CoastalSouth Bancshares, Inc. (COSO)
NYSE · State Commercial Banks · Finance, insurance and real estate · CIK 1297107 · fiscal year ends in Dec
Closing price $27.88 on 30 Oct 2026; 52-week range $21.09 to $28.04.
Key figures
The last twelve months reported, with the latest price and balance sheet.
- Revenue, last twelve months
- $88.0M
- Net income, last twelve months
- $27.5M
- Earnings per share
- $2.22
- Net margin
- 31.3%
- Free cash flow
- $67.1M
- Return on equity
- 10.2%
- Market value
- $333.3M
- Price to earnings
- 12.6x
- Cash
- $34.2M
- Debt
- $75.0M
- Debt to equity
- 0.28
- Shares outstanding
- 12.0M
Financial statements
Revenue, profit and cash flow by fiscal year, each year linked to its annual report.
| Fiscal year | Year end | Revenue | Operating income | Net income | EPS | Free cash flow | Filing |
|---|---|---|---|---|---|---|---|
| FY2025 | 31 Dec 2025 | $82.0M | – | $24.9M | $2.16 | $61.3M | 10-K filed 12 Mar 2026 |
| FY2024 | 31 Dec 2024 | $69.8M | – | $21.9M | $2.09 | -$14.1M | 10-K filed 12 Mar 2026 |
By quarter
| Quarter | Quarter end | Revenue | Net income | EPS |
|---|---|---|---|---|
| Q2 FY2026 | 30 Jun 2026 | $22.9M | $7.3M | $0.59 |
| Q1 FY2026 | 31 Mar 2026 | $21.7M | $6.3M | $0.51 |
| Q4 FY2025 | 31 Dec 2025 | $22.2M | $7.1M | $0.58 |
| Q3 FY2025 | 30 Sep 2025 | $21.3M | $6.7M | $0.54 |
| Q2 FY2025 | 30 Jun 2025 | $19.9M | $6.0M | $0.57 |
| Q1 FY2025 | 31 Mar 2025 | $18.6M | $5.0M | $0.47 |
| Q3 FY2024 | 30 Sep 2024 | $19.9M | $7.9M | $0.75 |
| Q2 FY2024 | 30 Jun 2024 | $18.3M | $5.9M | $0.56 |
Company events
The newest 8-K filings of 12 held.
| Filed | Form | Event | Items |
|---|---|---|---|
| 19 Oct 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 24 Jul 2026 | 8-K | Bylaws or fiscal year change | 5.03, 9.01 |
| 20 Jul 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 1 May 2026 | 8-K | Other events | 8.01, 9.01 |
| 24 Apr 2026 | 8-K | Shareholder vote | 5.07 |
| 20 Apr 2026 | 8-K | Results, Investor update | 2.02, 7.01, 9.01 |
| 4 Mar 2026 | 8-K | Leadership change | 5.02 |
| 20 Jan 2026 | 8-K | Results, Investor update | 2.02, 7.01 |
| 19 Nov 2025 | 8-K | Leadership change | 5.02 |
| 21 Oct 2025 | 8-K | Results | 2.02, 9.01 |
| 16 Sep 2025 | 8-K | Other events | 8.01 |
| 28 Jul 2025 | 8-K | Results | 2.02, 9.01 |
Every filing
The newest filings with the SEC of 43 held.
| Filed | Form | Period |
|---|---|---|
| 19 Oct 2026 | 8-K | 19 Oct 2026 |
| 7 Aug 2026 | 10-Q | 30 Jun 2026 |
| 24 Jul 2026 | 8-K | 23 Jul 2026 |
| 20 Jul 2026 | 8-K | 20 Jul 2026 |
| 8 May 2026 | 10-Q | 31 Mar 2026 |
| 1 May 2026 | 8-K | 30 Apr 2026 |
| 24 Apr 2026 | 8-K | 23 Apr 2026 |
| 20 Apr 2026 | 8-K | 20 Apr 2026 |
| 13 Mar 2026 | ARS | 31 Dec 2025 |
| 13 Mar 2026 | DEFA14A | – |
| 13 Mar 2026 | DEF 14A | 31 Dec 2025 |
| 12 Mar 2026 | S-8 | – |
Insider trades
Form 4 trades by officers, directors and 10% owners, last 12 months.
| Traded | Insider | Type | Shares | Price | Value | Held after | Form 4 |
|---|---|---|---|---|---|---|---|
| 23 Oct 2026 | Bruderer Ernst W., Director | Sale outside a trading plan | 6,000 | $27.92 | $167.5K | 35,131 | 26 Oct 2026 |
| 7 Aug 2026 | Macleod James S, Director | Purchase | 238 | $28.15 | $6.7K | 201,585 | 14 Sep 2026 |
| 6 Aug 2026 | Macleod James S, Director | Purchase | 96 | $27.61 | $2.7K | 201,347 | 14 Sep 2026 |
| 31 Aug 2026 | Bruderer Ernst W., Director | Sale outside a trading plan | 2,000 | $27.43 | $54.9K | 41,131 | 31 Aug 2026 |
| 26 Aug 2026 | Bruderer Ernst W., Director | Sale outside a trading plan | 2,000 | $27.50 | $55.0K | 43,131 | 26 Aug 2026 |
| 18 Aug 2026 | Bruderer Ernst W., Director | Sale outside a trading plan | 1,000 | $27.89 | $27.9K | 45,131 | 18 Aug 2026 |
| 12 Aug 2026 | Bruderer Ernst W., Director | Sale under a trading plan | 1,000 | $27.56 | $27.6K | 46,131 | 13 Aug 2026 |
| 6 May 2026 | Valduga Anthony P., CFO AND COO | Sale outside a trading plan | 4,558 | $25.84 | $117.8K | 86,115 | 6 May 2026 |
| 9 Mar 2026 | Stone Stephen R., PRESIDENT AND CEO | Purchase | 200 | $24.15 | $4.8K | 120,385 | 9 Mar 2026 |
| 10 Feb 2026 | High Michael B, Director | Purchase | 1,500 | $25.14 | $37.7K | 1,500 | 12 Feb 2026 |
Planned insider sales
Form 144 notices, filed when the sell order goes to the broker.
| Filed | Seller | Shares | Value | Planned sale |
|---|---|---|---|---|
| 23 Oct 2026 | Bruderer Ernst W., Director | 6,000 | $167.3K | 23 Oct 2026 |
| 31 Aug 2026 | Bruderer Ernst W., Officer | 2,000 | $54.9K | 31 Aug 2026 |
| 26 Aug 2026 | Bruderer Ernst W., Officer | 2,000 | $55.0K | 26 Aug 2026 |
| 25 Aug 2026 | Bruderer Ernst W., Officer | 1,000 | $27.6K | 10 Aug 2026 |
| 24 Aug 2026 | Bruderer Ernst W., Officer | 1,000 | $27.9K | 18 Aug 2026 |
Large holders
Schedule 13D and 13G filings by holders of more than 5% of the voting shares.
| Filed | Holder | Schedule | Stake | Shares |
|---|---|---|---|---|
| 18 Aug 2026 | Patriot Financial Partners II, L.P. | 13G amended | 4.8% | 573.0K |
| 14 Aug 2026 | Fourthstone LLC | 13G amended | 1.87% | 225.2K |
| 28 May 2026 | EJF Capital LP | 13G amended | 1.6% | 192.7K |
| 15 May 2026 | Fourthstone LLC | 13G amended | 9.18% | 1.1M |
| 6 May 2026 | Patriot Financial Partners II, L.P. | 13G amended | 5.8% | 691.4K |
| 13 Feb 2026 | Fourthstone LLC | 13G | 8.01% | 959.8K |
| 13 Nov 2025 | EJF Capital LLC | 13G | 8.5% | 930.2K |
Short interest
Shares sold short and not yet bought back, on each FINRA settlement date.
| Settlement | Shares short | Change | Days to cover |
|---|---|---|---|
| 15 Oct 2026 | 127.1K | -20.36% | 1.26 |
| 30 Sep 2026 | 159.7K | -30.42% | 1.12 |
| 15 Sep 2026 | 229.5K | +48.03% | 1.83 |
| 31 Aug 2026 | 155.0K | +24.47% | 1.64 |
| 14 Aug 2026 | 124.5K | +4.93% | 1.4 |
| 31 Jul 2026 | 118.7K | +14.85% | 1.72 |
| 15 Jul 2026 | 103.3K | +43.2% | 1 |
| 30 Jun 2026 | 72.2K | -36.09% | 1 |
Funds that hold it
From each fund's latest Form 13F.
104 funds held it at 30 Jun 2026: 65 added and 19 trimmed in the quarter. The largest:
| Fund | Shares | Value | Change in the quarter |
|---|---|---|---|
| Patriot Financial Partners GP II, L.P. | 691,367 | $18.6M | -467,844 |
| BlackRock, Inc. | 584,198 | $15.7M | +92,165 |
| Two Sigma Investments, LP | 408,489 | $11.0M | +308,434 |
| Vanguard Capital Management LLC | 395,093 | $10.6M | -11,334 |
| North Reef Capital Management LP | 370,982 | $10.0M | +50,000 |
| Berkeley Capital Partners, LLC | 356,390 | $9.6M | -4,172 |
| AllianceBernstein L.P. | 347,546 | $8.5M | -50,027 |
| Mendon Capital Advisors Corp. | 267,232 | $7.2M | -62,511 |
| Curi Capital, LLC | 250,001 | $6.7M | -52,950 |
| Fourthstone LLC | 225,211 | $6.1M | -875,293 |
Peers
Companies in the same industry.
- Bank of Nova Scotia (BNS): revenue $27.0B, market value $115.9B
- Bank of New York Mellon Corp. (BNY): revenue $22.0B, market value $99.0B
- Itaú Unibanco Holding S.A. (ITUB): revenue $30.1B, market value $78.6B
- Fifth Third Bancorp (FITB): revenue $10.7B, market value $48.9B
- State Street Corp. (STT): revenue $15.5B, market value $46.3B
- M&T Bank Corp. (MTB): revenue $10.0B, market value $31.9B
- Northern Trust Corp. (NTRS): revenue $9.3B, market value $30.7B
- Banco Bradesco S.A. (BBD): revenue –, market value $27.0B
- Citizens Financial Group Inc. (CFG): revenue $8.9B, market value $26.9B
- First Citizens Bancshares Inc. (FCNCA): revenue $9.6B, market value $26.6B