First Northern Community Bancorp (FNRN)
Nasdaq · Savings Institution, Federally Chartered · Finance, insurance and real estate · CIK 1114927 · fiscal year ends in Dec
Closing price $17.14 on 30 Oct 2026; 52-week range $12.43 to $18.80.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $75.4M
- Revenue growth
- 4.8%
- Net income, last twelve months
- $22.6M
- Earnings per share
- $1.39
- Net margin
- 30.0%
- Free cash flow
- $6.3M
- Return on equity
- 10.4%
- Market value
- $281.0M
- Price to earnings
- 12.3x
- Cash
- $113.4M
- Debt
- $0
- Debt to equity
- 0.00
- Shares outstanding
- 16.4M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $73.6M | – | $21.1M | $1.27 | $5.2M | 10-K filed 13 Mar 2026 |
| FY2024 | 31 Dec 2024 | $70.4M | – | $20.0M | $1.24 | $19.2M | 10-K filed 7 Mar 2025 |
| FY2023 | 31 Dec 2023 | $74.4M | – | $21.6M | $1.41 | $26.1M | 10-K filed 11 Mar 2024 |
| FY2022 | 31 Dec 2022 | $61.6M | – | $15.9M | $1.09 | $21.4M | 10-K filed 10 Mar 2023 |
| FY2021 | 31 Dec 2021 | $54.1M | – | $14.2M | $1.00 | $24.5M | 10-K filed 14 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $18.8M | $4.7M | $0.29 |
| Q1 FY2026 | 31 Mar 2026 | $18.9M | $5.9M | $0.36 |
| Q4 FY2025 | 31 Dec 2025 | $19.2M | $6.0M | $0.36 |
| Q3 FY2025 | 30 Sep 2025 | $18.5M | $6.0M | $0.38 |
| Q2 FY2025 | 30 Jun 2025 | $18.5M | $5.5M | $0.35 |
| Q1 FY2025 | 31 Mar 2025 | $17.4M | $3.7M | $0.23 |
| Q4 FY2024 | 31 Dec 2024 | $18.0M | $5.8M | $0.37 |
| Q3 FY2024 | 30 Sep 2024 | $18.0M | $5.5M | $0.36 |
Company events
The newest 8-K filings of 169 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 30 Oct 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 30 Jul 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 26 May 2026 | 8-K | Shareholder vote | 5.07 |
| 30 Apr 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 22 Apr 2026 | 8-K | Other events | 8.01, 9.01 |
| 31 Mar 2026 | 8-K | Investor update, Other events | 7.01, 8.01, 9.01 |
| 24 Mar 2026 | 8-K | Other events | 8.01, 9.01 |
| 30 Jan 2026 | 8-K | Results, Investor update, Other events | 2.02, 7.01, 8.01, 9.01 |
| 27 Jan 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 27 Jan 2026 | 8-K | Bylaws or fiscal year change | 5.03, 9.01 |
| 12 Jan 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 30 Oct 2025 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
Every filing
The newest filings with the SEC of 354 held.
| Filed | Form | Period |
|---|---|---|
| 30 Oct 2026 | 8-K | 30 Sep 2026 |
| 7 Aug 2026 | 10-Q | 30 Jun 2026 |
| 30 Jul 2026 | 8-K | 30 Jun 2026 |
| 26 May 2026 | 8-K | 19 May 2026 |
| 7 May 2026 | 10-Q | 31 Mar 2026 |
| 30 Apr 2026 | 8-K | 31 Mar 2026 |
| 22 Apr 2026 | CERT | – |
| 22 Apr 2026 | 8-A12B | – |
| 22 Apr 2026 | 8-K | 21 Apr 2026 |
| 9 Apr 2026 | DEF 14A | 19 May 2026 |
| 31 Mar 2026 | 8-K | 26 Mar 2026 |
| 24 Mar 2026 | 8-K | 24 Mar 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 13 Aug 2026 | Martinez Richard M, Director | Sale outside a trading plan | 2,000 | $17.51 | $35.0K | 72,252 | 14 Aug 2026 |
| 12 Aug 2026 | Servat Jean-Luc, Director | Purchase | 600 | $17.29 | $10.4K | 5,235 | 12 Aug 2026 |
| 12 Aug 2026 | Servat Jean-Luc, Director | Purchase | 400 | $17.29 | $6.9K | 5,635 | 12 Aug 2026 |
| 11 Aug 2026 | Schulze Mark C, Director | Sale outside a trading plan | 1,118 | $17.40 | $19.5K | 729,921 | 12 Aug 2026 |
| 10 Aug 2026 | Schulze Mark C, Director | Sale outside a trading plan | 3,000 | $16.97 | $50.9K | 733,289 | 12 Aug 2026 |
| 10 Aug 2026 | Schulze Mark C, Director | Sale outside a trading plan | 2,250 | $17.18 | $38.6K | 731,039 | 12 Aug 2026 |
| 6 Aug 2026 | Schulze Mark C, Director | Sale outside a trading plan | 400 | $18.11 | $7.2K | 736,289 | 11 Aug 2026 |
| 6 Aug 2026 | Servat Jean-Luc, Director | Purchase | 500 | $18.12 | $9.1K | 4,635 | 7 Aug 2026 |
| 5 Aug 2026 | Servat Jean-Luc, Director | Purchase | 500 | $18.32 | $9.2K | 4,135 | 7 Aug 2026 |
| 5 Aug 2026 | Schulze Mark C, Director | Sale outside a trading plan | 232 | $18.30 | $4.2K | 736,689 | 6 Aug 2026 |
| 4 Aug 2026 | Schulze Mark C, Director | Sale outside a trading plan | 3,000 | $18.40 | $55.2K | 736,921 | 6 Aug 2026 |
| 15 May 2026 | Smith Jeremiah Zachary, President/CEO/Director | Sale outside a trading plan | 6,783 | $17.69 | $120.0K | 154,569 | 18 May 2026 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 18 Aug 2026 | Schulze Mark (FNRN), Director | 2,500 | $43.9K | 18 Aug 2026 |
| 4 Aug 2026 | Schulze Mark C (FNRN), Director | 10,000 | $182.0K | 4 Aug 2026 |
| 14 May 2026 | Smith Jeremiah Zachary, Officer, Director | 6,783 | $120.7K | 15 May 2026 |
| 12 May 2026 | Schulze Mark C, Director | 2,000 | $35.7K | 12 May 2026 |
| 11 May 2026 | Schulze Mark C, Director | 3,000 | $53.2K | 8 May 2026 |
| 8 May 2026 | Spink Kevin, Officer | 8,271 | $140.9K | 4 May 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 14 Aug 2026 | Fourthstone LLC | 13G amended | 7.01% | 1.2M |
| 11 Aug 2026 | M3 Funds, LLC | 13G amended | 1.49% | 244.9K |
| 28 Jul 2026 | BlackRock, Inc. | 13G | 6.4% | 1.1M |
| 17 Feb 2026 | Banc Fund IX L.P. | 13G amended | 1.9% | 301.7K |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 433.2K | -10.91% | 5.18 |
| 30 Sep 2026 | 486.3K | -10.88% | 4.75 |
| 15 Sep 2026 | 545.7K | -15.64% | 5.5 |
| 31 Aug 2026 | 646.9K | -3.39% | 7.27 |
| 14 Aug 2026 | 669.6K | +7.93% | 6.93 |
| 31 Jul 2026 | 620.4K | +10.11% | 4.39 |
| 15 Jul 2026 | 563.5K | +9.49% | 3.53 |
| 30 Jun 2026 | 514.6K | +340.78% | 1 |
Funds that hold it
From each fund's latest Form 13F.
59 funds held it at 30 Jun 2026: 57 added and 1 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| Fourthstone LLC | 1,150,060 | $20.6M | +1,150,060 |
| BlackRock, Inc. | 1,051,266 | $18.9M | +1,051,266 |
| Vanguard Capital Management LLC | 648,370 | $11.6M | +648,370 |
| Focus Partners Advisor Solutions, LLC | 383,690 | $6.9M | +383,690 |
| Geode Capital Management, LLC | 357,419 | $6.4M | +357,419 |
| AllianceBernstein L.P. | 265,280 | $4.8M | +265,280 |
| M3F, Inc. | 244,872 | $4.4M | +244,872 |
| State Street Corp. | 180,974 | $3.2M | +180,974 |
| Northern Trust Corp. | 115,087 | $2.1M | +115,087 |
| Vanguard Fiduciary Trust Co. | 101,735 | $1.8M | +101,735 |
Peers
Companies in the same industry.
- HSBC Holdings plc (HSBC): revenue $68.3B, market value $293.3B
- Axos Financial, Inc. (AX): revenue $1.6B, market value $5.1B
- Eastern Bankshares, Inc. (EBC): revenue $1.1B, market value $5.1B
- TFS Financial Corp. (TFSL): revenue $343.7M, market value $4.6B
- BankUnited, Inc. (BKU): revenue $1.1B, market value $3.1B
- Provident Financial Services Inc. (PFS): revenue $907.3M, market value $3.0B
- Capitol Federal Financial, Inc. (CFFN): revenue $229.2M, market value $1.1B
- HomeTrust Bancshares, Inc. (HTB): revenue $216.6M, market value $774.2M
- Kearny Financial Corp. (KRNY): revenue $178.1M, market value $589.6M
- Ponce Financial Group, Inc. (PDLB): revenue $120.0M, market value $543.9M