Community Trust Bancorp Inc. (CTBI)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 350852 · fiscal year ends in Dec
Closing price $70.10 on 29 Oct 2026; 52-week range $51.19 to $79.46.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $298.9M
- Revenue growth
- 12.9%
- Net income, last twelve months
- $108.0M
- Earnings per share
- $5.97
- Net margin
- 36.1%
- Free cash flow
- $130.3M
- Return on equity
- 12.1%
- Market value
- $1.3B
- Price to earnings
- 11.7x
- Dividend yield
- 3.0%
- Cash
- $514.3M
- Debt
- $361.5M
- Debt to equity
- 0.41
- Shares outstanding
- 18.2M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $282.6M | – | $98.1M | $5.43 | $97.4M | 10-K filed 27 Feb 2026 |
| FY2024 | 31 Dec 2024 | $248.6M | – | $82.8M | $4.61 | $97.1M | 10-K filed 28 Feb 2025 |
| FY2023 | 31 Dec 2023 | $230.8M | – | $78.0M | $4.36 | $79.4M | 10-K filed 28 Feb 2024 |
| FY2022 | 31 Dec 2022 | $227.0M | – | $81.8M | $4.58 | $93.5M | 10-K filed 28 Feb 2023 |
| FY2021 | 31 Dec 2021 | $223.5M | – | $87.9M | $4.94 | $113.3M | 10-K filed 28 Feb 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $78.5M | $29.6M | $1.64 |
| Q1 FY2026 | 31 Mar 2026 | $74.2M | $27.2M | $1.50 |
| Q4 FY2025 | 31 Dec 2025 | $74.7M | $27.3M | $1.51 |
| Q3 FY2025 | 30 Sep 2025 | $71.5M | $23.9M | $1.32 |
| Q2 FY2025 | 30 Jun 2025 | $70.2M | $24.9M | $1.38 |
| Q1 FY2025 | 31 Mar 2025 | $66.2M | $22.0M | $1.22 |
| Q4 FY2024 | 31 Dec 2024 | $65.7M | $22.5M | $1.25 |
| Q3 FY2024 | 30 Sep 2024 | $62.8M | $22.1M | $1.23 |
Company events
The newest 8-K filings of 275 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 21 Oct 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 9 Sep 2026 | 8-K | Investor update | 7.01, 9.01 |
| 29 Jul 2026 | 8-K | Other events | 8.01 |
| 15 Jul 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 4 May 2026 | 8-K | Leadership change, Investor update | 5.02, 7.01, 9.01 |
| 29 Apr 2026 | 8-K | Shareholder vote | 5.07 |
| 28 Apr 2026 | 8-K | Investor update | 7.01, 9.01 |
| 15 Apr 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 3 Feb 2026 | 8-K | Investor update | 7.01, 9.01 |
| 28 Jan 2026 | 8-K | Leadership change, Material agreement | 1.01, 5.02, 9.01 |
| 21 Jan 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 10 Nov 2025 | 8-K | Investor update | 7.01, 9.01 |
Every filing
The newest filings with the SEC of 562 held.
| Filed | Form | Period |
|---|---|---|
| 21 Oct 2026 | 8-K | 30 Sep 2026 |
| 9 Sep 2026 | 8-K | 30 Jun 2026 |
| 7 Aug 2026 | 10-Q | 30 Jun 2026 |
| 29 Jul 2026 | 8-K | 28 Jul 2026 |
| 15 Jul 2026 | 8-K | 30 Jun 2026 |
| 26 Jun 2026 | 11-K | 31 Dec 2025 |
| 26 Jun 2026 | 11-K | 31 Dec 2025 |
| 8 May 2026 | 10-Q | 31 Mar 2026 |
| 4 May 2026 | 8-K | 29 Apr 2026 |
| 29 Apr 2026 | 8-K | 28 Apr 2026 |
| 28 Apr 2026 | 8-K | 31 Mar 2026 |
| 15 Apr 2026 | 8-K | 31 Mar 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 14 Aug 2026 | Minnifield Franky, Director | Sale outside a trading plan | 3,900 | $78.85 | $307.5K | 8,320 | 17 Aug 2026 |
| 13 Mar 2026 | Sparkman Ricky D, Executive Vice President | Purchase | 84 | $58.50 | $4.9K | 84 | 16 Mar 2026 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 14 Aug 2026 | MINNIFIELD FRANKY, Director | 3,900 | $307.5K | 14 Aug 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 26 Mar 2026 | The Vanguard Group | 13G amended | 0% | 0 |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 552.6K | -12.49% | 4.26 |
| 30 Sep 2026 | 631.5K | +2.93% | 4.62 |
| 15 Sep 2026 | 613.5K | +14.03% | 7.5 |
| 31 Aug 2026 | 538.0K | -7.71% | 5.25 |
| 14 Aug 2026 | 582.9K | +4.22% | 6.25 |
| 31 Jul 2026 | 559.4K | +26.1% | 4.21 |
| 15 Jul 2026 | 443.6K | +0.59% | 3.39 |
| 30 Jun 2026 | 441.0K | +49% | 2.72 |
Funds that hold it
From each fund's latest Form 13F.
206 funds held it at 30 Jun 2026: 104 added and 41 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 1,783,223 | $129.0M | +156,436 |
| Dimensional Fund Advisors LP | 1,187,465 | $85.9M | +7,085 |
| Community Trust & Investment Co. | 1,004,407 | $72.7M | -1,083,681 |
| Vanguard Capital Management LLC | 684,030 | $49.5M | -6,916 |
| State Street Corp. | 573,553 | $41.8M | +76,384 |
| American Century Companies Inc. | 574,534 | $41.6M | +55,019 |
| Geode Capital Management, LLC | 456,699 | $33.1M | +22,898 |
| Lone Peak Global Investors LLC | 300,504 | $21.7M | +17,388 |
| Northern Trust Corp. | 295,105 | $21.4M | +8,961 |
| LSV Asset Management | 266,180 | $19.3M | -3,800 |
Peers
Companies in the same industry.
- Bank of Nova Scotia (BNS): revenue $27.0B, market value $118.0B
- Bank of New York Mellon Corp. (BNY): revenue $21.4B, market value $101.3B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $81.3B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $49.4B
- State Street Corp. (STT): revenue $15.5B, market value $47.4B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $32.4B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $31.3B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.8B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $27.7B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $27.5B