CB Financial Services, Inc. (CBFV)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 1605301 · fiscal year ends in Dec
Closing price $39.98 on 30 Oct 2026; 52-week range $31.91 to $40.09.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $48.3M
- Revenue growth
- -6.1%
- Net income, last twelve months
- $7.2M
- Earnings per share
- $1.35
- Net margin
- 14.9%
- Free cash flow
- $19.5M
- Return on equity
- 4.4%
- Market value
- $203.1M
- Price to earnings
- 29.6x
- Dividend yield
- 2.7%
- Cash
- $76.1M
- Debt
- $99.8M
- Debt to equity
- 0.62
- Shares outstanding
- 5.1M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $43.5M | – | $4.9M | $0.92 | $17.2M | 10-K filed 13 Mar 2026 |
| FY2024 | 31 Dec 2024 | $51.6M | – | $12.6M | $2.38 | $3.4M | 10-K filed 19 Mar 2025 |
| FY2023 | 31 Dec 2023 | $68.6M | – | $22.6M | $4.40 | $10.9M | 10-K filed 13 Mar 2024 |
| FY2022 | 31 Dec 2022 | $52.8M | – | $11.2M | $2.18 | $13.6M | 10-K filed 10 Mar 2023 |
| FY2021 | 31 Dec 2021 | $56.4M | – | $11.6M | $2.15 | $10.7M | 10-K filed 11 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $15.5M | $4.3M | $0.80 |
| Q1 FY2026 | 31 Mar 2026 | $14.8M | $3.9M | $0.73 |
| Q4 FY2025 | 31 Dec 2025 | $15.6M | $4.7M | $0.89 |
| Q3 FY2025 | 30 Sep 2025 | $2.4M | -$5.7M | -$1.07 |
| Q2 FY2025 | 30 Jun 2025 | $13.5M | $3.9M | $0.74 |
| Q1 FY2025 | 31 Mar 2025 | $12.1M | $1.9M | $0.35 |
| Q4 FY2024 | 31 Dec 2024 | $13.2M | $2.5M | $0.46 |
| Q3 FY2024 | 30 Sep 2024 | $12.7M | $3.2M | $0.60 |
Company events
The newest 8-K filings of 151 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 26 Oct 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 16 Sep 2026 | 8-K | Other events | 8.01 |
| 25 Aug 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 27 Jul 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 20 May 2026 | 8-K | Shareholder vote | 5.07, 9.01 |
| 11 May 2026 | 8-K | Cybersecurity incident | 1.05 |
| 22 Apr 2026 | 8-K | Results, Investor update, Other events | 2.02, 7.01, 8.01, 9.01 |
| 27 Jan 2026 | 8-K | Results, Leadership change, Investor update, Other events | 2.02, 5.02, 7.01, 8.01, 9.01 |
| 31 Dec 2025 | 8-K | Leadership change | 5.02 |
| 24 Nov 2025 | 8-K | Leadership change, Bylaws or fiscal year change | 5.02, 5.03, 9.01 |
| 23 Oct 2025 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 4 Sep 2025 | 8-K | Other events | 8.01, 9.01 |
Every filing
The newest filings with the SEC of 264 held.
| Filed | Form | Period |
|---|---|---|
| 26 Oct 2026 | 8-K | 26 Oct 2026 |
| 16 Sep 2026 | 8-K | 16 Sep 2026 |
| 25 Aug 2026 | 8-K | 25 Aug 2026 |
| 7 Aug 2026 | 10-Q | 30 Jun 2026 |
| 27 Jul 2026 | 8-K | 27 Jul 2026 |
| 20 May 2026 | 8-K | 20 May 2026 |
| 12 May 2026 | 10-Q | 31 Mar 2026 |
| 11 May 2026 | 8-K | 7 May 2026 |
| 22 Apr 2026 | 8-K | 22 Apr 2026 |
| 9 Apr 2026 | ARS | 31 Dec 2025 |
| 9 Apr 2026 | DEFA14A | – |
| 9 Apr 2026 | DEF 14A | 31 Dec 2025 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 14 Aug 2026 | Swiatek John, Director | Sale outside a trading plan | 1,000 | $37.06 | $37.1K | 12,644 | 17 Aug 2026 |
| 14 Aug 2026 | Cobain Stephen, Chief Credit Officer | Sale outside a trading plan | 1,176 | $37.06 | $43.6K | 4,637 | 17 Aug 2026 |
| 14 Aug 2026 | Cobain Stephen, Chief Credit Officer | Sale outside a trading plan | 316 | $37.25 | $11.8K | 4,321 | 17 Aug 2026 |
| 14 Aug 2026 | Cobain Stephen, Chief Credit Officer | Sale outside a trading plan | 8 | $37.40 | $299 | 4,313 | 17 Aug 2026 |
| 5 Mar 2026 | Cobain Stephen, Chief Credit Officer | Sale outside a trading plan | 1,285 | $34.51 | $44.3K | 4,820 | 6 Mar 2026 |
| 5 Mar 2026 | Cobain Stephen, Chief Credit Officer | Sale outside a trading plan | 23 | $34.52 | $794 | 4,797 | 6 Mar 2026 |
| 5 Mar 2026 | Cobain Stephen, Chief Credit Officer | Sale outside a trading plan | 26 | $34.62 | $900 | 4,771 | 6 Mar 2026 |
| 5 Mar 2026 | Cobain Stephen, Chief Credit Officer | Sale outside a trading plan | 2 | $34.63 | $69 | 4,769 | 6 Mar 2026 |
| 5 Mar 2026 | Cobain Stephen, Chief Credit Officer | Sale outside a trading plan | 305 | $34.76 | $10.6K | 4,464 | 6 Mar 2026 |
| 5 Mar 2026 | Cobain Stephen, Chief Credit Officer | Sale outside a trading plan | 100 | $34.78 | $3.5K | 4,364 | 6 Mar 2026 |
| 5 Mar 2026 | Cobain Stephen, Chief Credit Officer | Sale outside a trading plan | 50 | $34.78 | $1.7K | 4,314 | 6 Mar 2026 |
| 5 Mar 2026 | Cobain Stephen, Chief Credit Officer | Sale outside a trading plan | 1 | $35.08 | $35 | 4,313 | 6 Mar 2026 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 14 Aug 2026 | Cobain Stephen, Officer | 1,500 | $55.7K | 14 Aug 2026 |
| 5 Mar 2026 | Cobain Stephen, Officer | 1,792 | $62.0K | 5 Mar 2026 |
| 6 Feb 2026 | Guthrie Charles R., Officer | 1,913 | $71.5K | 6 Feb 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 27 Jul 2026 | BlackRock, Inc. | 13G | 5.5% | 280.2K |
| 18 May 2026 | AllianceBernstein L.P. | 13G | 5% | 253.9K |
| 27 Apr 2026 | BlackRock, Inc. | 13G amended | 4.98% | 253.1K |
| 17 Feb 2026 | AllianceBernstein L.P. | 13G amended | 5% | 249.9K |
| 21 Jan 2026 | BlackRock, Inc. | 13G | 5.1% | 254.2K |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 74.0K | -4.87% | 19.22 |
| 30 Sep 2026 | 77.8K | -7.49% | 16.29 |
| 15 Sep 2026 | 84.1K | -2.8% | 18.72 |
| 31 Aug 2026 | 86.5K | 0% | 16.41 |
| 14 Aug 2026 | 86.5K | +0.99% | 19.56 |
| 31 Jul 2026 | 85.7K | +9.76% | 14.44 |
| 15 Jul 2026 | 78.1K | -3.67% | 21.34 |
| 30 Jun 2026 | 81.0K | +0.25% | 5.58 |
Funds that hold it
From each fund's latest Form 13F.
82 funds held it at 30 Jun 2026: 25 added and 21 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| Janney Montgomery Scott LLC | 305,098 | $11.6M | -263 |
| BlackRock, Inc. | 280,331 | $10.6M | +27,136 |
| AllianceBernstein L.P. | 254,003 | $8.7M | +120 |
| Vanguard Capital Management LLC | 198,603 | $7.5M | +4,388 |
| M3F, Inc. | 171,696 | $6.5M | +257 |
| Manufacturers Life Insurance Company, the | 154,165 | $5.8M | -1,634 |
| Geode Capital Management, LLC | 116,026 | $4.4M | +10,869 |
| Bridgeway Capital Management, LLC | 62,340 | $2.4M | -3,500 |
| Waldron Private Wealth LLC | 60,306 | $2.3M | 0 |
| Renaissance Technologies LLC | 53,899 | $2.0M | -1,700 |
Peers
Companies in the same industry.
- Bank of Nova Scotia (BNS): revenue $27.0B, market value $115.9B
- Bank of New York Mellon Corp. (BNY): revenue $22.0B, market value $99.0B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $78.6B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $48.9B
- State Street Corp. (STT): revenue $15.5B, market value $46.3B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $31.9B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $30.7B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.0B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $26.9B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $26.6B