First United Corp. (FUNC)
Nasdaq · National Commercial Banks · Finance, insurance and real estate · CIK 763907 · fiscal year ends in Dec
Closing price $45.88 on 30 Oct 2026; 52-week range $34.53 to $46.18.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $93.3M
- Revenue growth
- 11.4%
- Net income, last twelve months
- $25.1M
- Earnings per share
- $3.87
- Net margin
- 26.8%
- Free cash flow
- $26.0M
- Return on equity
- 11.8%
- Market value
- $296.1M
- Price to earnings
- 11.9x
- Dividend yield
- 2.3%
- Cash
- $85.2M
- Debt
- $100.2M
- Debt to equity
- 0.47
- Shares outstanding
- 6.5M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $88.7M | – | $24.5M | $3.77 | $15.4M | 10-K filed 10 Mar 2026 |
| FY2024 | 31 Dec 2024 | $79.8M | – | $20.6M | $3.15 | $20.4M | 10-K filed 20 Mar 2025 |
| FY2023 | 31 Dec 2023 | $71.3M | – | $15.1M | $2.25 | $22.1M | 10-K filed 15 Mar 2024 |
| FY2022 | 31 Dec 2022 | $75.7M | – | $25.0M | $3.76 | $23.0M | 10-K filed 24 Mar 2023 |
| FY2021 | 31 Dec 2021 | $73.3M | – | $19.8M | $2.95 | $18.9M | 10-K filed 25 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $23.9M | $5.7M | $0.88 |
| Q1 FY2026 | 31 Mar 2026 | $23.4M | $6.7M | $1.03 |
| Q4 FY2025 | 31 Dec 2025 | $23.2M | $5.8M | $0.89 |
| Q3 FY2025 | 30 Sep 2025 | $22.7M | $6.9M | $1.07 |
| Q2 FY2025 | 30 Jun 2025 | $21.8M | $6.0M | $0.92 |
| Q1 FY2025 | 31 Mar 2025 | $20.9M | $5.8M | $0.89 |
| Q4 FY2024 | 31 Dec 2024 | $20.8M | $6.2M | $0.95 |
| Q3 FY2024 | 30 Sep 2024 | $20.3M | $5.8M | $0.89 |
Company events
The newest 8-K filings of 287 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 19 Oct 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 29 Sep 2026 | 8-K | Leadership change | 5.02 |
| 24 Sep 2026 | 8-K | Other events | 8.01, 9.01 |
| 20 Jul 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 22 Jun 2026 | 8-K | Other events | 8.01, 9.01 |
| 28 May 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 28 May 2026 | 8-K/A | Shareholder vote | 5.07, 9.01 |
| 11 May 2026 | 8-K | Shareholder vote | 5.07 |
| 7 May 2026 | 8-K | Investor update | 7.01, 9.01 |
| 21 Apr 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 12 Mar 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 11 Mar 2026 | 8-K | Leadership change | 5.02, 9.01 |
Every filing
The newest filings with the SEC of 697 held.
| Filed | Form | Period |
|---|---|---|
| 19 Oct 2026 | 8-K | 19 Oct 2026 |
| 29 Sep 2026 | 8-K | 24 Sep 2026 |
| 24 Sep 2026 | 8-K | 23 Sep 2026 |
| 6 Aug 2026 | 10-Q | 30 Jun 2026 |
| 20 Jul 2026 | 8-K | 20 Jul 2026 |
| 22 Jun 2026 | 8-K | 17 Jun 2026 |
| 28 May 2026 | 8-K | 27 May 2026 |
| 28 May 2026 | 8-K/A | 7 May 2026 |
| 11 May 2026 | 8-K | 7 May 2026 |
| 8 May 2026 | 10-Q | 31 Mar 2026 |
| 7 May 2026 | 8-K | 7 May 2026 |
| 21 Apr 2026 | 8-K | 20 Apr 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 3 Aug 2026 | Rodeheaver Carissa Lynn, Insider | Plan purchase | 37 | $45.32 | $1.7K | 48,907 | 5 Aug 2026 |
| 3 Aug 2026 | Rodeheaver Carissa Lynn, Insider | Plan purchase | 103 | $45.84 | $4.7K | 49,010 | 5 Aug 2026 |
| 3 Aug 2026 | Rush Jason Barry, Chairman, President & CEO | Plan purchase | 64 | $45.84 | $2.9K | 27,311 | 5 Aug 2026 |
| 3 Aug 2026 | Sturm Tonya K., EVP & CFO | Plan purchase | 2 | $45.84 | $113 | 11,835 | 5 Aug 2026 |
| 3 Aug 2026 | Boal Brian R., Director | Plan purchase | 74 | $45.84 | $3.4K | 22,386 | 5 Aug 2026 |
| 28 Jul 2026 | Fisher Robert L. Ii, EVP & Chief Banking Officer | Sale outside a trading plan | 5,250 | $45.29 | $237.8K | 9,105 | 29 Jul 2026 |
| 24 Jul 2026 | Rudy Irvin Robert, Director | Sale outside a trading plan | 1,000 | $44.58 | $44.6K | 37,500 | 28 Jul 2026 |
| 23 Jul 2026 | Sanders Keith, EVP & Chief Wealth Officer | Sale outside a trading plan | 5,000 | $43.68 | $218.4K | 10,342 | 27 Jul 2026 |
| 1 May 2026 | Sturm Tonya K., EVP & CFO | Plan purchase | 3 | $38.10 | $112 | 11,909 | 5 May 2026 |
| 1 May 2026 | Boal Brian R., Director | Plan purchase | 78 | $38.10 | $3.0K | 20,917 | 5 May 2026 |
| 1 May 2026 | Rush Jason Barry, President & CEO | Plan purchase | 76 | $38.10 | $2.9K | 27,167 | 5 May 2026 |
| 1 May 2026 | Rodeheaver Carissa Lynn, Director | Plan purchase | 44 | $37.70 | $1.7K | 47,777 | 5 May 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 28 Jul 2026 | BlackRock, Inc. | 13G | 5.9% | 378.9K |
| 27 Apr 2026 | BlackRock, Inc. | 13G amended | 4.99% | 324.8K |
| 26 Mar 2026 | The Vanguard Group | 13G amended | 0% | 0 |
| 21 Jan 2026 | BlackRock, Inc. | 13G | 5.1% | 329.1K |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 78.7K | -10.81% | 2 |
| 30 Sep 2026 | 88.2K | -4.7% | 2.36 |
| 15 Sep 2026 | 92.6K | +5.25% | 4.3 |
| 31 Aug 2026 | 88.0K | -2.57% | 5.9 |
| 14 Aug 2026 | 90.3K | +10.34% | 6.03 |
| 31 Jul 2026 | 81.8K | -11.42% | 2.58 |
| 15 Jul 2026 | 92.4K | +13% | 3.93 |
| 30 Jun 2026 | 81.7K | +69.32% | 2.21 |
Funds that hold it
From each fund's latest Form 13F.
95 funds held it at 30 Jun 2026: 43 added and 23 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 456,248 | $20.1M | +65,335 |
| Dimensional Fund Advisors LP | 361,916 | $16.0M | +974 |
| Vanguard Capital Management LLC | 269,289 | $11.9M | +332 |
| Gendell Jeffrey L | 178,352 | $7.9M | 0 |
| De Lisle Partners LLP | 164,390 | $7.3M | 0 |
| Geode Capital Management, LLC | 151,702 | $6.7M | +12,134 |
| Huber Capital Management LLC | 119,937 | $5.3M | 0 |
| American Century Companies Inc. | 113,551 | $5.0M | +191 |
| Renaissance Technologies LLC | 111,195 | $4.9M | +7,600 |
| Acadian Asset Management LLC | 106,844 | $4.7M | +12,138 |
Peers
Companies in the same industry.
- JPMorgan Chase & Co. (JPM): revenue $199.4B, market value $896.1B
- Bank of America Corp. (BAC): revenue –, market value $346.2B
- Wells Fargo & Company (WFC): revenue $87.2B, market value $250.4B
- Citigroup Inc. (C): revenue $91.4B, market value $205.7B
- Capital One Financial Corp. (COF): revenue $62.0B, market value $125.7B
- Mizuho Financial Group Inc. (MFG): revenue $29.9B, market value $118.3B
- U.S. Bancorp (USB): revenue $29.6B, market value $92.6B
- PNC Financial Services Group, Inc. (PNC): revenue $25.0B, market value $90.9B
- Truist Financial Corp. (TFC): revenue $19.4B, market value $58.5B
- Huntington Bancshares Inc. (HBAN): revenue $10.4B, market value $31.8B