California BanCorp \ CA (BCAL)
Nasdaq · National Commercial Banks · Finance, insurance and real estate · CIK 1795815 · fiscal year ends in Dec
Closing price $21.45 on 29 Oct 2026; 52-week range $17.32 to $22.09.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $180.2M
- Revenue growth
- 4.3%
- Net income, last twelve months
- $60.2M
- Earnings per share
- $1.84
- Net margin
- 33.4%
- Free cash flow
- $59.3M
- Return on equity
- 10.3%
- Market value
- $688.9M
- Price to earnings
- 11.7x
- Cash
- $265.0M
- Debt
- $34.6M
- Debt to equity
- 0.06
- Shares outstanding
- 32.1M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $180.2M | – | $63.1M | $1.93 | $56.9M | 10-K filed 13 Mar 2026 |
| FY2024 | 31 Dec 2024 | $127.7M | – | $5.4M | $0.22 | $49.7M | 10-K filed 1 Apr 2025 |
| FY2023 | 31 Dec 2023 | $97.5M | – | $25.9M | $1.39 | $32.8M | 10-K filed 15 Mar 2024 |
| FY2022 | 31 Dec 2022 | $91.5M | – | $16.1M | $0.88 | $12.3M | 10-K filed 15 Mar 2024 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $44.9M | $14.3M | $0.44 |
| Q1 FY2026 | 31 Mar 2026 | $44.2M | $13.8M | $0.42 |
| Q4 FY2025 | 31 Dec 2025 | $45.9M | $16.4M | $0.50 |
| Q3 FY2025 | 30 Sep 2025 | $45.2M | $15.7M | $0.48 |
| Q2 FY2025 | 30 Jun 2025 | $44.3M | $14.1M | $0.43 |
| Q1 FY2025 | 31 Mar 2025 | $44.8M | $16.9M | $0.52 |
| Q4 FY2024 | 31 Dec 2024 | $45.5M | $16.8M | $0.51 |
| Q3 FY2024 | 30 Sep 2024 | $38.1M | -$16.5M | -$0.59 |
Company events
The newest 8-K filings of 37 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 28 Oct 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 27 Jul 2026 | 8-K | Results, Investor update, Other events | 2.02, 7.01, 8.01, 9.01 |
| 28 May 2026 | 8-K | Leadership change, Shareholder vote, Other events | 5.02, 5.07, 8.01, 9.01 |
| 5 May 2026 | 8-K | Investor update | 7.01 |
| 28 Apr 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 12 Mar 2026 | 8-K | Other events | 8.01, 9.01 |
| 18 Feb 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 28 Jan 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 7 Jan 2026 | 8-K | Leadership change, Investor update | 5.02, 7.01, 9.01 |
| 8 Dec 2025 | 8-K | Other events | 8.01 |
| 28 Oct 2025 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 22 Aug 2025 | 8-K | Leadership change | 5.02 |
Every filing
The newest filings with the SEC of 97 held.
| Filed | Form | Period |
|---|---|---|
| 28 Oct 2026 | 8-K | 28 Oct 2026 |
| 7 Aug 2026 | 10-Q | 30 Jun 2026 |
| 27 Jul 2026 | 8-K | 23 Jul 2026 |
| 28 May 2026 | S-8 | – |
| 28 May 2026 | 8-K | 27 May 2026 |
| 8 May 2026 | 10-Q | 31 Mar 2026 |
| 5 May 2026 | 8-K | 4 May 2026 |
| 28 Apr 2026 | 8-K | 28 Apr 2026 |
| 14 Apr 2026 | DEF 14A | 31 Dec 2025 |
| 14 Apr 2026 | DEFA14A | – |
| 14 Apr 2026 | ARS | 31 Dec 2025 |
| 13 Mar 2026 | 10-K | 31 Dec 2025 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 4 Sep 2026 | Muller Frank L., Director | Purchase | 450 | $22.13 | $10.0K | 2,377 | 9 Sep 2026 |
| 31 Jul 2026 | Machado Lester, Director | Sale outside a trading plan | 7,500 | $21.19 | $158.9K | 22,391 | 4 Aug 2026 |
| 8 May 2026 | Hernandez Richard, President | Sale outside a trading plan | 17,000 | $19.12 | $325.0K | 72,935 | 12 May 2026 |
| 7 May 2026 | Rainer David I, Executive Chairman | Sale outside a trading plan | 75,000 | $19.00 | $1.4M | 356,347 | 8 May 2026 |
| 6 Mar 2026 | Carandang Jean, Bank Chief Financial Officer | Sale outside a trading plan | 8,000 | $17.90 | $143.2K | 37,174 | 9 Mar 2026 |
| 3 Feb 2026 | Volk David J., Director | Purchase | 27,000 | $18.64 | $503.3K | 28,195 | 5 Feb 2026 |
| 28 Jan 2026 | Volk David J., Director | Sale outside a trading plan | 2,346,104 | $18.95 | $44.5M | 3,729 | 5 Feb 2026 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 12 Aug 2026 | Machado Lester, Director | 7,500 | $158.9K | 31 Jul 2026 |
| 18 May 2026 | Hernandez Richard, Officer | 17,000 | $322.9K | 11 May 2026 |
| 7 May 2026 | Rainer David I, Officer, Director | 75,000 | $1.4M | 7 May 2026 |
| 12 Dec 2025 | Di Tomaso Frank, Director | 9,150 | $181.0K | 12 Dec 2025 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 14 Aug 2026 | AllianceBernstein L.P. | 13G amended | 6.1% | 2.0M |
| 13 Aug 2026 | Wellington Management Group LLP | 13G amended | 7.61% | 2.4M |
| 27 Jul 2026 | BlackRock, Inc. | 13G | 5.6% | 1.8M |
| 17 Feb 2026 | AllianceBernstein L.P. | 13G amended | 7.3% | 2.3M |
| 13 Feb 2026 | Endeavour Capital Advisors Inc. | 13G amended | 5.4% | 1.8M |
| 10 Feb 2026 | Castle Creek Capital Partners VI, LP | 13G amended | 4.7% | 1.5M |
| 10 Feb 2026 | Wellington Management Group LLP | 13G amended | 8.92% | 2.9M |
| 29 Jan 2026 | FJ Capital Management LLC | 13G | 6.34% | 2.1M |
| 14 Nov 2025 | Fourthstone LLC | 13G amended | 4% | 1.3M |
| 12 Nov 2025 | Wellington Management Group LLP | 13G | 6.4% | 2.1M |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 960.2K | -3.38% | 5.05 |
| 30 Sep 2026 | 993.8K | +9.72% | 3.75 |
| 15 Sep 2026 | 905.8K | -10.46% | 4.37 |
| 31 Aug 2026 | 1.0M | +6.51% | 6.89 |
| 14 Aug 2026 | 949.9K | +4.43% | 6.29 |
| 31 Jul 2026 | 909.6K | +1.04% | 3.43 |
| 15 Jul 2026 | 900.3K | +13.69% | 4.95 |
| 30 Jun 2026 | 791.9K | -4.16% | 2.21 |
Funds that hold it
From each fund's latest Form 13F.
165 funds held it at 30 Jun 2026: 78 added and 39 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| Wellington Management Group LLP | 2,447,278 | $51.0M | -240,206 |
| FJ Capital Management LLC | 2,054,534 | $42.8M | 0 |
| BlackRock, Inc. | 1,925,599 | $40.1M | +467,195 |
| AllianceBernstein L.P. | 1,952,131 | $34.6M | -196,265 |
| Endeavour Capital Advisors Inc. | 1,655,639 | $34.5M | -163,486 |
| Vanguard Capital Management LLC | 1,104,260 | $23.0M | +58,473 |
| State Street Corp. | 850,362 | $17.8M | +80,312 |
| Banc Funds Co. LLC | 816,155 | $17.0M | -15,000 |
| Manufacturers Life Insurance Company, the | 791,794 | $16.5M | -3,515 |
| Geode Capital Management, LLC | 631,917 | $13.2M | +76,111 |
Peers
Companies in the same industry.
- JPMorgan Chase & Co. (JPM): revenue $199.4B, market value $913.2B
- Bank of America Corp. (BAC): revenue –, market value $358.9B
- Wells Fargo & Company (WFC): revenue $87.2B, market value $254.6B
- Citigroup Inc. (C): revenue $91.4B, market value $211.0B
- Capital One Financial Corp. (COF): revenue $62.0B, market value $128.1B
- Mizuho Financial Group Inc. (MFG): revenue $29.9B, market value $122.0B
- U.S. Bancorp (USB): revenue $29.6B, market value $94.5B
- PNC Financial Services Group, Inc. (PNC): revenue $25.0B, market value $92.5B
- Truist Financial Corp. (TFC): revenue $19.4B, market value $59.1B
- Huntington Bancshares Inc. (HBAN): revenue $10.4B, market value $32.2B