Regional Management Corp. (RM)
NYSE · Personal Credit Institutions · Finance, insurance and real estate · CIK 1519401 · fiscal year ends in Dec
Closing price $36.27 on 30 Oct 2026; 52-week range $30.20 to $43.50.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $683.8M
- Revenue growth
- 8.4%
- Net income, last twelve months
- $47.6M
- Earnings per share
- $4.94
- Net margin
- 7.0%
- Free cash flow
- $319.5M
- Return on equity
- 12.5%
- Market value
- $333.2M
- Price to earnings
- 7.3x
- Dividend yield
- 3.3%
- Cash
- $140.9M
- Debt
- $1.7B
- Debt to equity
- 4.58
- Shares outstanding
- 9.2M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $645.6M | – | $44.4M | $4.45 | $304.3M | 10-K filed 20 Feb 2026 |
| FY2024 | 31 Dec 2024 | $588.5M | – | $41.2M | $4.14 | $263.9M | 10-K filed 21 Feb 2025 |
| FY2023 | 31 Dec 2023 | $551.4M | – | $16.0M | $1.66 | $244.5M | 10-K filed 22 Feb 2024 |
| FY2022 | 31 Dec 2022 | $507.2M | – | $51.2M | $5.30 | $218.5M | 10-K filed 24 Feb 2023 |
| FY2021 | 31 Dec 2021 | $428.4M | – | $88.7M | $8.33 | $185.4M | 10-K filed 4 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q3 FY2026 | 30 Sep 2026 | $178.8M | $15.1M | $1.61 |
| Q2 FY2026 | 30 Jun 2026 | $168.0M | $8.2M | $0.85 |
| Q1 FY2026 | 31 Mar 2026 | $167.3M | $11.4M | $1.18 |
| Q4 FY2025 | 31 Dec 2025 | $169.7M | $12.9M | $1.30 |
| Q3 FY2025 | 30 Sep 2025 | $165.5M | $14.4M | $1.42 |
| Q2 FY2025 | 30 Jun 2025 | $157.4M | $10.1M | $1.03 |
| Q1 FY2025 | 31 Mar 2025 | $153.0M | $7.0M | $0.70 |
| Q4 FY2024 | 31 Dec 2024 | $154.8M | $9.9M | $0.98 |
Company events
The newest 8-K filings of 201 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 28 Oct 2026 | 8-K | Results, Leadership change, Other events | 2.02, 5.02, 8.01, 9.01 |
| 16 Sep 2026 | 8-K | Investor update | 7.01, 9.01 |
| 29 Jul 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 19 May 2026 | 8-K | Leadership change, Shareholder vote | 5.02, 5.07, 9.01 |
| 4 May 2026 | 8-K | Material agreement | 1.01, 9.01 |
| 29 Apr 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 5 Mar 2026 | 8-K | Material agreement | 1.01 |
| 20 Feb 2026 | 8-K | Investor update | 7.01, 9.01 |
| 4 Feb 2026 | 8-K | Results, Other events | 2.02, 8.01, 9.01 |
| 17 Nov 2025 | 8-K | Investor update | 7.01, 9.01 |
| 5 Nov 2025 | 8-K | Results, Leadership change, Other events | 2.02, 5.02, 8.01, 9.01 |
| 29 Oct 2025 | 8-K | Material agreement, New debt, Investor update, Other events | 1.01, 2.03, 7.01, 8.01, 9.01 |
Every filing
The newest filings with the SEC of 339 held.
| Filed | Form | Period |
|---|---|---|
| 30 Oct 2026 | 10-Q | 30 Sep 2026 |
| 28 Oct 2026 | 8-K | 28 Oct 2026 |
| 16 Sep 2026 | 8-K | 16 Sep 2026 |
| 31 Jul 2026 | 10-Q | 30 Jun 2026 |
| 29 Jul 2026 | 8-K | 29 Jul 2026 |
| 19 May 2026 | 8-K | 13 May 2026 |
| 15 May 2026 | S-8 | – |
| 4 May 2026 | 8-K | 28 Apr 2026 |
| 1 May 2026 | 10-Q | 31 Mar 2026 |
| 29 Apr 2026 | 8-K | 29 Apr 2026 |
| 13 Apr 2026 | ARS | 31 Dec 2025 |
| 9 Apr 2026 | DEF 14A | 9 Apr 2026 |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 29 Oct 2026 | Atwood Catherine R, SVP and General Counsel | Sale under a trading plan | 480 | $36.14 | $17.3K | 54,827 | 30 Oct 2026 |
| 29 Oct 2026 | Atwood Catherine R, SVP and General Counsel | Sale under a trading plan | 1,310 | $37.47 | $49.1K | 53,517 | 30 Oct 2026 |
| 29 Oct 2026 | Atwood Catherine R, SVP and General Counsel | Sale under a trading plan | 810 | $38.01 | $30.8K | 52,707 | 30 Oct 2026 |
| 19 Oct 2026 | Atwood Catherine R, SVP and General Counsel | Sale under a trading plan | 200 | $35.01 | $7.0K | 55,307 | 21 Oct 2026 |
| 17 Sep 2026 | Forager Fund, L.P., 10% owner | Sale outside a trading plan | 10,401 | $32.22 | $335.1K | 919,136 | 17 Sep 2026 |
| 16 Sep 2026 | Forager Fund, L.P., 10% owner | Sale outside a trading plan | 9,064 | $32.19 | $291.8K | 929,537 | 17 Sep 2026 |
| 15 Sep 2026 | Forager Fund, L.P., 10% owner | Sale outside a trading plan | 9,857 | $32.26 | $318.0K | 938,601 | 17 Sep 2026 |
| 1 Sep 2026 | Basswood Capital Management, L.L.C., Director | Sale outside a trading plan | 1,159 | $31.65 | $36.7K | 23,118 | 3 Sep 2026 |
| 24 Aug 2026 | Atwood Catherine R, SVP and General Counsel | Sale under a trading plan | 200 | $35.00 | $7.0K | 55,507 | 26 Aug 2026 |
| 12 Aug 2026 | Lamba Lakhbir S., President and CEO | Purchase | 3,500 | $31.76 | $111.2K | 55,734 | 13 Aug 2026 |
| 11 Aug 2026 | Lamba Lakhbir S., President and CEO | Purchase | 6,500 | $31.59 | $205.3K | 52,234 | 13 Aug 2026 |
| 10 Jul 2026 | Barnette Steven B, VP, Chief Accounting Officer | Sale under a trading plan | 3,274 | $43.30 | $141.8K | 13,472 | 14 Jul 2026 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 1 Sep 2026 | Basswood Financial Long Only Fund, LP, 10% Stockholder | 1,159 | $37.2K | 1 Sep 2026 |
| 24 Aug 2026 | Catherine Atwood, Officer | 3,000 | $102.3K | 24 Aug 2026 |
| 10 Jul 2026 | STEVEN BROOKS BARNETTE, Officer | 3,274 | $139.1K | 10 Jul 2026 |
| 1 Jul 2026 | STEVEN BROOKS BARNETTE, Officer | 1,600 | $65.9K | 1 Jul 2026 |
| 26 May 2026 | Johnson Sandra K., Director | 2,842 | $100.8K | 26 May 2026 |
| 11 May 2026 | Catherine Atwood, Officer | 6,000 | $212.0K | 11 May 2026 |
| 17 Apr 2026 | STEVEN BROOKS BARNETTE, Officer | 1,600 | $61.7K | 17 Apr 2026 |
| 17 Apr 2026 | BRIAN FISHER, Officer | 2,961 | $114.1K | 17 Apr 2026 |
| 14 Apr 2026 | BRIAN FISHER, Officer | 8,457 | $319.5K | 14 Apr 2026 |
| 14 Apr 2026 | HARPREET RANA, Officer | 17,987 | $679.5K | 14 Apr 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 29 Jul 2026 | BlackRock, Inc. | 13G amended | 7.8% | 715.0K |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 382.1K | +11% | 3.56 |
| 30 Sep 2026 | 344.2K | -8.34% | 4.59 |
| 15 Sep 2026 | 375.6K | +9.81% | 6.51 |
| 31 Aug 2026 | 342.0K | -10.74% | 3.4 |
| 14 Aug 2026 | 383.2K | -5.16% | 3.19 |
| 31 Jul 2026 | 404.0K | -11.28% | 4.63 |
| 15 Jul 2026 | 455.4K | +10.45% | 5.5 |
| 30 Jun 2026 | 412.3K | +12.97% | 5.22 |
Funds that hold it
From each fund's latest Form 13F.
131 funds held it at 30 Jun 2026: 70 added and 32 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| BlackRock, Inc. | 1,153,246 | $47.5M | +16,792 |
| Forager Capital Management, LLC | 948,458 | $39.1M | -70,805 |
| Basswood Capital Management, L.l.c. | 855,425 | $35.2M | +34,748 |
| Dimensional Fund Advisors LP | 690,610 | $28.5M | -1,424 |
| LSV Asset Management | 341,632 | $14.1M | -1,600 |
| Vanguard Capital Management LLC | 335,593 | $13.8M | -9,249 |
| Tieton Capital Management, LLC | 318,259 | $13.1M | -1,965 |
| American Century Companies Inc. | 289,157 | $11.9M | +28,288 |
| Geode Capital Management, LLC | 225,101 | $9.3M | +12,515 |
| Renaissance Technologies LLC | 185,541 | $7.6M | -37,692 |
Peers
Companies in the same industry.
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- Happen, Inc. (HAPN): revenue $1.0B, market value $1.8B
- Atlanticus Holdings Corp. (ATLC): revenue $729.9M, market value $1.4B
- World Acceptance Corp. (WRLD): revenue $591.6M, market value $764.4M