 | S-4/A | – |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 28 Apr 2026 | Drake Fred L, Executive Chairman | Sale outside a trading plan | 15,742 | $28.93 | $455.4K | 45,815 | 30 Apr 2026 |
| 16 Mar 2026 | Horvath Lawrence J, EVP & Chief Lending Officer | Sale outside a trading plan | 5,000 | $26.60 | $133.0K | 58,609 | 17 Mar 2026 |
| 16 Mar 2026 | Busch Patrick F, Director | Sale outside a trading plan | 15,000 | $26.48 | $397.2K | 174,544 | 17 Mar 2026 |
| 10 Mar 2026 | Burwell Eric E, Director | Purchase | 4,000 | $26.24 | $105.0K | 35,820 | 11 Mar 2026 |
| 20 Feb 2026 | Drake Fred L, Executive Chairman | Sale outside a trading plan | 2,258 | $28.60 | $64.6K | 61,557 | 23 Feb 2026 |
| 18 Feb 2026 | Drake Fred L, Executive Chairman | Sale outside a trading plan | 2,000 | $28.74 | $57.5K | 63,815 | 20 Feb 2026 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 16 Mar 2026 | Patrick F Busch, Director | 15,000 | $392.6K | 16 Mar 2026 |
| 13 Mar 2026 | HORVATH LAWRENCE J, Director | 5,000 | $131.6K | 13 Mar 2026 |
| 19 Feb 2026 | DRAKE FRED L, Officer, Director, 10% Stockholder | 20,000 | $913.1M | 18 Feb 2026 |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 1.1M | -9.15% | 7.49 |
| 30 Sep 2026 | 1.2M | +14.63% | 8 |
| 15 Sep 2026 | 1.0M | +3.87% | 9.3 |
| 31 Aug 2026 | 973.4K | +5.96% | 8.46 |
| 14 Aug 2026 | 918.6K | +22.32% | 6.88 |
| 31 Jul 2026 | 751.0K | +32.35% | 4.97 |
| 15 Jul 2026 | 567.5K | +5.23% | 4.13 |
| 30 Jun 2026 | 539.3K | +121.59% | 1.59 |
Funds that hold it
From each fund's latest Form 13F.
144 funds held it at 30 Jun 2026: 71 added and 31 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 1,979,411 | $63.3M | +371,783 |
| Vanguard Capital Management LLC | 726,752 | $23.2M | +206,638 |
| Dimensional Fund Advisors LP | 588,886 | $18.8M | +27,727 |
| Manufacturers Life Insurance Company, the | 490,011 | $15.7M | -1,407 |
| Adage Capital Partners GP, L.l.c. | 473,202 | $15.1M | +27,422 |
| Geode Capital Management, LLC | 450,008 | $14.4M | +147,969 |
| State Street Corp. | 395,928 | $12.7M | +103,228 |
| American Century Companies Inc. | 349,781 | $11.2M | +23,837 |
| LPL Financial LLC | 321,709 | $10.3M | -2,339 |
| Wellington Management Group LLP | 298,605 | $9.6M | +298,605 |
Peers
Companies in the same industry.
- Bank of Nova Scotia (BNS): revenue $27.0B, market value $118.0B
- Bank of New York Mellon Corp. (BNY): revenue $21.4B, market value $101.3B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $81.3B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $49.4B
- State Street Corp. (STT): revenue $15.5B, market value $47.4B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $32.4B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $31.3B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.8B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $27.7B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $27.5B