OppFi Inc. (OPFI)
NYSE · Finance Services · Finance, insurance and real estate · CIK 1818502 · fiscal year ends in Dec
Closing price $5.86 on 29 Oct 2026; 52-week range $5.42 to $11.38.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $363.6M
- Revenue growth
- 0.2%
- Net income, last twelve months
- $101.7M
- Operating margin
- 38.3%
- Net margin
- 28.0%
- Free cash flow
- $384.9M
- Return on equity
- 24.6%
- Market value
- $511.2M
- Price to earnings
- 2.7x
- Dividend yield
- 4.3%
- Cash
- $64.3M
- Shares outstanding
- 87.3M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $381.2M | $166.7M | $26.3M | $0.99 | $382.2M | 10-K filed 12 Mar 2026 |
| FY2024 | 31 Dec 2024 | $321.5M | $94.5M | $7.3M | $0.36 | $310.8M | 10-K filed 11 Mar 2025 |
| FY2023 | 31 Dec 2023 | $273.2M | $46.4M | -$1.0M | -$0.06 | $287.2M | 10-K filed 27 Mar 2024 |
| FY2022 | 31 Dec 2022 | $217.0M | -$6.3M | $7.1M | $0.05 | $230.0M | 10-K filed 29 Mar 2023 |
| FY2021 | 31 Dec 2021 | $263.7M | $57.3M | $25.6M | $1.93 | $153.0M | 10-K filed 11 Mar 2022 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $86.2M | $14.8M | $0.18 |
| Q1 FY2026 | 31 Mar 2026 | $87.3M | $28.4M | $0.56 |
| Q4 FY2025 | 31 Dec 2025 | $85.6M | $16.8M | $1.48 |
| Q3 FY2025 | 30 Sep 2025 | $104.6M | $41.6M | $0.77 |
| Q2 FY2025 | 30 Jun 2025 | $100.2M | -$20.8M | -$0.78 |
| Q1 FY2025 | 31 Mar 2025 | $90.8M | -$11.4M | -$0.48 |
| Q4 FY2024 | 31 Dec 2024 | $80.8M | -$5.6M | -$0.11 |
| Q3 FY2024 | 30 Sep 2024 | $91.2M | $4.3M | $0.21 |
Company events
The newest 8-K filings of 74 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 28 Oct 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 21 Sep 2026 | 8-K | New debt, Other events | 2.03, 8.01, 9.01 |
| 10 Aug 2026 | 8-K | Results, Material agreement, New debt, Investor update | 1.01, 2.02, 2.03, 7.01, 9.01 |
| 16 Jun 2026 | 8-K | Investor update | 7.01, 9.01 |
| 10 Jun 2026 | 8-K | Shareholder vote | 5.07 |
| 7 May 2026 | 8-K | Results, Investor update, Other events | 2.02, 7.01, 8.01, 9.01 |
| 29 Apr 2026 | 8-K | Material agreement, Agreement ended, Share sale, Investor update | 1.01, 1.02, 3.02, 7.01, 9.01 |
| 16 Apr 2026 | 8-K | Material agreement, Agreement ended, New debt, Debt accelerated | 1.01, 1.02, 2.03, 2.04, 9.01 |
| 11 Mar 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 29 Oct 2025 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 2 Oct 2025 | 8-K | Material agreement, Agreement ended, New debt, Debt accelerated, Investor update | 1.01, 1.02, 2.03, 2.04, 7.01, 9.01 |
| 26 Aug 2025 | 8-K | Investor update, Other events | 7.01, 8.01, 9.01 |
Every filing
The newest filings with the SEC of 242 held.
| Filed | Form | Period |
|---|---|---|
| 28 Oct 2026 | 8-K | 28 Oct 2026 |
| 21 Sep 2026 | 8-K | 15 Sep 2026 |
| 10 Aug 2026 | 10-Q | 30 Jun 2026 |
| 10 Aug 2026 | 8-K | 10 Aug 2026 |
| 6 Aug 2026 | EFFECT | – |
| 5 Aug 2026 | S-4/A | – |
| 27 Jul 2026 | S-4 | – |
| 20 Jul 2026 | 25-NSE | – |
| 16 Jun 2026 | 8-K | 16 Jun 2026 |
| 10 Jun 2026 | 8-K | 9 Jun 2026 |
| 8 May 2026 | 425 | – |
| 7 May 2026 | S-8 | – |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 14 Sep 2026 | Schwartz Todd G., Chief Executive Officer | Purchase | 1,940 | $7.80 | $15.1K | 641,898 | 15 Sep 2026 |
| 11 Sep 2026 | Schwartz Todd G., Chief Executive Officer | Purchase | 3,300 | $7.96 | $26.3K | 639,958 | 15 Sep 2026 |
| 11 Sep 2026 | Johnson Pamela D., CFO | Sale outside a trading plan | 8,650 | $8.02 | $69.4K | 151,039 | 15 Sep 2026 |
| 10 Sep 2026 | Schwartz Todd G., Chief Executive Officer | Purchase | 3,350 | $7.56 | $25.3K | 636,658 | 11 Sep 2026 |
| 9 Sep 2026 | Schwartz Todd G., Chief Executive Officer | Purchase | 3,450 | $7.59 | $26.2K | 633,308 | 10 Sep 2026 |
| 8 Sep 2026 | Schwartz Todd G., Chief Executive Officer | Purchase | 3,475 | $7.41 | $25.7K | 629,858 | 9 Sep 2026 |
| 4 Sep 2026 | Schwartz Todd G., Chief Executive Officer | Purchase | 3,500 | $7.35 | $25.7K | 626,383 | 8 Sep 2026 |
| 3 Sep 2026 | Schwartz Todd G., Chief Executive Officer | Purchase | 3,450 | $7.33 | $25.3K | 622,883 | 4 Sep 2026 |
| 2 Sep 2026 | Schwartz Todd G., Chief Executive Officer | Purchase | 3,550 | $7.15 | $25.4K | 619,433 | 3 Sep 2026 |
| 1 Sep 2026 | Schwartz Todd G., Chief Executive Officer | Purchase | 3,550 | $6.91 | $24.5K | 615,883 | 2 Sep 2026 |
| 31 Aug 2026 | Schwartz Todd G., Chief Executive Officer | Purchase | 3,550 | $6.93 | $24.6K | 612,333 | 1 Sep 2026 |
| 28 Aug 2026 | Schwartz Todd G., Chief Executive Officer | Purchase | 3,500 | $7.15 | $25.0K | 608,783 | 31 Aug 2026 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 11 Sep 2026 | Johnson Pamela D., Officer | 8,650 | $69.4K | 11 Sep 2026 |
| 26 Aug 2026 | McKay Christopher J., Officer | 77,850 | $558.8K | 26 Aug 2026 |
| 19 Aug 2026 | Vennettilli David, Director | 28,485 | $204.0K | 19 Aug 2026 |
| 15 Jun 2026 | Moore Jocelyn, Director | 39,076 | $330.2K | 15 Jun 2026 |
| 12 Jun 2026 | McKay Christopher J., Officer | 23,683 | $197.8K | 12 Jun 2026 |
| 8 Jun 2026 | Favilla Christina M, Director | 30,000 | $244.2K | 8 Jun 2026 |
| 4 May 2026 | Vennettilli David, Director | 10,000 | $100.0K | 4 May 2026 |
| 12 Mar 2026 | Moore Jocelyn, Director | 8,190 | $69.9K | 12 Mar 2026 |
| 5 Jan 2026 | Johnson Pamela D., Officer | 5,084 | $52.1K | 5 Jan 2026 |
| 11 Dec 2025 | Moore Jocelyn, Director | 4,464 | $48.7K | 11 Dec 2025 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 14 Aug 2026 | LMR Partners LLP | 13G amended | 2.5% | 2.3M |
| 14 Aug 2026 | Aristeia Capital, L.L.C. | 13G amended | 2.52% | 2.2M |
| 13 Aug 2026 | Wellington Management Group LLP | 13G amended | 3.54% | 3.0M |
| 13 Aug 2026 | Wellington Trust Company, NA | 13G amended | 1.9% | 1.6M |
| 31 Jul 2026 | Vanguard Capital Management | 13G amended | 2.87% | 2.5M |
| 29 Jul 2026 | BlackRock, Inc. | 13G amended | 2.3% | 2.0M |
| 15 May 2026 | Wellington Management Group LLP | 13G amended | 9.95% | 2.6M |
| 15 May 2026 | Wellington Trust Company, NA | 13G | 5.53% | 1.5M |
| 30 Apr 2026 | Vanguard Capital Management | 13G | 5.15% | 1.4M |
| 30 Apr 2026 | Todd G. Schwartz | 13D amended | 32.03% | 27.3M |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 4.3M | -0.76% | 7.4 |
| 30 Sep 2026 | 4.3M | +23.51% | 4.59 |
| 15 Sep 2026 | 3.5M | +8.39% | 3.81 |
| 31 Aug 2026 | 3.2M | -8.84% | 4.68 |
| 14 Aug 2026 | 3.5M | +47.06% | 2.15 |
| 31 Jul 2026 | 2.4M | -7.79% | 5.38 |
| 15 Jul 2026 | 2.6M | -4.8% | 3.64 |
| 30 Jun 2026 | 2.7M | +25.39% | 2.5 |
Funds that hold it
From each fund's latest Form 13F.
175 funds held it at 30 Jun 2026: 81 added and 40 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| Wellington Management Group LLP | 3,019,250 | $30.0M | +389,082 |
| Vanguard Capital Management LLC | 2,216,792 | $22.0M | +1,030,639 |
| BlackRock, Inc. | 2,047,243 | $20.3M | +111,860 |
| Citadel Advisors LLC | 1,066,428 | $10.6M | +555,452 |
| Corsair Capital Management, L.P. | 1,053,379 | $10.5M | +1,023,699 |
| M3F, Inc. | 764,445 | $7.6M | +764,445 |
| Geode Capital Management, LLC | 742,860 | $7.4M | +131,676 |
| Two Sigma Investments, LP | 669,257 | $6.6M | -427,011 |
| Dimensional Fund Advisors LP | 646,233 | $6.4M | +220,144 |
| Nuveen, LLC | 641,376 | $6.4M | -11,220 |
Peers
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