First Guaranty Bancshares, Inc. (FGBI)
Nasdaq · Savings Institution, Federally Chartered · Finance, insurance and real estate · CIK 1408534 · fiscal year ends in Dec
Closing price $9.59 on 30 Oct 2026; 52-week range $4.41 to $10.72.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $93.5M
- Revenue growth
- -7.5%
- Net income, last twelve months
- -$36.4M
- Net margin
- -38.9%
- Free cash flow
- $38.5M
- Return on equity
- -16.0%
- Market value
- $151.5M
- Dividend yield
- 0.4%
- Cash
- $781.6M
- Debt
- $186.3M
- Debt to equity
- 0.82
- Shares outstanding
- 15.8M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $95.4M | -$46.2M | -$56.0M | -$4.17 | -$10.0M | 10-K filed 31 Mar 2026 |
| FY2024 | 31 Dec 2024 | $113.2M | – | $12.4M | $0.81 | $30.7M | 10-K filed 17 Mar 2025 |
| FY2023 | 31 Dec 2023 | $95.3M | – | $9.2M | $0.62 | $6.9M | 10-K filed 15 Mar 2024 |
| FY2022 | 31 Dec 2022 | $111.1M | – | $28.9M | $2.48 | $34.2M | 10-K filed 16 Mar 2023 |
| FY2021 | 31 Dec 2021 | $100.4M | – | $27.3M | $2.42 | $24.3M | 10-K filed 16 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $24.2M | $3.4M | $0.17 |
| Q1 FY2026 | 31 Mar 2026 | $22.9M | $2.7M | $0.14 |
| Q4 FY2025 | 31 Dec 2025 | $22.3M | $2.5M | -$0.01 |
| Q3 FY2025 | 30 Sep 2025 | $24.1M | -$45.0M | -$3.01 |
| Q2 FY2025 | 30 Jun 2025 | $24.4M | -$7.3M | -$0.61 |
| Q1 FY2025 | 31 Mar 2025 | $24.6M | -$6.2M | -$0.54 |
| Q4 FY2024 | 31 Dec 2024 | $25.1M | $1.0M | $0.03 |
| Q3 FY2024 | 30 Sep 2024 | $27.1M | $1.9M | $0.11 |
Company events
The newest 8-K filings of 339 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 27 Oct 2026 | 8-K | Results | 2.02, 9.01 |
| 27 Oct 2026 | 8-K | Other events | 8.01 |
| 10 Sep 2026 | 8-K | Other events | 8.01 |
| 7 Aug 2026 | 8-K | Other events | 8.01, 9.01 |
| 6 Aug 2026 | 8-K | Investor update | 7.01 |
| 5 Aug 2026 | 8-K | Other events | 8.01 |
| 31 Jul 2026 | 8-K | Results | 2.02, 9.01 |
| 27 Jul 2026 | 8-K | Results | 2.02, 9.01 |
| 4 Jun 2026 | 8-K | Other events | 8.01 |
| 22 May 2026 | 8-K | Shareholder vote | 5.07 |
| 7 May 2026 | 8-K | Results | 2.02, 9.01 |
| 5 May 2026 | 8-K | Agreement ended | 1.02 |
Every filing
The newest filings with the SEC of 526 held.
| Filed | Form | Period |
|---|---|---|
| 27 Oct 2026 | 8-K | 27 Oct 2026 |
| 27 Oct 2026 | 8-K | 27 Oct 2026 |
| 8 Oct 2026 | D | – |
| 10 Sep 2026 | 8-K | 10 Sep 2026 |
| 14 Aug 2026 | 10-Q | 30 Jun 2026 |
| 7 Aug 2026 | 8-K | 7 Aug 2026 |
| 6 Aug 2026 | 8-K | 6 Aug 2026 |
| 5 Aug 2026 | 8-K | 5 Aug 2026 |
| 31 Jul 2026 | 8-K | 31 Jul 2026 |
| 27 Jul 2026 | 8-K | 27 Jul 2026 |
| 13 Jul 2026 | D | – |
| 4 Jun 2026 | 8-K | 4 Jun 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 30 Sep 2026 | Smith Edgar R. Iii, Director | Purchase | 99,277 | $8.28 | $822.0K | 958,523 | 2 Oct 2026 |
| 17 Sep 2026 | Mcanally Bruce, Director | Purchase | 500 | $17.60 | $8.8K | 2,270 | 18 Sep 2026 |
| 16 Sep 2026 | Mcanally Bruce, Director | Purchase | 20 | $17.60 | $352 | 1,770 | 18 Sep 2026 |
| 15 Sep 2026 | Mcanally Bruce, Director | Purchase | 570 | $17.75 | $10.1K | 570 | 18 Sep 2026 |
| 15 Sep 2026 | Mcanally Bruce, Director | Purchase | 165 | $17.72 | $2.9K | 165 | 18 Sep 2026 |
| 15 Sep 2026 | Mcanally Bruce, Director | Purchase | 125 | $17.72 | $2.2K | 125 | 18 Sep 2026 |
| 15 Sep 2026 | Walker Robert W, Director | Purchase | 4,000 | $17.74 | $71.0K | 11,702 | 17 Sep 2026 |
| 10 Sep 2026 | Walker Robert W, Director | Purchase | 2,500 | $18.18 | $45.5K | 7,702 | 11 Sep 2026 |
| 10 Sep 2026 | Walker Robert W, Director | Purchase | 6,000 | $7.88 | $47.3K | 62,621 | 11 Sep 2026 |
| 9 Sep 2026 | Mcanally Bruce, Director | Purchase | 250 | $18.25 | $4.6K | 1,750 | 10 Sep 2026 |
| 8 Sep 2026 | Mcanally Bruce, Director | Purchase | 500 | $18.40 | $9.2K | 1,500 | 10 Sep 2026 |
| 3 Sep 2026 | Mcanally Bruce, Director | Purchase | 200 | $18.50 | $3.7K | 1,000 | 8 Sep 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 5 Jan 2026 | Smith Edgar R. III | 13D amended | 18.2% | 2.9M |
| 5 Jan 2026 | REYNOLDS MARSHALL T | 13D amended | 12.9% | 2.0M |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 379.6K | -0.28% | 14.96 |
| 30 Sep 2026 | 380.6K | +9.44% | 13.79 |
| 15 Sep 2026 | 347.8K | -1.88% | 22.78 |
| 31 Aug 2026 | 354.5K | +1.13% | 16.25 |
| 14 Aug 2026 | 350.5K | -2.72% | 21.41 |
| 31 Jul 2026 | 360.3K | -20.21% | 15.07 |
| 15 Jul 2026 | 451.6K | -6.13% | 11.33 |
| 30 Jun 2026 | 481.0K | +190.05% | 4.25 |
Funds that hold it
From each fund's latest Form 13F.
46 funds held it at 30 Jun 2026: 29 added and 2 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 423,799 | $4.3M | +389,753 |
| Vanguard Capital Management LLC | 283,913 | $2.9M | +18,203 |
| Geode Capital Management, LLC | 160,326 | $1.6M | +82,179 |
| Bridgeway Capital Management, LLC | 87,044 | $876.5K | 0 |
| Cullen Investment Group, Ltd | 62,209 | $626.4K | +58 |
| Northern Trust Corp. | 47,977 | $483.1K | +24,300 |
| Empowered Funds, LLC | 47,753 | $480.9K | 0 |
| State Street Corp. | 47,531 | $478.6K | +25,700 |
| Vanguard Fiduciary Trust Co. | 45,341 | $456.6K | +7,451 |
| Vanguard Portfolio Management LLC | 40,114 | $403.9K | +40,114 |
Peers
Companies in the same industry.
- HSBC Holdings plc (HSBC): revenue $68.3B, market value $293.3B
- Axos Financial, Inc. (AX): revenue $1.6B, market value $5.1B
- Eastern Bankshares, Inc. (EBC): revenue $1.1B, market value $5.1B
- TFS Financial Corp. (TFSL): revenue $343.7M, market value $4.6B
- BankUnited, Inc. (BKU): revenue $1.1B, market value $3.1B
- Provident Financial Services Inc. (PFS): revenue $907.3M, market value $3.0B
- Capitol Federal Financial, Inc. (CFFN): revenue $229.2M, market value $1.1B
- HomeTrust Bancshares, Inc. (HTB): revenue $216.6M, market value $774.2M
- Kearny Financial Corp. (KRNY): revenue $178.1M, market value $589.6M
- Ponce Financial Group, Inc. (PDLB): revenue $120.0M, market value $543.9M