First National Corp. (FXNC)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 719402 · fiscal year ends in Dec
Closing price $30.42 on 30 Oct 2026; 52-week range $22.30 to $32.37.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $93.3M
- Revenue growth
- 12.0%
- Net income, last twelve months
- $21.7M
- Earnings per share
- $2.40
- Net margin
- 23.3%
- Free cash flow
- $26.2M
- Return on equity
- 11.2%
- Market value
- $275.1M
- Price to earnings
- 12.7x
- Dividend yield
- 2.2%
- Cash
- $166.1M
- Debt
- $42.7M
- Debt to equity
- 0.22
- Shares outstanding
- 9.0M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $90.3M | – | $17.7M | $1.96 | $20.9M | 10-K filed 25 Mar 2026 |
| FY2024 | 31 Dec 2024 | $68.8M | – | $7.0M | $1.00 | -$25.5M | 10-K filed 31 Mar 2025 |
| FY2023 | 31 Dec 2023 | $55.2M | – | $9.6M | $1.53 | $14.5M | 10-K filed 29 Mar 2024 |
| FY2022 | 31 Dec 2022 | $58.2M | – | $16.8M | $2.68 | $25.6M | 10-K filed 30 Mar 2023 |
| FY2021 | 31 Dec 2021 | $45.0M | – | $10.4M | $1.86 | $7.0M | 10-K filed 30 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $24.0M | $5.7M | $0.63 |
| Q1 FY2026 | 31 Mar 2026 | $22.5M | $4.9M | $0.54 |
| Q4 FY2025 | 31 Dec 2025 | $24.0M | $5.5M | $0.61 |
| Q3 FY2025 | 30 Sep 2025 | $22.8M | $5.5M | $0.62 |
| Q2 FY2025 | 30 Jun 2025 | $22.4M | $5.1M | $0.56 |
| Q1 FY2025 | 31 Mar 2025 | $21.1M | $1.6M | $0.18 |
| Q4 FY2024 | 31 Dec 2024 | $24.8M | -$933.0K | -$0.10 |
| Q3 FY2024 | 30 Sep 2024 | $15.0M | $2.2M | $0.36 |
Company events
The newest 8-K filings of 213 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 23 Oct 2026 | 8-K | Results | 2.02, 9.01 |
| 13 Aug 2026 | 8-K | Other events | 8.01, 9.01 |
| 29 Jul 2026 | 8-K | Results | 2.02, 9.01 |
| 14 May 2026 | 8-K | Shareholder vote, Other events | 5.07, 8.01, 9.01 |
| 13 May 2026 | 8-K | Investor update | 7.01, 9.01 |
| 30 Apr 2026 | 8-K | Results | 2.02, 9.01 |
| 12 Feb 2026 | 8-K | Other events | 8.01, 9.01 |
| 12 Feb 2026 | 8-K | Other events | 8.01, 9.01 |
| 29 Jan 2026 | 8-K | Results | 2.02, 9.01 |
| 13 Nov 2025 | 8-K | Other events | 8.01, 9.01 |
| 30 Oct 2025 | 8-K | Results | 2.02, 9.01 |
| 14 Aug 2025 | 8-K | Other events | 8.01, 9.01 |
Every filing
The newest filings with the SEC of 452 held.
| Filed | Form | Period |
|---|---|---|
| 23 Oct 2026 | 8-K | 23 Oct 2026 |
| 13 Aug 2026 | 10-Q | 30 Jun 2026 |
| 13 Aug 2026 | 8-K | 12 Aug 2026 |
| 29 Jul 2026 | 8-K | 29 Jul 2026 |
| 14 May 2026 | 8-K | 13 May 2026 |
| 13 May 2026 | 10-Q | 31 Mar 2026 |
| 13 May 2026 | 8-K | 13 May 2026 |
| 30 Apr 2026 | 8-K | 30 Apr 2026 |
| 2 Apr 2026 | DEF 14A | 13 May 2026 |
| 2 Apr 2026 | ARS | 31 Dec 2025 |
| 25 Mar 2026 | 10-K | 31 Dec 2025 |
| 12 Feb 2026 | 8-K | 11 Feb 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 4 Mar 2026 | Schwartz Brad E, EVP - CFO | Purchase | 1,000 | $26.91 | $26.9K | 6,470 | 4 Mar 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 14 Aug 2026 | Fourthstone LLC | 13G amended | 0% | 100 |
| 28 Jul 2026 | BlackRock, Inc. | 13G | 5.6% | 507.1K |
| 15 May 2026 | Fourthstone LLC | 13G amended | 8.56% | 774.2K |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 116.7K | -16.4% | 7.73 |
| 30 Sep 2026 | 139.6K | -22.1% | 4.44 |
| 15 Sep 2026 | 179.3K | +5.14% | 7.6 |
| 31 Aug 2026 | 170.5K | +4.32% | 4.5 |
| 14 Aug 2026 | 163.4K | +6.24% | 5.94 |
| 31 Jul 2026 | 153.8K | +3.88% | 4.3 |
| 15 Jul 2026 | 148.1K | +0.64% | 4 |
| 30 Jun 2026 | 147.2K | +32.05% | 1.11 |
Funds that hold it
From each fund's latest Form 13F.
98 funds held it at 30 Jun 2026: 55 added and 15 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 549,166 | $16.5M | +149,254 |
| Vanguard Capital Management LLC | 343,910 | $10.3M | +17,453 |
| Petiole USA ltd | 305,340 | $9.2M | -2,600 |
| Acadian Asset Management LLC | 234,488 | $7.0M | +134,778 |
| Siena Capital Partners GP, LLC | 208,687 | $6.3M | -67,356 |
| Cutler Capital Management, LLC | 203,809 | $6.1M | -300 |
| Geode Capital Management, LLC | 196,713 | $5.9M | +17,093 |
| State Street Corp. | 146,258 | $4.4M | +29,018 |
| De Lisle Partners LLP | 138,113 | $4.2M | 0 |
| American Century Companies Inc. | 115,497 | $3.5M | +85,227 |
Peers
Companies in the same industry.
- Bank of Nova Scotia (BNS): revenue $27.0B, market value $115.9B
- Bank of New York Mellon Corp. (BNY): revenue $22.0B, market value $99.0B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $78.6B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $48.9B
- State Street Corp. (STT): revenue $15.5B, market value $46.3B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $31.9B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $30.7B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.0B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $26.9B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $26.6B