First Capital Inc. (FCAP)
Nasdaq · Savings Institution, Federally Chartered · Finance, insurance and real estate · CIK 1070296 · fiscal year ends in Dec
Closing price $62.57 on 30 Oct 2026; 52-week range $42.13 to $69.70.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $54.5M
- Revenue growth
- 18.2%
- Net income, last twelve months
- $18.4M
- Earnings per share
- $5.53
- Net margin
- 33.8%
- Free cash flow
- $21.7M
- Return on equity
- 12.9%
- Market value
- $209.3M
- Price to earnings
- 11.3x
- Dividend yield
- 2.0%
- Cash
- $149.8M
- Shares outstanding
- 3.3M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $50.6M | – | $16.4M | $4.89 | $19.9M | 10-K filed 31 Mar 2026 |
| FY2024 | 31 Dec 2024 | $43.4M | $14.2M | $11.9M | $3.57 | $21.6M | 10-K filed 31 Mar 2025 |
| FY2023 | 31 Dec 2023 | $42.2M | $15.1M | $12.8M | $3.82 | $13.5M | 10-K filed 29 Mar 2024 |
| FY2022 | 31 Dec 2022 | $40.3M | $14.2M | $11.9M | $3.55 | $16.1M | 10-K filed 22 Mar 2023 |
| FY2021 | 31 Dec 2021 | $37.9M | $13.7M | $11.4M | $3.41 | $21.3M | 10-K filed 14 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $14.3M | $4.8M | $1.43 |
| Q1 FY2026 | 31 Mar 2026 | $13.5M | $4.3M | $1.30 |
| Q4 FY2025 | 31 Dec 2025 | $13.5M | $4.9M | $1.46 |
| Q3 FY2025 | 30 Sep 2025 | $13.3M | $4.5M | $1.34 |
| Q2 FY2025 | 30 Jun 2025 | $12.4M | $3.8M | $1.13 |
| Q1 FY2025 | 31 Mar 2025 | $11.4M | $3.2M | $0.97 |
| Q4 FY2024 | 31 Dec 2024 | $11.3M | $3.3M | $0.97 |
| Q3 FY2024 | 30 Sep 2024 | $10.9M | $2.9M | $0.87 |
Company events
The newest 8-K filings of 173 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 23 Oct 2026 | 8-K | Results | 2.02, 9.01 |
| 24 Jul 2026 | 8-K | Results | 2.02, 9.01 |
| 22 May 2026 | 8-K | Shareholder vote | 5.07 |
| 24 Apr 2026 | 8-K | Results | 2.02, 9.01 |
| 19 Feb 2026 | 8-K | Other events | 8.01, 9.01 |
| 23 Jan 2026 | 8-K | Results | 2.02, 9.01 |
| 24 Oct 2025 | 8-K | Results | 2.02, 9.01 |
| 29 Aug 2025 | 8-K | Other events | 8.01, 9.01 |
| 25 Jul 2025 | 8-K | Results | 2.02, 9.01 |
| 28 May 2025 | 8-K | Shareholder vote | 5.07 |
| 25 Apr 2025 | 8-K | Results | 2.02, 9.01 |
| 20 Feb 2025 | 8-K | Other events | 8.01, 9.01 |
Every filing
The newest filings with the SEC of 397 held.
| Filed | Form | Period |
|---|---|---|
| 23 Oct 2026 | 8-K | 23 Oct 2026 |
| 12 Aug 2026 | 10-Q | 30 Jun 2026 |
| 24 Jul 2026 | 8-K | 24 Jul 2026 |
| 22 May 2026 | 8-K | 18 May 2026 |
| 12 May 2026 | 10-Q | 31 Mar 2026 |
| 24 Apr 2026 | 8-K | 24 Apr 2026 |
| 8 Apr 2026 | ARS | 31 Dec 2025 |
| 8 Apr 2026 | DEFA14A | – |
| 8 Apr 2026 | DEF 14A | 18 May 2026 |
| 31 Mar 2026 | 10-K | 31 Dec 2025 |
| 19 Feb 2026 | 8-K | 19 Feb 2026 |
| 23 Jan 2026 | 8-K | 23 Jan 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 31 Jul 2026 | Vanguard Capital Management | 13G amended | 4.92% | 164.9K |
| 29 Apr 2026 | Vanguard Capital Management | 13G | 5.08% | 170.1K |
| 26 Mar 2026 | The Vanguard Group | 13G amended | 0% | 0 |
| 30 Jan 2026 | The Vanguard Group | 13G | 5.62% | 188.3K |
| 21 Jan 2026 | BlackRock, Inc. | 13G | 5.2% | 172.4K |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 166.5K | +7.66% | 7.1 |
| 30 Sep 2026 | 154.6K | +7.65% | 5.62 |
| 15 Sep 2026 | 143.6K | +14.05% | 10.02 |
| 31 Aug 2026 | 125.9K | +28.14% | 6.93 |
| 14 Aug 2026 | 98.3K | +43.79% | 6.48 |
| 31 Jul 2026 | 68.3K | +22.03% | 4.57 |
| 15 Jul 2026 | 56.0K | +25.86% | 7.25 |
| 30 Jun 2026 | 44.5K | -24.05% | 3.1 |
Funds that hold it
From each fund's latest Form 13F.
64 funds held it at 30 Jun 2026: 30 added and 16 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 198,569 | $12.8M | +24,561 |
| Vanguard Capital Management LLC | 142,858 | $9.2M | -6,565 |
| Geode Capital Management, LLC | 84,643 | $5.5M | +4,135 |
| Siena Capital Partners GP, LLC | 49,947 | $3.2M | -15,474 |
| State Street Corp. | 46,960 | $3.0M | +600 |
| Farther Finance Advisors, LLC | 37,628 | $2.4M | -770 |
| Bridgeway Capital Management, LLC | 35,887 | $2.3M | 0 |
| HighTower Advisors, LLC | 28,124 | $1.8M | -4 |
| Northern Trust Corp. | 26,199 | $1.7M | +2,275 |
| Dimensional Fund Advisors LP | 25,192 | $1.6M | +343 |
Peers
Companies in the same industry.
- HSBC Holdings plc (HSBC): revenue $68.3B, market value $293.3B
- Axos Financial, Inc. (AX): revenue $1.6B, market value $5.1B
- Eastern Bankshares, Inc. (EBC): revenue $1.1B, market value $5.1B
- TFS Financial Corp. (TFSL): revenue $343.7M, market value $4.6B
- BankUnited, Inc. (BKU): revenue $1.1B, market value $3.1B
- Provident Financial Services Inc. (PFS): revenue $907.3M, market value $3.0B
- Capitol Federal Financial, Inc. (CFFN): revenue $229.2M, market value $1.1B
- HomeTrust Bancshares, Inc. (HTB): revenue $216.6M, market value $774.2M
- Kearny Financial Corp. (KRNY): revenue $178.1M, market value $589.6M
- Ponce Financial Group, Inc. (PDLB): revenue $120.0M, market value $543.9M