Esquire Financial Holdings, Inc. (ESQ)
Nasdaq · Commercial Banks, Nec · Finance, insurance and real estate · CIK 1531031 · fiscal year ends in Dec
Closing price $127.48 on 29 Oct 2026; 52-week range $92.91 to $132.92.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $159.6M
- Revenue growth
- 18.6%
- Net income, last twelve months
- $52.7M
- Earnings per share
- $6.06
- Net margin
- 33.0%
- Free cash flow
- $66.4M
- Return on equity
- 16.8%
- Market value
- $1.1B
- Price to earnings
- 21.0x
- Dividend yield
- 0.6%
- Cash
- $242.2M
- Debt
- $0
- Debt to equity
- 0.00
- Shares outstanding
- 8.6M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $146.6M | – | $50.8M | $5.87 | $56.7M | 10-K filed 13 Mar 2026 |
| FY2024 | 31 Dec 2024 | $124.8M | – | $43.7M | $5.14 | $41.5M | 10-K filed 17 Mar 2025 |
| FY2023 | 31 Dec 2023 | $113.5M | – | $41.0M | $4.91 | $41.8M | 10-K filed 29 Mar 2024 |
| FY2022 | 31 Dec 2022 | $84.3M | – | $28.5M | $3.47 | $38.7M | 10-K filed 27 Mar 2023 |
| FY2021 | 31 Dec 2021 | $64.7M | – | $17.9M | $2.26 | $29.1M | 10-K filed 11 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $42.1M | $13.0M | $1.49 |
| Q1 FY2026 | 31 Mar 2026 | $40.5M | $12.2M | $1.40 |
| Q4 FY2025 | 31 Dec 2025 | $39.4M | $13.5M | $1.55 |
| Q3 FY2025 | 30 Sep 2025 | $37.6M | $14.1M | $1.62 |
| Q2 FY2025 | 30 Jun 2025 | $35.8M | $11.9M | $1.38 |
| Q1 FY2025 | 31 Mar 2025 | $33.8M | $11.4M | $1.33 |
| Q4 FY2024 | 31 Dec 2024 | $33.1M | $11.8M | $1.37 |
| Q3 FY2024 | 30 Sep 2024 | $31.9M | $11.4M | $1.34 |
Company events
The newest 8-K filings of 101 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 27 Oct 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 3 Aug 2026 | 8-K | Deal completed, Leadership change, Other events | 2.01, 5.02, 8.01, 9.01 |
| 30 Jul 2026 | 8-K | Other events | 8.01, 9.01 |
| 23 Jul 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 24 Jun 2026 | 8-K | Shareholder vote, Other events | 5.07, 8.01, 9.01 |
| 9 Jun 2026 | 8-K | Other events | 8.01, 9.01 |
| 28 May 2026 | 8-K | Shareholder vote | 5.07 |
| 30 Apr 2026 | 8-K | Other events | 8.01, 9.01 |
| 23 Apr 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 2 Apr 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 12 Mar 2026 | 8-K | Material agreement, Other events | 1.01, 8.01, 9.01 |
| 2 Feb 2026 | 8-K | Other events | 8.01, 9.01 |
Every filing
The newest filings with the SEC of 204 held.
| Filed | Form | Period |
|---|---|---|
| 27 Oct 2026 | 8-K | 27 Oct 2026 |
| 15 Oct 2026 | 8-K/A | 1 Aug 2026 |
| 10 Aug 2026 | 10-Q | 30 Jun 2026 |
| 3 Aug 2026 | S-8 | – |
| 3 Aug 2026 | 8-K | 1 Aug 2026 |
| 30 Jul 2026 | 8-K | 30 Jul 2026 |
| 23 Jul 2026 | 8-K | 23 Jul 2026 |
| 24 Jun 2026 | 425 | – |
| 24 Jun 2026 | 8-K | 23 Jun 2026 |
| 9 Jun 2026 | 425 | – |
| 9 Jun 2026 | 8-K | 9 Jun 2026 |
| 28 May 2026 | 8-K | 28 May 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 18 Sep 2026 | Sagliocca Andrew C, Vice Chairman, President & CEO | Sale outside a trading plan | 10,000 | $122.73 | $1.2M | 288,798 | 21 Sep 2026 |
| 30 Jul 2026 | Mitzman Robert, Director | Sale outside a trading plan | 3,000 | $129.60 | $388.8K | 139,679 | 3 Aug 2026 |
| 19 Mar 2026 | Powers Richard T, Director | Sale outside a trading plan | 2,308 | $104.83 | $241.9K | 58,233 | 20 Mar 2026 |
| 19 Mar 2026 | Zises Selig, Director | Sale outside a trading plan | 2,000 | $105.25 | $210.5K | 6,501 | 20 Mar 2026 |
| 19 Mar 2026 | Zises Selig, Director | Sale outside a trading plan | 3,000 | $105.00 | $315.0K | 63,533 | 20 Mar 2026 |
| 18 Mar 2026 | Zises Selig, Director | Sale outside a trading plan | 8,500 | $107.00 | $909.5K | 12,501 | 20 Mar 2026 |
| 18 Mar 2026 | Zises Selig, Director | Sale outside a trading plan | 2,000 | $105.53 | $211.1K | 10,501 | 20 Mar 2026 |
| 18 Mar 2026 | Zises Selig, Director | Sale outside a trading plan | 2,000 | $106.04 | $212.1K | 8,501 | 20 Mar 2026 |
| 18 Mar 2026 | Zises Selig, Director | Sale outside a trading plan | 1,500 | $105.11 | $157.7K | 77,533 | 20 Mar 2026 |
| 18 Mar 2026 | Zises Selig, Director | Sale outside a trading plan | 2,000 | $105.16 | $210.3K | 75,533 | 20 Mar 2026 |
| 18 Mar 2026 | Zises Selig, Director | Sale outside a trading plan | 1,500 | $106.08 | $159.1K | 74,033 | 20 Mar 2026 |
| 18 Mar 2026 | Zises Selig, Director | Sale outside a trading plan | 1,500 | $107.01 | $160.5K | 72,533 | 20 Mar 2026 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 28 Oct 2026 | ARI KORNHABER, Officer | 20,000 | $2.6M | 28 Oct 2026 |
| 18 Sep 2026 | Sagliocca Andrew C, Officer, Director | 10,000 | $127.3K | 18 Sep 2026 |
| 19 Mar 2026 | Powers Richard T, Director | 2,308 | $242.1K | 19 Mar 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 6 Aug 2026 | Mawer Investment Management Ltd. | 13G amended | 6.76% | 583.9K |
| 26 Mar 2026 | The Vanguard Group | 13G amended | 0% | 0 |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 1.3M | +2.81% | 10.42 |
| 30 Sep 2026 | 1.3M | +23.17% | 5.23 |
| 15 Sep 2026 | 1.0M | +19.18% | 5.73 |
| 31 Aug 2026 | 853.4K | -9.18% | 5.94 |
| 14 Aug 2026 | 939.6K | +16.21% | 7.7 |
| 31 Jul 2026 | 808.6K | +3.95% | 4.66 |
| 15 Jul 2026 | 777.8K | -4.03% | 6.28 |
| 30 Jun 2026 | 810.5K | +10.56% | 5.58 |
Funds that hold it
From each fund's latest Form 13F.
184 funds held it at 30 Jun 2026: 88 added and 50 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 601,624 | $71.7M | +51,278 |
| Mawer Investment Management Ltd. | 583,871 | $69.5M | -141,343 |
| Basswood Capital Management, L.l.c. | 369,416 | $44.0M | +100,689 |
| State Street Corp. | 352,787 | $42.0M | +86,513 |
| Vanguard Capital Management LLC | 317,112 | $37.8M | +5,289 |
| Ampfield Management, L.P. | 313,470 | $37.3M | +80,254 |
| Copeland Capital Management, LLC | 296,535 | $35.3M | -8,112 |
| Wasatch Advisors LP | 292,242 | $34.8M | -51,804 |
| American Century Companies Inc. | 245,685 | $29.3M | +15,762 |
| Geode Capital Management, LLC | 242,287 | $28.9M | +17,485 |
Peers
Companies in the same industry.
- Royal Bank of Canada (RY): revenue $47.6B, market value $288.5B
- Mitsubishi UFJ Financial Group Inc. (MUFG): revenue $46.1B, market value $247.8B
- Toronto-Dominion Bank (TD): revenue $48.4B, market value $214.9B
- Banco Santander, S.A. (SAN): revenue $66.3B, market value $172.7B
- Banco Bilbao Vizcaya Argentaria, S.A. (BBVA): revenue $41.8B, market value $139.5B
- Bank of Montreal (BMO): revenue $25.9B, market value $124.7B
- HDFC Bank Limited (HDB): revenue $28.3B, market value $111.9B
- Canadian Imperial Bank of Commerce (CM): revenue $20.8B, market value $110.1B
- Sumitomo Mitsui Financial Group, Inc. (SMFG): revenue $32.2B, market value $94.4B
- ING Groep N.V. (ING): revenue –, market value $93.6B