Coastal Financial Corp. (CCB)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 1437958 · fiscal year ends in Dec
Closing price $43.70 on 29 Oct 2026; 52-week range $37.55 to $118.97.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $610.2M
- Revenue growth
- 9.6%
- Net income, last twelve months
- -$3.9M
- Earnings per share
- -$0.26
- Net margin
- -0.6%
- Free cash flow
- $262.1M
- Return on equity
- -0.8%
- Market value
- $667.8M
- Cash
- $1.0B
- Debt
- $48.1M
- Debt to equity
- 0.10
- Shares outstanding
- 15.3M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $541.7M | – | $47.0M | $3.06 | $246.1M | 10-K filed 27 Feb 2026 |
| FY2024 | 31 Dec 2024 | $581.2M | – | $45.2M | $3.26 | $249.9M | 10-K filed 17 Mar 2025 |
| FY2023 | 31 Dec 2023 | $435.7M | – | $44.6M | $3.27 | $185.3M | 10-K filed 15 Mar 2024 |
| FY2022 | 31 Dec 2022 | $294.7M | – | $40.6M | $3.01 | $64.3M | 10-K filed 16 Mar 2023 |
| FY2021 | 31 Dec 2021 | $107.6M | – | $27.0M | $2.16 | $27.3M | 10-K filed 14 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $178.1M | -$42.1M | -$2.76 |
| Q1 FY2026 | 31 Mar 2026 | $149.4M | $12.0M | $0.78 |
| Q4 FY2025 | 31 Dec 2025 | $138.0M | $12.6M | $0.84 |
| Q3 FY2025 | 30 Sep 2025 | $144.7M | $13.6M | $0.88 |
| Q2 FY2025 | 30 Jun 2025 | $119.4M | $11.0M | $0.71 |
| Q1 FY2025 | 31 Mar 2025 | $139.5M | $9.7M | $0.63 |
| Q4 FY2024 | 31 Dec 2024 | $146.5M | $13.4M | $0.95 |
| Q3 FY2024 | 30 Sep 2024 | $151.1M | $13.5M | $0.97 |
Company events
The newest 8-K filings of 111 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 29 Oct 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 29 Oct 2026 | 8-K | Investor update | 7.01, 9.01 |
| 29 Oct 2026 | 8-K | Results | 2.02, 9.01 |
| 28 Sep 2026 | 8-K | Other events | 8.01 |
| 30 Jul 2026 | 8-K | Leadership change, Bylaws or fiscal year change | 5.02, 5.03, 9.01 |
| 30 Jul 2026 | 8-K | Investor update | 7.01, 9.01 |
| 30 Jul 2026 | 8-K | Results | 2.02, 9.01 |
| 23 Jul 2026 | 8-K | Other events | 8.01, 9.01 |
| 23 Jul 2026 | 8-K | Leadership change, Investor update | 5.02, 7.01, 9.01 |
| 29 May 2026 | 8-K | Shareholder vote | 5.07 |
| 29 Apr 2026 | 8-K | Investor update | 7.01 |
| 29 Apr 2026 | 8-K | Investor update | 7.01, 9.01 |
Every filing
The newest filings with the SEC of 224 held.
| Filed | Form | Period |
|---|---|---|
| 29 Oct 2026 | 8-K | 28 Oct 2026 |
| 29 Oct 2026 | 8-K | 29 Oct 2026 |
| 29 Oct 2026 | 8-K | 29 Oct 2026 |
| 28 Sep 2026 | 8-K | 28 Sep 2026 |
| 7 Aug 2026 | 10-Q | 30 Jun 2026 |
| 30 Jul 2026 | 8-K | 29 Jul 2026 |
| 30 Jul 2026 | 8-K | 30 Jul 2026 |
| 30 Jul 2026 | 8-K | 30 Jul 2026 |
| 23 Jul 2026 | 8-K | 23 Jul 2026 |
| 23 Jul 2026 | 8-K | 22 Jul 2026 |
| 29 May 2026 | 8-K | 27 May 2026 |
| 8 May 2026 | 10-Q | 31 Mar 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 7 Aug 2026 | Adams Christopher D, Executive Chair | Purchase | 290 | $45.15 | $13.1K | 30,407 | 7 Aug 2026 |
| 6 Aug 2026 | Hovde Steven D, Director | Purchase | 10,000 | $43.83 | $438.3K | 26,500 | 7 Aug 2026 |
| 6 Aug 2026 | Sprink Eric M, CEO | Purchase | 10,000 | $44.45 | $444.5K | 173,238 | 7 Aug 2026 |
| 5 Aug 2026 | Hovde Steven D, Director | Purchase | 5,000 | $44.00 | $220.0K | 16,500 | 7 Aug 2026 |
| 2 Jun 2026 | Hamilton Brian T, President of CCBX | Sale under a trading plan | 7,000 | $71.42 | $500.0K | 67,571 | 2 Jun 2026 |
| 8 May 2026 | Lane Thomas D, Director | Sale outside a trading plan | 300 | $72.60 | $21.8K | 0 | 11 May 2026 |
| 1 May 2026 | Hamilton Brian T, President of CCBX | Sale under a trading plan | 3,079 | $75.44 | $232.3K | 74,571 | 1 May 2026 |
| 3 Mar 2026 | Hamilton Brian T, President of CCBX | Sale under a trading plan | 146 | $72.37 | $10.6K | 77,186 | 3 Mar 2026 |
| 6 Feb 2026 | Hamilton Brian T, President of CCBX | Sale under a trading plan | 48 | $88.95 | $4.3K | 77,332 | 9 Feb 2026 |
| 4 Feb 2026 | Hamilton Brian T, President of CCBX | Sale under a trading plan | 171 | $89.67 | $15.3K | 77,380 | 5 Feb 2026 |
| 26 Jan 2026 | Edwards Joel G, Chief Financial Officer | Sale outside a trading plan | 1,300 | $111.34 | $144.7K | 11,462 | 28 Jan 2026 |
| 22 Jan 2026 | Sprink Eric M, CEO | Sale under a trading plan | 4,000 | $116.01 | $464.0K | 159,126 | 23 Jan 2026 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 3 Aug 2026 | Hamilton Brian T, Officer | 226 | $9.4K | 3 Aug 2026 |
| 1 Jul 2026 | Hamilton Brian T, Officer | 229 | $17.8K | 1 Jul 2026 |
| 2 Jun 2026 | Hamilton Brian T, Officer | 230 | $16.4K | 2 Jun 2026 |
| 1 May 2026 | Hamilton Brian T, Officer | 10,309 | $777.7K | 1 May 2026 |
| 1 Apr 2026 | Hamilton Brian T, Officer | 228 | $17.5K | 1 Apr 2026 |
| 30 Mar 2026 | Hamilton Brian T, Officer | 2,157 | $163.5K | 30 Mar 2026 |
| 8 Dec 2025 | Stines Andrew G, Officer | 7,997 | $891.7K | 5 Dec 2025 |
| 4 Nov 2025 | Queyrouze Curt, Officer | 2,333 | $247.3K | 4 Nov 2025 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 26 Mar 2026 | The Vanguard Group | 13G amended | 0% | 0 |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 1.3M | -7.47% | 5.39 |
| 30 Sep 2026 | 1.4M | +16.42% | 5.22 |
| 15 Sep 2026 | 1.2M | +6.96% | 6.75 |
| 31 Aug 2026 | 1.1M | +2.88% | 6.51 |
| 14 Aug 2026 | 1.1M | -3.73% | 2.69 |
| 31 Jul 2026 | 1.1M | -2.63% | 2.72 |
| 15 Jul 2026 | 1.1M | -23.79% | 12.42 |
| 30 Jun 2026 | 1.5M | +1.01% | 10.72 |
Funds that hold it
From each fund's latest Form 13F.
210 funds held it at 30 Jun 2026: 95 added and 63 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| T. Rowe Price Investment Management, Inc. | 1,353,593 | $104.9M | +78,559 |
| BlackRock, Inc. | 1,102,172 | $85.4M | +128,313 |
| State Street Corp. | 582,971 | $45.2M | +28,013 |
| Vanguard Capital Management LLC | 573,584 | $44.5M | +11,362 |
| Cooper Creek Partners Management LLC | 467,511 | $36.2M | +17,377 |
| Azora Capital LP | 457,333 | $35.4M | -201,284 |
| Endeavour Capital Advisors Inc. | 429,702 | $33.3M | +156,100 |
| American Century Companies Inc. | 420,240 | $32.6M | +1,566 |
| FMR LLC | 378,992 | $29.4M | +8,236 |
| Dimensional Fund Advisors LP | 372,280 | $28.9M | +12,709 |
Peers
Companies in the same industry.
- Bank of Nova Scotia (BNS): revenue $27.0B, market value $118.0B
- Bank of New York Mellon Corp. (BNY): revenue $21.4B, market value $101.3B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $81.3B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $49.4B
- State Street Corp. (STT): revenue $15.5B, market value $47.4B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $32.4B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $31.3B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.8B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $27.7B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $27.5B