First Business Financial Services, Inc. (FBIZ)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 1521951 · fiscal year ends in Dec
Closing price $73.73 on 29 Oct 2026; 52-week range $49.12 to $73.73.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $177.8M
- Revenue growth
- 10.3%
- Net income, last twelve months
- $55.5M
- Earnings per share
- $6.56
- Net margin
- 31.2%
- Free cash flow
- $80.9M
- Return on equity
- 14.0%
- Market value
- $617.0M
- Price to earnings
- 11.2x
- Dividend yield
- 1.7%
- Cash
- $163.4M
- Debt
- $346.8M
- Debt to equity
- 0.88
- Shares outstanding
- 8.4M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $168.6M | – | $50.3M | $5.94 | $61.1M | 10-K filed 25 Feb 2026 |
| FY2024 | 31 Dec 2024 | $153.5M | – | $44.2M | $5.20 | $57.3M | 10-K filed 26 Feb 2025 |
| FY2023 | 31 Dec 2023 | $143.9M | – | $37.0M | $4.33 | $49.4M | 10-K filed 28 Feb 2024 |
| FY2022 | 31 Dec 2022 | $127.8M | – | $40.9M | $4.75 | $35.4M | 10-K filed 22 Feb 2023 |
| FY2021 | 31 Dec 2021 | $112.8M | – | $35.8M | $4.17 | $35.6M | 10-K filed 23 Feb 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $46.7M | $15.6M | $1.84 |
| Q1 FY2026 | 31 Mar 2026 | $44.3M | $12.2M | $1.44 |
| Q4 FY2025 | 31 Dec 2025 | $42.2M | $13.3M | $1.58 |
| Q3 FY2025 | 30 Sep 2025 | $44.5M | $14.4M | $1.70 |
| Q2 FY2025 | 30 Jun 2025 | $41.0M | $11.4M | $1.35 |
| Q1 FY2025 | 31 Mar 2025 | $40.8M | $11.2M | $1.32 |
| Q4 FY2024 | 31 Dec 2024 | $41.2M | $14.4M | $1.71 |
| Q3 FY2024 | 30 Sep 2024 | $38.1M | $10.5M | $1.24 |
Company events
The newest 8-K filings of 320 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 29 Oct 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 20 Aug 2026 | 8-K | Investor update | 7.01, 9.01 |
| 30 Jul 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 28 May 2026 | 8-K | Leadership change, Investor update | 5.02, 7.01, 9.01 |
| 11 May 2026 | 8-K/A | Leadership change | 5.02, 9.01 |
| 5 May 2026 | 8-K | Investor update | 7.01, 9.01 |
| 29 Apr 2026 | 8-K | Shareholder vote | 5.07, 9.01 |
| 23 Apr 2026 | 8-K | Results, Investor update | 2.02, 7.01 |
| 16 Apr 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 14 Apr 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 12 Mar 2026 | 8-K | Investor update | 7.01, 9.01 |
| 3 Feb 2026 | 8-K | Investor update | 7.01, 9.01 |
Every filing
The newest filings with the SEC of 476 held.
| Filed | Form | Period |
|---|---|---|
| 29 Oct 2026 | 8-K | 29 Oct 2026 |
| 21 Aug 2026 | N-PX | 30 Jun 2026 |
| 20 Aug 2026 | 8-K | 20 Aug 2026 |
| 31 Jul 2026 | 10-Q | 30 Jun 2026 |
| 30 Jul 2026 | 8-K | 30 Jul 2026 |
| 28 May 2026 | 8-K | 22 May 2026 |
| 11 May 2026 | 8-K/A | 15 Apr 2026 |
| 5 May 2026 | 8-K | 5 May 2026 |
| 29 Apr 2026 | 8-K | 24 Apr 2026 |
| 28 Apr 2026 | S-8 | – |
| 24 Apr 2026 | 10-Q | 31 Mar 2026 |
| 23 Apr 2026 | 8-K | 23 Apr 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 27 Aug 2026 | Chandler Jodi A, Chief Human Resources Officer | Sale outside a trading plan | 675 | $70.19 | $47.4K | 22,550 | 28 Aug 2026 |
| 7 Nov 2025 | Crampton Kevin D, Chief Accounting Officer | Purchase | 71 | $51.40 | $3.6K | 1,892 | 10 Nov 2025 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 26 Mar 2026 | The Vanguard Group | 13G amended | 0% | 0 |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 380.1K | +5.18% | 5.75 |
| 30 Sep 2026 | 361.4K | +17.18% | 5.01 |
| 15 Sep 2026 | 308.4K | +17.11% | 6.49 |
| 31 Aug 2026 | 263.4K | +18.61% | 4.67 |
| 14 Aug 2026 | 222.0K | +20.25% | 4.05 |
| 31 Jul 2026 | 184.7K | +19.82% | 2.31 |
| 15 Jul 2026 | 154.1K | +13.93% | 2.87 |
| 30 Jun 2026 | 135.3K | +65.81% | 2.03 |
Funds that hold it
From each fund's latest Form 13F.
154 funds held it at 30 Jun 2026: 72 added and 40 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 928,380 | $58.6M | +58,178 |
| Dimensional Fund Advisors LP | 498,430 | $31.5M | -1,286 |
| Vanguard Capital Management LLC | 343,482 | $21.7M | +2,944 |
| First Business Financial Services, Inc. | 340,189 | $21.5M | -21,122 |
| American Century Companies Inc. | 272,788 | $17.2M | +32,651 |
| Manufacturers Life Insurance Company, the | 243,005 | $15.4M | -1,790 |
| Geode Capital Management, LLC | 214,987 | $13.6M | +15,215 |
| State Street Corp. | 187,371 | $11.8M | +13,653 |
| Banc Funds Co. LLC | 163,224 | $10.3M | -3,000 |
| Cutler Capital Management, LLC | 154,346 | $9.8M | -244 |
Peers
Companies in the same industry.
- Bank of Nova Scotia (BNS): revenue $27.0B, market value $118.0B
- Bank of New York Mellon Corp. (BNY): revenue $21.4B, market value $101.3B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $81.3B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $49.4B
- State Street Corp. (STT): revenue $15.5B, market value $47.4B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $32.4B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $31.3B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.8B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $27.7B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $27.5B