First Bancorp, Inc. (FNLC)
Nasdaq · National Commercial Banks · Finance, insurance and real estate · CIK 765207 · fiscal year ends in Dec
Closing price $36.26 on 30 Oct 2026; 52-week range $24.74 to $36.56.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $101.3M
- Revenue growth
- 16.7%
- Net income, last twelve months
- $37.8M
- Earnings per share
- $3.37
- Net margin
- 37.3%
- Free cash flow
- $35.6M
- Return on equity
- 12.9%
- Market value
- $409.0M
- Price to earnings
- 10.8x
- Dividend yield
- 4.1%
- Cash
- $29.8M
- Debt
- $214.1M
- Debt to equity
- 0.73
- Shares outstanding
- 11.3M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $94.7M | – | $34.4M | $3.07 | $34.6M | 10-K filed 6 Mar 2026 |
| FY2024 | 31 Dec 2024 | $80.3M | – | $27.0M | $2.43 | $24.6M | 10-K filed 7 Mar 2025 |
| FY2023 | 31 Dec 2023 | $80.6M | – | $29.5M | $2.66 | $34.3M | 10-K filed 8 Mar 2024 |
| FY2022 | 31 Dec 2022 | $93.0M | – | $39.0M | $3.53 | $39.8M | 10-K filed 10 Mar 2023 |
| FY2021 | 31 Dec 2021 | $85.7M | – | $36.3M | $3.30 | $52.9M | 10-K filed 11 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $25.8M | $9.6M | $0.85 |
| Q1 FY2026 | 31 Mar 2026 | $25.1M | $9.0M | $0.80 |
| Q4 FY2025 | 31 Dec 2025 | $25.8M | $10.2M | $0.91 |
| Q3 FY2025 | 30 Sep 2025 | $24.5M | $9.1M | $0.81 |
| Q2 FY2025 | 30 Jun 2025 | $22.5M | $8.1M | $0.72 |
| Q1 FY2025 | 31 Mar 2025 | $21.8M | $7.1M | $0.63 |
| Q4 FY2024 | 31 Dec 2024 | $22.0M | $7.3M | $0.66 |
| Q3 FY2024 | 30 Sep 2024 | $20.5M | $7.6M | $0.68 |
Company events
The newest 8-K filings of 273 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 21 Oct 2026 | 8-K | Results | 2.02 |
| 24 Sep 2026 | 8-K | Other events | 8.01 |
| 22 Jul 2026 | 8-K | Results | 2.02 |
| 8 Jul 2026 | 8-K | Leadership change | 5.02 |
| 25 Jun 2026 | 8-K | Other events | 8.01 |
| 18 May 2026 | 8-K/A | Bylaws or fiscal year change | 5.03 |
| 1 May 2026 | 8-K | Bylaws or fiscal year change | 5.03 |
| 1 May 2026 | 8-K | Leadership change | 5.02 |
| 1 May 2026 | 8-K | Shareholder vote | 5.07 |
| 22 Apr 2026 | 8-K | Results | 2.02 |
| 26 Mar 2026 | 8-K | Other events | 8.01 |
| 21 Jan 2026 | 8-K | Results | 2.02 |
Every filing
The newest filings with the SEC of 506 held.
| Filed | Form | Period |
|---|---|---|
| 21 Oct 2026 | 8-K | 21 Oct 2026 |
| 24 Sep 2026 | 8-K | 24 Sep 2026 |
| 17 Aug 2026 | N-PX | 30 Jun 2026 |
| 7 Aug 2026 | 10-Q | 30 Jun 2026 |
| 22 Jul 2026 | 8-K | 22 Jul 2026 |
| 8 Jul 2026 | 8-K | 8 Jul 2026 |
| 25 Jun 2026 | 8-K | 25 Jun 2026 |
| 18 May 2026 | 8-K/A | 29 Apr 2026 |
| 8 May 2026 | 10-Q | 31 Mar 2026 |
| 1 May 2026 | 8-K | 29 Apr 2026 |
| 1 May 2026 | 8-K | 29 Apr 2026 |
| 1 May 2026 | 8-K | 29 Apr 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 28 Jul 2026 | Tolman Sarah, EVP, Chief Banking Officer | Sale outside a trading plan | 5,200 | $35.22 | $183.1K | 2,191 | 29 Jul 2026 |
| 30 Apr 2026 | Swan Kimberly, Director | Purchase | 1,000 | $28.71 | $28.7K | 13,970 | 1 May 2026 |
| 30 Apr 2026 | Swan Kimberly, Director | Purchase | 500 | $28.64 | $14.3K | 14,470 | 1 May 2026 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 27 Jul 2026 | Tolman Sarah, Officer | 5,200 | $181.9K | 27 Jul 2026 |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 149.2K | +1.22% | 3.88 |
| 30 Sep 2026 | 147.4K | -8.02% | 3.05 |
| 15 Sep 2026 | 160.3K | +13.8% | 6.75 |
| 31 Aug 2026 | 140.8K | +14.81% | 5.68 |
| 14 Aug 2026 | 122.7K | +0.93% | 4.85 |
| 31 Jul 2026 | 121.5K | +6.29% | 3.05 |
| 15 Jul 2026 | 114.3K | -1.94% | 3.98 |
| 30 Jun 2026 | 116.6K | +38.03% | 1.59 |
Funds that hold it
From each fund's latest Form 13F.
121 funds held it at 30 Jun 2026: 54 added and 26 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 906,027 | $31.5M | +49,938 |
| First Bancorp, Inc | 738,401 | $25.7M | – |
| Dimensional Fund Advisors LP | 459,542 | $16.0M | -162 |
| Vanguard Capital Management LLC | 436,534 | $15.2M | +30,386 |
| Manufacturers Life Insurance Company, the | 375,643 | $13.1M | -2,391 |
| Geode Capital Management, LLC | 263,481 | $9.2M | +23,495 |
| State Street Corp. | 227,618 | $7.9M | +3,551 |
| Morgan Stanley | 183,589 | $6.4M | -5,102 |
| Renaissance Technologies LLC | 93,357 | $3.3M | -4,706 |
| Northern Trust Corp. | 85,971 | $3.0M | +1,516 |
Peers
Companies in the same industry.
- JPMorgan Chase & Co. (JPM): revenue $199.4B, market value $896.1B
- Bank of America Corp. (BAC): revenue –, market value $346.2B
- Wells Fargo & Company (WFC): revenue $87.2B, market value $250.4B
- Citigroup Inc. (C): revenue $91.4B, market value $205.7B
- Capital One Financial Corp. (COF): revenue $62.0B, market value $125.7B
- Mizuho Financial Group Inc. (MFG): revenue $29.9B, market value $118.3B
- U.S. Bancorp (USB): revenue $29.6B, market value $92.6B
- PNC Financial Services Group, Inc. (PNC): revenue $25.0B, market value $90.9B
- Truist Financial Corp. (TFC): revenue $19.4B, market value $58.5B
- Huntington Bancshares Inc. (HBAN): revenue $10.4B, market value $31.8B