Acnb Corp. (ACNB)
Nasdaq · State Commercial Banks · Finance, insurance and real estate · CIK 715579 · fiscal year ends in Dec
Closing price $65.52 on 29 Oct 2026; 52-week range $44.10 to $65.95.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $201.1M
- Revenue growth
- 24.9%
- Net income, last twelve months
- $54.6M
- Net margin
- 27.1%
- Free cash flow
- $55.4M
- Return on equity
- 12.9%
- Market value
- $666.3M
- Price to earnings
- 12.4x
- Dividend yield
- 3.1%
- Cash
- $81.8M
- Debt
- $323.1M
- Debt to equity
- 0.76
- Shares outstanding
- 10.2M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $191.8M | – | $37.1M | $3.60 | $52.6M | 10-K filed 12 Mar 2026 |
| FY2024 | 31 Dec 2024 | $132.2M | – | $31.8M | $3.73 | $38.8M | 10-K filed 14 Mar 2025 |
| FY2023 | 31 Dec 2023 | $106.8M | – | $31.7M | $3.71 | $39.4M | 10-K filed 14 Mar 2024 |
| FY2022 | 31 Dec 2022 | $105.2M | – | $35.8M | $4.15 | $37.4M | 10-K filed 3 Mar 2023 |
| FY2021 | 31 Dec 2021 | $94.0M | – | $27.8M | $3.19 | $40.5M | 10-K filed 14 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $52.5M | $15.2M | $1.49 |
| Q1 FY2026 | 31 Mar 2026 | $50.5M | $13.7M | $1.32 |
| Q4 FY2025 | 31 Dec 2025 | $47.2M | $10.8M | $1.10 |
| Q3 FY2025 | 30 Sep 2025 | $50.9M | $14.9M | $1.42 |
| Q2 FY2025 | 30 Jun 2025 | $50.3M | $11.6M | $1.11 |
| Q1 FY2025 | 31 Mar 2025 | $43.5M | -$272.0K | -$0.03 |
| Q4 FY2024 | 31 Dec 2024 | $33.2M | $6.6M | $0.77 |
| Q3 FY2024 | 30 Sep 2024 | $34.1M | $7.2M | $0.84 |
Company events
The newest 8-K filings of 322 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 28 Oct 2026 | 8-K | Other events | 8.01, 9.01 |
| 22 Oct 2026 | 8-K | Results | 2.02, 9.01 |
| 25 Sep 2026 | 8-K | Other events | 8.01, 9.01 |
| 29 Jul 2026 | 8-K | Other events | 8.01, 9.01 |
| 23 Jul 2026 | 8-K | Results | 2.02, 9.01 |
| 6 May 2026 | 8-K | Shareholder vote, Investor update | 5.07, 7.01, 9.01 |
| 29 Apr 2026 | 8-K | Other events | 8.01, 9.01 |
| 23 Apr 2026 | 8-K | Results | 2.02, 9.01 |
| 18 Mar 2026 | 8-K | Leadership change | 5.02, 9.01 |
| 12 Mar 2026 | 8-K | Material agreement, New debt, Investor update | 1.01, 2.03, 7.01, 9.01 |
| 2 Mar 2026 | 8-K | Other events | 8.01 |
| 20 Feb 2026 | 8-K | Leadership change | 5.02, 9.01 |
Every filing
The newest filings with the SEC of 576 held.
| Filed | Form | Period |
|---|---|---|
| 28 Oct 2026 | 8-K | 27 Oct 2026 |
| 22 Oct 2026 | 8-K | 22 Oct 2026 |
| 25 Sep 2026 | 8-K | 25 Sep 2026 |
| 6 Aug 2026 | 10-Q | 30 Jun 2026 |
| 29 Jul 2026 | 8-K | 28 Jul 2026 |
| 23 Jul 2026 | 8-K | 23 Jul 2026 |
| 8 May 2026 | S-8 | – |
| 7 May 2026 | 10-Q | 31 Mar 2026 |
| 6 May 2026 | 8-K | 5 May 2026 |
| 29 Apr 2026 | 8-K | 28 Apr 2026 |
| 23 Apr 2026 | 8-K | 23 Apr 2026 |
| 30 Mar 2026 | ARS | 31 Dec 2025 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 15 Sep 2026 | Elsner Frank Iii, Director | Purchase | 4 | $65.29 | $250 | 29,071 | 17 Sep 2026 |
| 7 Aug 2026 | Seibel Donald Arthur Jr, Director | Sale outside a trading plan | 1,500 | $64.35 | $96.5K | 5,312 | 7 Aug 2026 |
| 13 Mar 2026 | Elsner Frank Iii, Director | Purchase | 5 | $46.42 | $250 | 28,484 | 17 Mar 2026 |
| 3 Feb 2026 | Hayes Kevin J, SVP/Secretary & Gen. Counsel | Sale outside a trading plan | 750 | $51.30 | $38.5K | 2,632 | 4 Feb 2026 |
| 26 Jan 2026 | Fulk Brett D, Insider | Sale outside a trading plan | 1,486 | $48.52 | $72.1K | 1,048 | 27 Jan 2026 |
| 15 Dec 2025 | Fulk Brett D, Insider | Sale outside a trading plan | 2,773 | $52.27 | $145.0K | 3,306 | 17 Dec 2025 |
| 15 Dec 2025 | Elsner Frank Iii, Director | Purchase | 5 | $52.65 | $250 | 28,174 | 17 Dec 2025 |
| 11 Dec 2025 | Seibel Donald Arthur Jr, Director | Sale outside a trading plan | 5,000 | $51.00 | $255.0K | 5,927 | 12 Dec 2025 |
| 20 Nov 2025 | Kelley Scott L, Director | Purchase | 396 | $40.00 | $15.8K | 27,425 | 21 Nov 2025 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 7 Aug 2026 | Seibel Donald Arthur Jr, Director | 1,500 | $97.5K | 6 Aug 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 29 Apr 2026 | FMR LLC | 13G amended | 3.5% | 363.7K |
| 26 Mar 2026 | The Vanguard Group | 13G amended | 0% | 0 |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 569.7K | +1.89% | 11.76 |
| 30 Sep 2026 | 559.1K | +29.61% | 8.13 |
| 15 Sep 2026 | 431.4K | +5.33% | 6.17 |
| 31 Aug 2026 | 409.6K | +22.16% | 4.87 |
| 14 Aug 2026 | 335.3K | +12.3% | 6.61 |
| 31 Jul 2026 | 298.6K | +12.44% | 3.6 |
| 15 Jul 2026 | 265.5K | +12.78% | 4.38 |
| 30 Jun 2026 | 235.4K | +58% | 2.3 |
Funds that hold it
From each fund's latest Form 13F.
124 funds held it at 30 Jun 2026: 67 added and 22 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 705,130 | $41.9M | +82,553 |
| Vanguard Capital Management LLC | 434,952 | $25.8M | +7,295 |
| Private Capital Management, LLC | 361,337 | $21.5M | +1,595 |
| Dimensional Fund Advisors LP | 353,663 | $21.0M | +18,819 |
| Geode Capital Management, LLC | 271,775 | $16.1M | +25,399 |
| American Century Companies Inc. | 263,329 | $15.6M | +79,709 |
| State Street Corp. | 225,755 | $13.4M | +30,177 |
| Manufacturers Life Insurance Company, the | 161,818 | $9.6M | -1,160 |
| Bridgeway Capital Management, LLC | 106,511 | $6.3M | +354 |
| Two Sigma Investments, LP | 98,822 | $5.9M | +60,228 |
Peers
Companies in the same industry.
- Bank of Nova Scotia (BNS): revenue $27.0B, market value $118.0B
- Bank of New York Mellon Corp. (BNY): revenue $21.4B, market value $101.3B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $81.3B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $49.4B
- State Street Corp. (STT): revenue $15.5B, market value $47.4B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $32.4B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $31.3B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.8B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $27.7B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $27.5B