Five Star Bancorp (FSBC)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 1275168 · fiscal year ends in Dec
Closing price $45.79 on 29 Oct 2026; 52-week range $32.87 to $49.68.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $177.8M
- Revenue growth
- 26.5%
- Net income, last twelve months
- $72.0M
- Earnings per share
- $3.38
- Net margin
- 40.5%
- Free cash flow
- $80.5M
- Return on equity
- 15.2%
- Market value
- $980.0M
- Price to earnings
- 13.5x
- Dividend yield
- 2.0%
- Cash
- $685.1M
- Debt
- $74.1M
- Debt to equity
- 0.16
- Shares outstanding
- 21.4M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $158.4M | – | $61.6M | $2.90 | $71.4M | 10-K filed 27 Feb 2026 |
| FY2024 | 31 Dec 2024 | $126.2M | – | $45.7M | $2.26 | $51.2M | 10-K filed 28 Feb 2025 |
| FY2023 | 31 Dec 2023 | $118.4M | – | $47.7M | $2.78 | $38.3M | 10-K filed 23 Feb 2024 |
| FY2022 | 31 Dec 2022 | $110.2M | – | $44.8M | $2.61 | $45.5M | 10-K filed 24 Feb 2023 |
| FY2021 | 31 Dec 2021 | $84.9M | – | $42.4M | $2.83 | $27.9M | 10-K filed 25 Feb 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $48.0M | $19.4M | $0.91 |
| Q1 FY2026 | 31 Mar 2026 | $45.1M | $18.6M | $0.87 |
| Q4 FY2025 | 31 Dec 2025 | $43.5M | $17.6M | $0.83 |
| Q3 FY2025 | 30 Sep 2025 | $41.3M | $16.3M | $0.77 |
| Q2 FY2025 | 30 Jun 2025 | $38.3M | $14.5M | $0.68 |
| Q1 FY2025 | 31 Mar 2025 | $35.3M | $13.1M | $0.62 |
| Q4 FY2024 | 31 Dec 2024 | $35.2M | $13.3M | $0.63 |
| Q3 FY2024 | 30 Sep 2024 | $31.8M | $10.9M | $0.52 |
Company events
The newest 8-K filings of 95 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 27 Oct 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 19 Oct 2026 | 8-K | Investor update | 7.01, 9.01 |
| 14 Oct 2026 | 8-K | Investor update | 7.01, 9.01 |
| 17 Sep 2026 | 8-K | Leadership change, Investor update | 5.02, 7.01, 9.01 |
| 10 Sep 2026 | 8-K | Leadership change | 5.02 |
| 23 Jul 2026 | 8-K | Material agreement, Other events | 1.01, 8.01, 9.01 |
| 22 Jul 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 20 Jul 2026 | 8-K | Investor update | 7.01, 9.01 |
| 10 Jul 2026 | 8-K | Investor update | 7.01, 9.01 |
| 28 May 2026 | 8-K | Shareholder vote | 5.07 |
| 28 Apr 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 20 Apr 2026 | 8-K | Investor update | 7.01, 9.01 |
Every filing
The newest filings with the SEC of 164 held.
| Filed | Form | Period |
|---|---|---|
| 27 Oct 2026 | 8-K | 26 Oct 2026 |
| 19 Oct 2026 | 8-K | 16 Oct 2026 |
| 14 Oct 2026 | 8-K | 13 Oct 2026 |
| 17 Sep 2026 | 8-K | 14 Sep 2026 |
| 10 Sep 2026 | 8-K | 4 Sep 2026 |
| 6 Aug 2026 | 10-Q | 30 Jun 2026 |
| 23 Jul 2026 | 8-K | 22 Jul 2026 |
| 22 Jul 2026 | 8-K | 22 Jul 2026 |
| 20 Jul 2026 | 8-K | 17 Jul 2026 |
| 10 Jul 2026 | 8-K | 9 Jul 2026 |
| 28 May 2026 | 8-K | 21 May 2026 |
| 7 May 2026 | 10-Q | 31 Mar 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 22 Jul 2026 | Allbaugh Larry Eugene, Director | Purchase | 5,682 | $44.00 | $250.0K | 507,401 | 24 Jul 2026 |
| 22 Jul 2026 | Allbaugh Larry Eugene, Director | Purchase | 90,909 | $44.00 | $4.0M | 1,101,687 | 24 Jul 2026 |
| 22 Jul 2026 | Perry-Smith Robert Truxtun, Director | Purchase | 31,363 | $44.00 | $1.4M | 258,898 | 24 Jul 2026 |
| 22 Jul 2026 | Deary-Bell Shannon, Director | Purchase | 5,682 | $44.00 | $250.0K | 85,244 | 24 Jul 2026 |
| 22 Jul 2026 | Lucas Donna, Director | Purchase | 1,136 | $44.00 | $50.0K | 14,254 | 24 Jul 2026 |
| 22 Jul 2026 | Riggs Judson Teichert, Director | Purchase | 2,273 | $44.00 | $100.0K | 87,531 | 24 Jul 2026 |
| 22 Jul 2026 | Ramos Kevin Francis, Director | Purchase | 5,682 | $44.00 | $250.0K | 177,546 | 24 Jul 2026 |
| 26 May 2026 | Wait Brett Levi, SVP, Chief Information Officer | Sale outside a trading plan | 1,640 | $42.27 | $69.3K | 16,873 | 27 May 2026 |
| 21 May 2026 | Lee Michael Eugene, SVP, Chief Regulatory Officer | Sale outside a trading plan | 867 | $41.23 | $35.7K | 32,764 | 26 May 2026 |
| 20 May 2026 | Beckwith James Eugene, President & CEO | Sale outside a trading plan | 2,000 | $41.12 | $82.2K | 471,014 | 22 May 2026 |
| 20 May 2026 | Beckwith James Eugene, President & CEO | Sale outside a trading plan | 2,000 | $41.22 | $82.4K | 469,014 | 22 May 2026 |
| 20 May 2026 | Beckwith James Eugene, President & CEO | Sale outside a trading plan | 2,428 | $41.34 | $100.4K | 466,586 | 22 May 2026 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 22 May 2026 | Wait Brett Levi, Officer | 1,640 | $68.9K | 26 May 2026 |
| 19 May 2026 | Beckwith James Eugene, Officer, Director | 6,428 | $264.6K | 19 May 2026 |
| 11 May 2026 | Wait Brett Levi, Officer | 2,583 | $107.8K | 11 May 2026 |
| 7 May 2026 | Lee Michael Eugene, Officer | 2,508 | $101.4K | 7 May 2026 |
| 6 Mar 2026 | Beckwith James Eugene, Officer, Director | 4,000 | $156.4K | 9 Mar 2026 |
| 12 Feb 2026 | Lee Michael Eugene, Officer | 2,400 | $96.5K | 18 Feb 2026 |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 1.3M | +0.29% | 8.57 |
| 30 Sep 2026 | 1.3M | +39% | 5.16 |
| 15 Sep 2026 | 920.0K | +19.28% | 6.08 |
| 31 Aug 2026 | 771.3K | -9.52% | 4.57 |
| 14 Aug 2026 | 852.5K | +27.91% | 5.78 |
| 31 Jul 2026 | 666.5K | -1.28% | 2.44 |
| 15 Jul 2026 | 675.2K | +5.58% | 5.69 |
| 30 Jun 2026 | 639.5K | +18.02% | 3.15 |
Funds that hold it
From each fund's latest Form 13F.
177 funds held it at 30 Jun 2026: 96 added and 38 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| T. Rowe Price Investment Management, Inc. | 2,059,362 | $100.3M | +35,872 |
| Davis Asset Management, L.P. | 1,511,500 | $73.6M | 0 |
| BlackRock, Inc. | 1,331,191 | $64.8M | +139,856 |
| Vanguard Capital Management LLC | 651,095 | $31.7M | -10,232 |
| American Century Companies Inc. | 528,934 | $25.8M | +69,619 |
| Geode Capital Management, LLC | 475,523 | $23.2M | +71,113 |
| Captrust Financial Advisors | 467,107 | $22.7M | +127 |
| Franklin Resources Inc. | 431,434 | $21.0M | -41,825 |
| Dimensional Fund Advisors LP | 383,908 | $18.7M | +61,970 |
| State Street Corp. | 365,823 | $17.8M | +17,516 |
Peers
Companies in the same industry.
- Bank of Nova Scotia (BNS): revenue $27.0B, market value $118.0B
- Bank of New York Mellon Corp. (BNY): revenue $21.4B, market value $101.3B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $81.3B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $49.4B
- State Street Corp. (STT): revenue $15.5B, market value $47.4B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $32.4B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $31.3B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.8B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $27.7B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $27.5B